- By successfully drawing down designated Debt Consolidation Program with the promo code [DCCASH], you can grab a cash reward of up to HKD 20,8881!
Get an extra chance to win, on top of the cash reward for a designated drawdown amount! Double your original cash reward and earn up to HKD 41,7762!
- Settle your loans / credit card bills in one go!
- By successfully drawing down designated Debt Consolidation Program with the promo code [DCCASH], you can grab a cash reward of up to HKD 20,8881!
Get an extra chance to win, on top of the cash reward for a designated drawdown amount! Double your original cash reward and earn up to HKD 41,7762!
- Settle your loans / credit card bills in one go!
- By successfully drawing down designated Debt Consolidation Program with the promo code [DCCASH], you can grab a cash reward of up to HKD 20,8881!
Get an extra chance to win, on top of the cash reward for a designated drawdown amount! Double your original cash reward and earn up to HKD 41,7762!
- Settle your loans / credit card bills in one go!
- By successfully drawing down designated Debt Consolidation Program with the promo code [DCCASH], you can grab a cash reward of up to HKD 20,8881!
Get an extra chance to win, on top of the cash reward for a designated drawdown amount! Double your original cash reward and earn up to HKD 41,7762!
- Settle your loans / credit card bills in one go!
| Instalment | Monthly Repayment Amount (HKD) | Interest (HKD) | Principal Amount (HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount (HKD) | Interest (HKD) | Principal Amount (HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
- The repayment figure shown is for reference only.
- The result from repayment calculator is for reference only. The actual result that will apply will be based on the customer's final loan amount, credit rating and other factors as assigned and considered by the Bank.
- The monthly repayment amount is calculated using an APR of 4.10% - 36.00%, which is for reference only.
- Assuming the loan amount is HKD 1,500,000, the repayment period is 72 months, the APR is 8.64%, and the monthly flat rate is 0.38%, the total repayment amount will be HKD 1,910,400 (principal HKD 1,500,000 + interest HKD 410,400).
| Instalment | Monthly Repayment Amount (HKD) | Interest (HKD) | Principal Amount (HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount (HKD) | Interest (HKD) | Principal Amount (HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
- The repayment figure shown is for reference only.
- The result from repayment calculator is for reference only. The actual result that will apply will be based on the customer's final loan amount, credit rating and other factors as assigned and considered by the Bank.
- The monthly repayment amount is calculated using an APR of 4.10% - 36.00%, which is for reference only.
- Assuming the loan amount is HKD 1,500,000, the repayment period is 72 months, the APR is 8.64%, and the monthly flat rate is 0.38%, the total repayment amount will be HKD 1,910,400 (principal HKD 1,500,000 + interest HKD 410,400).
- The repayment figure shown is for reference only.
- The result from repayment calculator is for reference only. The actual result that will apply will be based on the customer's final loan amount, credit rating and other factors as assigned and considered by the Bank.
- The monthly repayment amount is calculated using an APR of 4.10% - 36.00%, which is for reference only.
- Assuming the loan amount is HKD 1,500,000, the repayment period is 72 months, the APR is 8.64%, and the monthly flat rate is 0.38%, the total repayment amount will be HKD 1,910,400 (principal HKD 1,500,000 + interest HKD 410,400).
| Instalment | Monthly Repayment Amount (HKD) | Interest (HKD) | Principal Amount (HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount (HKD) | Interest (HKD) | Principal Amount (HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
- The repayment figure shown is for reference only.
- The result from repayment calculator is for reference only. The actual result that will apply will be based on the customer's final loan amount, credit rating and other factors as assigned and considered by the Bank.
- The monthly repayment amount is calculated using an APR of 4.10% - 36.00%, which is for reference only.
- Assuming the loan amount is HKD 1,500,000, the repayment period is 72 months, the APR is 8.64%, and the monthly flat rate is 0.38%, the total repayment amount will be HKD 1,910,400 (principal HKD 1,500,000 + interest HKD 410,400).
| Instalment | Monthly Repayment Amount (HKD) | Interest (HKD) | Principal Amount (HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount (HKD) | Interest (HKD) | Principal Amount (HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
# From today until 31 August 2025, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms & conditions apply.
1. During the Debt Changer application from today to 31 August 2025, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Debt Changer with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999, and HKD 800,000 – HKD 1,500,000 and a tenor of 24 months or above and with the coupon, the user can get an HKD 1,888, HKD 6,888, and HKD 20,888 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application. Terms & conditions apply.
2. On or before 31 August 2025, users who successfully draw down a Debt Changer of HKD 200,000 or above with a tenor of 24 months or above, and do not early settle the loan within the 7-day Cooling-off Period, will receive a lucky draw chance on 15 September 2025. Users will have a chance to win a bonus cash reward of the same amount in addition to the original Loan Cash Coupon reward. There is only 1 winner. ZA Bank will deposit the cash reward directly into the winner's ZA Bank HKD savings account. Terms & conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 31 August 2025, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms & conditions apply.
1. During the Debt Changer application from today to 31 August 2025, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Debt Changer with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999, and HKD 800,000 – HKD 1,500,000 and a tenor of 24 months or above and with the coupon, the user can get an HKD 1,888, HKD 6,888, and HKD 20,888 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application. Terms & conditions apply.
2. On or before 31 August 2025, users who successfully draw down a Debt Changer of HKD 200,000 or above with a tenor of 24 months or above, and do not early settle the loan within the 7-day Cooling-off Period, will receive a lucky draw chance on 15 September 2025. Users will have a chance to win a bonus cash reward of the same amount in addition to the original Loan Cash Coupon reward. There is only 1 winner. ZA Bank will deposit the cash reward directly into the winner's ZA Bank HKD savings account. Terms & conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 31 August 2025, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms & conditions apply.
1. During the Debt Changer application from today to 31 August 2025, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Debt Changer with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999, and HKD 800,000 – HKD 1,500,000 and a tenor of 24 months or above and with the coupon, the user can get an HKD 1,888, HKD 6,888, and HKD 20,888 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application. Terms & conditions apply.
2. On or before 31 August 2025, users who successfully draw down a Debt Changer of HKD 200,000 or above with a tenor of 24 months or above, and do not early settle the loan within the 7-day Cooling-off Period, will receive a lucky draw chance on 15 September 2025. Users will have a chance to win a bonus cash reward of the same amount in addition to the original Loan Cash Coupon reward. There is only 1 winner. ZA Bank will deposit the cash reward directly into the winner's ZA Bank HKD savings account. Terms & conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 31 August 2025, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms & conditions apply.
1. During the Debt Changer application from today to 31 August 2025, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Debt Changer with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999, and HKD 800,000 – HKD 1,500,000 and a tenor of 24 months or above and with the coupon, the user can get an HKD 1,888, HKD 6,888, and HKD 20,888 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application. Terms & conditions apply.
2. On or before 31 August 2025, users who successfully draw down a Debt Changer of HKD 200,000 or above with a tenor of 24 months or above, and do not early settle the loan within the 7-day Cooling-off Period, will receive a lucky draw chance on 15 September 2025. Users will have a chance to win a bonus cash reward of the same amount in addition to the original Loan Cash Coupon reward. There is only 1 winner. ZA Bank will deposit the cash reward directly into the winner's ZA Bank HKD savings account. Terms & conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.