ZME $18M Loan SME Financing Guarantee Scheme (80% Guarantee Product-revolving loan)
The ZME $18M Loan, which is an 80% Guarantee Product - Revolving Loan under the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited, helping you get through the operational challenges.
Facility amount up to HK$18 million[1]
Repayment period up to 10 years[2]
[1]The maximum loan amount per borrower for the「80% Guarantee Product」 under the SME Financing Guarantee Scheme (SFGS) is HK$18 million (at any point of time, including credit facilities guaranteed under the 80% Guarantee Product and 90% Guarantee Product, if applicable). SFGS is offered by the HKMC Insurance Limited (HKMCI).
[2] The maximum repayment tenor for 「80% Guarantee Product」 is 10 years, applicable to applications received by the HKMCI by end-March 2028.
ZME $18 M Loan SME Financing Guarantee Scheme (80% Guarantee Product-instalment loan)
We offer 80% Guarantee Product -Instalment Loan under the SME Financing Guarantee Scheme which gives you another choice for loan application.
Facility amount up to HK$18 million[1]
Repayment period up to 10 years[2]
Support principal moratorium[3]
[1] The maximum loan amount per borrower for the 「80% Guarantee Product」 under the SME Financing Guarantee Scheme (SFGS) is HK$18 million (at any point of time, including credit facilities guaranteed under the 80% Guarantee Product and 90% Guarantee Product, if applicable). SFGS is offered by the HKMC Insurance Limited (HKMCI).
[2] The maximum repayment tenor for 「80% Guarantee Product」 is 10 years, applicable to applications received by the HKMCI by end-March 2028.
[3] Principal moratorium application period ends on 17 November 2026. Subject to terms and conditions and eligibility criteria. Please refer to the「SME Financing Guarantee Scheme」for details.
ZME Revolving Loan Business Revolving Loan
We offer unsecured revolving term loan with flexible drawdown date and repayment term. No interest is payable on unused credit.
No collateral required
Revolving credit line
HK$0 arrangement fee for SME
Check your repayment schedule online