| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
* Starting from 12:00 p.m. on 19 September 2024, ZA Bank’s Annual Percentage Rate (“APR”) for Instalment Loan will be reduced by 0.5% based on the APR as of 12:00 p.m. on 19 September 2024. For example, where the Instalment Loan amount is HKD 1,000,000, with a tenor of 12 months, the APR will be reduced from 1.80% to 1.30%. For reference APR and the details of this pricing adjustment for Instalment Loan, please refer to the ZA Bank App > Loans > Instalment Loan > Terms and Conditions > Promotional Terms and conditions. The APR may be updated from time to time due to market fluctuations. This pricing adjustment table of Instalment Loan as of 19 September 2024 is for reference only. If there are any updates, ZA Bank will not provide any further notifications. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
1. During the Instalment Loan application from 1 to 31 October 2024, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999 and HKD 800,000 – HKD 1,000,000 and a tenor of 36 months or above and with the coupon, the user can get an HKD 1,000, HKD 5,000, and HKD 10,000 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application. Terms and conditions apply.
2. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
3. The Annualised Percentage Rate ("APR") of 1.30% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.0584%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
* Starting from 12:00 p.m. on 19 September 2024, ZA Bank’s Annual Percentage Rate (“APR”) for Instalment Loan will be reduced by 0.5% based on the APR as of 12:00 p.m. on 19 September 2024. For example, where the Instalment Loan amount is HKD 1,000,000, with a tenor of 12 months, the APR will be reduced from 1.80% to 1.30%. For reference APR and the details of this pricing adjustment for Instalment Loan, please refer to the ZA Bank App > Loans > Instalment Loan > Terms and Conditions > Promotional Terms and conditions. The APR may be updated from time to time due to market fluctuations. This pricing adjustment table of Instalment Loan as of 19 September 2024 is for reference only. If there are any updates, ZA Bank will not provide any further notifications. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
1. During the Instalment Loan application from 1 to 31 October 2024, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999 and HKD 800,000 – HKD 1,000,000 and a tenor of 36 months or above and with the coupon, the user can get an HKD 1,000, HKD 5,000, and HKD 10,000 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application. Terms and conditions apply.
2. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
3. The Annualised Percentage Rate ("APR") of 1.30% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.0584%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
* Starting from 12:00 p.m. on 19 September 2024, ZA Bank’s Annual Percentage Rate (“APR”) for Instalment Loan will be reduced by 0.5% based on the APR as of 12:00 p.m. on 19 September 2024. For example, where the Instalment Loan amount is HKD 1,000,000, with a tenor of 12 months, the APR will be reduced from 1.80% to 1.30%. For reference APR and the details of this pricing adjustment for Instalment Loan, please refer to the ZA Bank App > Loans > Instalment Loan > Terms and Conditions > Promotional Terms and conditions. The APR may be updated from time to time due to market fluctuations. This pricing adjustment table of Instalment Loan as of 19 September 2024 is for reference only. If there are any updates, ZA Bank will not provide any further notifications. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
1. During the Instalment Loan application from 1 to 31 October 2024, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999 and HKD 800,000 – HKD 1,000,000 and a tenor of 36 months or above and with the coupon, the user can get an HKD 1,000, HKD 5,000, and HKD 10,000 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application. Terms and conditions apply.
2. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
3. The Annualised Percentage Rate ("APR") of 1.30% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.0584%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
* Starting from 12:00 p.m. on 19 September 2024, ZA Bank’s Annual Percentage Rate (“APR”) for Instalment Loan will be reduced by 0.5% based on the APR as of 12:00 p.m. on 19 September 2024. For example, where the Instalment Loan amount is HKD 1,000,000, with a tenor of 12 months, the APR will be reduced from 1.80% to 1.30%. For reference APR and the details of this pricing adjustment for Instalment Loan, please refer to the ZA Bank App > Loans > Instalment Loan > Terms and Conditions > Promotional Terms and conditions. The APR may be updated from time to time due to market fluctuations. This pricing adjustment table of Instalment Loan as of 19 September 2024 is for reference only. If there are any updates, ZA Bank will not provide any further notifications. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
1. During the Instalment Loan application from 1 to 31 October 2024, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999 and HKD 800,000 – HKD 1,000,000 and a tenor of 36 months or above and with the coupon, the user can get an HKD 1,000, HKD 5,000, and HKD 10,000 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application. Terms and conditions apply.
2. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
3. The Annualised Percentage Rate ("APR") of 1.30% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.0584%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
4. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.