Enjoy a guaranteed 6.8% p.a. interest rate when you get a 3-month time-deposit of up to HKD 20,000 – earning HKD 3353
Savings, guaranteed
HKD 335
Spend HKD 100 or more with ZA Card and you’ll receive a one-time guaranteed 200% rebate1! Rebate will be given via ZA Quest. Every subsequent purchase can also join 'PowerDraw', winning up to 200% rebate2.
Spending, guaranteed
HKD 200
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1From now till 31 May, Eligible Customers must have never opened any bank account with ZA Bank and shall submit an account opening application on this promotion page. Upon successful account opening, Eligible Customer will get a designated ZA Quest within 3 working days upon successful account opening. After completion of a single eligible transaction of at least HKD 100 at any merchant with ZA Card within 30 days after getting the Quest, Eligible Customer will get a capsule which contains the guaranteed 200% rebate of the transaction amount. Rebate is in the form of ZA Coin. Maximum rebate is 20,000 ZA Coin (equal to HKD 200). ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited.Terms and Conditions apply.
2From now till 30 June, each eligible transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction.Terms and Conditions apply.
3From now till 31 May, Eligible Customers must have never opened any bank account with ZA Bank and shall submit an account opening application on this promotion page. Upon successful account opening, +6.4% rate-up coupon will be credited to the Eligible Customer’s account, applicable to 3-month time deposit of up to HKD 20,000. Eligible customer can enjoy a total of 6.8% p.a. interest rate adding on to the basic 0.4% p.a. interest rate for 3-month HKD time deposit. ‘HKD 335’ is rounded to the nearest dollar and based on 90-day tenor.Terms and Conditions apply.
4‘HKD 3,800 cash value’ is rounded to the nearest 100 dollars and does not include levies. With premium amount of HKD 50,000, the guaranteed cash value of the policy at the end of the 3rd policy year (maturity) is HKD 53,844, assuming no partial or full surrender has been made. Assume the initial premium of the first year is HKD 50,000, the maturity benefit (excluding initial premium) at the end of the 3rd policy year (maturity) is HKD 3,844. You may cancel the policy by sending us a notice within 30 days after the delivery of the policy or issuance of a notice to you, informing you of the availability of the policy, whichever is earlier. Cancellation during the cooling-off period will result in a full return, to you, of premium(s) and levy paid without interest. Guaranteed cash value is calculated on a daily compound basis and refers to the amount that will be received at surrender or maturity when the life insured is still alive and is not equal to death benefit. You should not base solely on this page to make decision on applying for any insurance product. This promotional material is only a reference. All insurance applications are subject to ZA Insure’s underwriting and acceptance. Please refer to the Product Brochure for detailed product features and provisions issued by ZA Insure for detailed terms and Conditions.
5This insurance product is a long-term insurance plan underwritten by ZA Life Limited (business name as ZA Insure) and is neither a bank deposit nor a bank savings plan. Policyholders are subject to ZA Insure’s credit risk. Please refer to product brochure for the features and the policy provisions for the detailed terms and Conditions.
ZA Insure is authorised and regulated by the Insurance Authority of the Hong Kong SAR. ZA Bank is a licensed insurance agency authorised by ZA Insure. For monetary disputes arising between ZA Bank and you out of the selling process or processing of the related transaction, ZA Bank will enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the product should be resolved between ZA Insure and you directly.
6Enjoy a first 3-month premium waiver of a ZA Life Protection with 1-year protection term, sum insured at HKD1 million upon successful application on ZA Bank App with promotion code “ZA2HBD” on or before 31 May. All applicants must fulfill the enrollment requirement of ZA Life Protection and complete the application via ZA Bank App. This Campaign does not mean ZA Life will accept all relevant applications. Acceptance of application (include but not limited to the sum insured amount) depends on the underwriting decision of ZA Life.Terms and Conditions apply. Recovered COVID-19 person(s) never admit to a hospital due to COVID-19 infection, and follow the definition of relevant person(s) completing quarantine. Please refer to the ‘extra waiting period waiver for Covid-19 recovered patients for enrolling ZA Life Protection – Terms & Conditions’ for more details.
Bonus
Insurance
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By entering the code 'ZA2HBD', you can get a first 3-month ‘ZA Life Protection’ with HK$1M coverage for free5,6. Recovered COVID-19 patients can also get insured without waiting.
Enjoy a guaranteed 2.5% p.a. maturity return by ‘ZA Savings Insurance 2’ – guarantee you HKD 3,800 cash value return from HKD 50,000 premium in 3 years4,5.
