- From 12 to 30 Sep, users who apply for an HKD 1,000,000 Instalment Loan with a 6-month tenor and pass the final approval, will receive our incredible 0.77% APR1!
- Apply for Instalment Loan with the promo code [PILCASH] to get 4 Loan Cash Coupon! Earn up to HKD 10,000 in cash2 now!
- From 12 to 30 Sep, users who apply for an HKD 1,000,000 Instalment Loan with a 6-month tenor and pass the final approval, will receive our incredible 0.77% APR1!
- Apply for Instalment Loan with the promo code [PILCASH] to get 4 Loan Cash Coupon! Earn up to HKD 10,000 in cash2 now!
- From 12 to 30 Sep, users who apply for an HKD 1,000,000 Instalment Loan with a 6-month tenor and pass the final approval, will receive our incredible 0.77% APR1!
- Apply for Instalment Loan with the promo code [PILCASH] to get 4 Loan Cash Coupon! Earn up to HKD 10,000 in cash2 now!
- From 12 to 30 Sep, users who apply for an HKD 1,000,000 Instalment Loan with a 6-month tenor and pass the final approval, will receive our incredible 0.77% APR1!
- Apply for Instalment Loan with the promo code [PILCASH] to get 4 Loan Cash Coupon! Earn up to HKD 10,000 in cash2 now!
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
# From today until 30 September 2025, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms and conditions apply.
1. The Annualised Percentage Rate ("APR") of 0.77% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 6 months and a monthly flat rate of 0.0373%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Association of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
2. During the Instalment Loan application from 16 to 30 September 2025, you can input the promotion code to get 4 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with the designated loan amount and tenor, you can get the following cash reward after the completion of the 7-day Cooling-off Period:
1. HKD 150,000 – HKD 299,999 and 24 months or above: HKD 1,000;
2. HKD 300,000 – HKD 499,999 and 36 months or above: HKD 2,500;
3. HKD 500,000 – HKD 999,999 and 48 months or above: HKD 5,000; or
4. HKD 1,000,000 and 48 months or above: HKD 10,000.
The coupon is valid 14 days after you enter the code during the loan application. Terms and conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 30 September 2025, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms and conditions apply.
1. The Annualised Percentage Rate ("APR") of 0.77% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 6 months and a monthly flat rate of 0.0373%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Association of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
2. During the Instalment Loan application from 16 to 30 September 2025, you can input the promotion code to get 4 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with the designated loan amount and tenor, you can get the following cash reward after the completion of the 7-day Cooling-off Period:
1. HKD 150,000 – HKD 299,999 and 24 months or above: HKD 1,000;
2. HKD 300,000 – HKD 499,999 and 36 months or above: HKD 2,500;
3. HKD 500,000 – HKD 999,999 and 48 months or above: HKD 5,000; or
4. HKD 1,000,000 and 48 months or above: HKD 10,000.
The coupon is valid 14 days after you enter the code during the loan application. Terms and conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 30 September 2025, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms and conditions apply.
1. The Annualised Percentage Rate ("APR") of 0.77% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 6 months and a monthly flat rate of 0.0373%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Association of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
2. During the Instalment Loan application from 16 to 30 September 2025, you can input the promotion code to get 4 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with the designated loan amount and tenor, you can get the following cash reward after the completion of the 7-day Cooling-off Period:
1. HKD 150,000 – HKD 299,999 and 24 months or above: HKD 1,000;
2. HKD 300,000 – HKD 499,999 and 36 months or above: HKD 2,500;
3. HKD 500,000 – HKD 999,999 and 48 months or above: HKD 5,000; or
4. HKD 1,000,000 and 48 months or above: HKD 10,000.
The coupon is valid 14 days after you enter the code during the loan application. Terms and conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 30 September 2025, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms and conditions apply.
1. The Annualised Percentage Rate ("APR") of 0.77% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 6 months and a monthly flat rate of 0.0373%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Association of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
2. During the Instalment Loan application from 16 to 30 September 2025, you can input the promotion code to get 4 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with the designated loan amount and tenor, you can get the following cash reward after the completion of the 7-day Cooling-off Period:
1. HKD 150,000 – HKD 299,999 and 24 months or above: HKD 1,000;
2. HKD 300,000 – HKD 499,999 and 36 months or above: HKD 2,500;
3. HKD 500,000 – HKD 999,999 and 48 months or above: HKD 5,000; or
4. HKD 1,000,000 and 48 months or above: HKD 10,000.
The coupon is valid 14 days after you enter the code during the loan application. Terms and conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.