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ZME $18M Loan SME Financing Guarantee Scheme (80% Guarantee Product-revolving loan)

The ZME $18M Loan, which is an 80% Guarantee Product - Revolving Loan under the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited, helping you get through the operational challenges.

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Facility amount up to HKD 18 million[1]

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Repayment period up to 7 years[2]

To borrow or not to borrow? Borrow only if you can repay.

[1]The maximum loan amount per borrower for the “80% Guarantee Product” under the SME Financing Guarantee Scheme (SFGS) is HKD 18 million(at any point of time, including credit facilities guaranteed under the 80% Guarantee Product and 90% Guarantee Product). SFGS is offered by the HKMC Insurance Limited (HKMCI).

[2] The maximum repayment tenor for “80% Guarantee Product” is 7 years, applicable to applications received by the HKMCI by end-March 2026; the maximum repayment tenor for “90% Guarantee Product” is 5 years.

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ZME $18M Loan SME Financing Guarantee Scheme (80% or 90% Guarantee Product-instalment loan)

We offer 80% or 90% Guarantee Product - Intsalment Loan under the SME Financing Guarantee Scheme which give you another choice for loan application.

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Facility amount up to HKD 18 million[1]

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Repayment period up to 7 years[2]

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Support Principal moratorium[3]

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To borrow or not to borrow? Borrow only if you can repay.

[1]The maximum loan amount per borrower for the “80% Guarantee Product” and “90% Guarantee Product” under the SME Financing Guarantee Scheme (SFGS) are HKD 18 million and HKD 8 million respectively (at any point of time, including credit facilities guaranteed under the 80% Guarantee Product and 90% Guarantee Product). SFGS is offered by the HKMC Insurance Limited (HKMCI).

[2] The maximum repayment tenor for “80% Guarantee Product” is 7 years, applicable to applications received by the HKMCI by end-March 2026; the maximum repayment tenor for “90% Guarantee Product” is 5 years.

[3]The maximum principal moratorium is 30 months in aggregate, applicable to applications received by the HKMCI by end-March 2026. Please refer to “SME Financing Guarantee Scheme” for details.

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ZME Revolving Loan Business Revolving Loan

We offer unsecured revolving term loan with flexible drawdown date and repayment term. No interest is payable on unused credit.

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No collateral required

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Revolving credit line

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HK$0 arrangement fee for SME

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Check your repayment schedule online

To borrow or not to borrow? Borrow only if you can repay.
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