Free 3-month $1M Protection
Guaranteed return $3,800
Enjoy a guaranteed 6.8% p.a. interest rate when you get a 3-month time-deposit of up to HKD 20,000 – earning HKD 3353
Savings, guaranteed
HKD 335
Spend HKD 100 or more with ZA Card and you’ll receive a one-time guaranteed 200% rebate1! Rebate will be given via ZA Quest. Every subsequent purchase can also join 'PowerDraw', winning up to 200% rebate2.
Spending, guaranteed
HKD 200
.png)
1From now till 31 May, Eligible Customers must have never opened any bank account with ZA Bank and shall submit an account opening application on this promotion page. Upon successful account opening, Eligible Customer will get a designated ZA Quest within 3 working days upon successful account opening. After completion of a single eligible transaction of at least HKD 100 at any merchant with ZA Card within 30 days after getting the Quest, Eligible Customer will get a capsule which contains the guaranteed 200% rebate of the transaction amount. Rebate is in the form of ZA Coin. Maximum rebate is 20,000 ZA Coin (equal to HKD 200). ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited.Terms and Conditions apply.
2From now till 30 June, each eligible transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction.Terms and Conditions apply.
3From now till 31 May, Eligible Customers must have never opened any bank account with ZA Bank and shall submit an account opening application on this promotion page. Upon successful account opening, +6.4% rate-up coupon will be credited to the Eligible Customer’s account, applicable to 3-month time deposit of up to HKD 20,000. Eligible customer can enjoy a total of 6.8% p.a. interest rate adding on to the basic 0.4% p.a. interest rate for 3-month HKD time deposit. ‘HKD 335’ is rounded to the nearest dollar and based on 90-day tenor.Terms and Conditions apply.
4‘HKD 3,800 cash value’ is rounded to the nearest 100 dollars and does not include levies. With premium amount of HKD 50,000, the guaranteed cash value of the policy at the end of the 3rd policy year (maturity) is HKD 53,844, assuming no partial or full surrender has been made. Assume the initial premium of the first year is HKD 50,000, the maturity benefit (excluding initial premium) at the end of the 3rd policy year (maturity) is HKD 3,844. You may cancel the policy by sending us a notice within 30 days after the delivery of the policy or issuance of a notice to you, informing you of the availability of the policy, whichever is earlier. Cancellation during the cooling-off period will result in a full return, to you, of premium(s) and levy paid without interest. Guaranteed cash value is calculated on a daily compound basis and refers to the amount that will be received at surrender or maturity when the life insured is still alive and is not equal to death benefit. You should not base solely on this page to make decision on applying for any insurance product. This promotional material is only a reference. All insurance applications are subject to ZA Insure’s underwriting and acceptance. Please refer to the Product Brochure for detailed product features and provisions issued by ZA Insure for detailed terms and Conditions.
5This insurance product is a long-term insurance plan underwritten by ZA Life Limited (business name as ZA Insure) and is neither a bank deposit nor a bank savings plan. Policyholders are subject to ZA Insure’s credit risk. Please refer to product brochure for the features and the policy provisions for the detailed terms and Conditions.
ZA Insure is authorised and regulated by the Insurance Authority of the Hong Kong SAR. ZA Bank is a licensed insurance agency authorised by ZA Insure. For monetary disputes arising between ZA Bank and you out of the selling process or processing of the related transaction, ZA Bank will enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the product should be resolved between ZA Insure and you directly.
6Enjoy a first 3-month premium waiver of a ZA Life Protection with 1-year protection term, sum insured at HKD1 million upon successful application on ZA Bank App with promotion code “ZA2HBD” on or before 31 May. All applicants must fulfill the enrollment requirement of ZA Life Protection and complete the application via ZA Bank App. This Campaign does not mean ZA Life will accept all relevant applications. Acceptance of application (include but not limited to the sum insured amount) depends on the underwriting decision of ZA Life.Terms and Conditions apply. Recovered COVID-19 person(s) never admit to a hospital due to COVID-19 infection, and follow the definition of relevant person(s) completing quarantine. Please refer to the ‘extra waiting period waiver for Covid-19 recovered patients for enrolling ZA Life Protection – Terms & Conditions’ for more details.
Insurance
Enjoy a guaranteed 2.5% p.a. maturity return by ‘ZA Savings Insurance 2’ – guarantee you HKD 3,800 cash value return from HKD 50,000 premium in 3 years4,5
Guaranteed return $3,800
Bonus
By entering the code 'ZA2HBD', you can get a first 3-month ‘ZA Life Protection’ with HK$1M coverage for free5,6. Recovered COVID-19 patients can also get insured without waiting.
Free 3-month $1M Protection