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Your Gifts after voting
New Users
ZA Bank Users
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$1M Free Protection
✅ Recovered COVID-19 Patients2
? First 3-month free ZA Life Protection3
? Redeem with "ZA2HBD"
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Time-limited
HKD 222
✅ Use invitation code ‘ZA2HBD’ to open an account.
✅ Spend with ZA Card within 14 days.
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2nd Anniversary Special
Up to 400k ZA Coin and featured coupons
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Throwback with 500k users
英文000_11268
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How to redeem?

1Copy invitation code

ZA2HBD

Invitation code copied

2Download ZA Bank App

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3Open account and paste the invitation code

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4Go to ‘Wealth’ > ‘Insurance’ > ‘ZA Life Protection’, paste the promo code and fill in the required information to get your free protection*

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5Spend with ZA Card in 14 days to earn cash rewards

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6Go to ‘Explore’ > ‘ZA Bank 2nd Anniversary Ceremony’ in ZA Bank App to join the event

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1. The Bank has gained the support of more than 800,000 users as of 30 June 2024, becoming the largest digital bank in terms of user base in Hong Kong.
2. Recovered COVID-19 person(s) never admit to a hospital* due to COVID-19 infection, and follow the definition of relevant person(s) completing quarantine. Please refer to the “extra waiting period waiver for Covid-19 recovered patients for enrolling ZA Life Protection – Terms & Conditions” – point 3 for more details.
3. The free protection is term 1-year ‘ZA Life Protection’with HKD 1M sum insured, and pay with monthly payment.

4. T&C apply. This insurance product is a long-term insurance plan underwritten by ZA Life Limited (business name as ZA Insure) and is neither a bank deposit nor a bank savings plan. All premiums are paid for the insurance and related costs. Policyholders are subject to ZA Insure’s credit risk. Please refer to product brochure for detailed features and the policy provisions for the detailed terms and conditions. Insurance products are underwritten by ZA Insure which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. ZA Bank is a licensed insurance agency authorised by ZA Insure.
* The free protection is 1-year term ZA Life Protection with HKD 1M sum insured and paid monthly. This insurance product is a long-term insurance plan underwritten by ZA Life Limited (business name as ZA Insure) and is neither a bank deposit nor a bank savings plan. All premiums are paid for the insurance and related costs. Policyholders are subject to ZA Insure’s credit risk. Please refer to product brochure for detailed features and the policy provisions for the detailed terms and conditions. Insurance products are underwritten by ZA Insure which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. ZA Bank is a licensed insurance agency authorised by ZA Insure.