- Apply for Instalment Loan with the promo code [PILCASH] and draw down with the coupons to earn a GUARANTEED cash reward of up to HKD 10,0001. No catches!
- During the promotion period, successfully apply for and draw down the designated Instalment Loan to automatically join our lucky draw for up to HKD 100,000 cash2!
- No matter how many promotions we run, one thing never changes—our Instalment Loan APR stays as low as 1.30%3!
- Apply for Instalment Loan with the promo code [PILCASH] and draw down with the coupons to earn a GUARANTEED cash reward of up to HKD 10,0001. No catches!
- During the promotion period, successfully apply for and draw down the designated Instalment Loan to automatically join our lucky draw for up to HKD 100,000 cash2!
- No matter how many promotions we run, one thing never changes—our Instalment Loan APR stays as low as 1.30%3!
- Apply for Instalment Loan with the promo code [PILCASH] and draw down with the coupons to earn a GUARANTEED cash reward of up to HKD 10,0001. No catches!
- During the promotion period, successfully apply for and draw down the designated Instalment Loan to automatically join our lucky draw for up to HKD 100,000 cash2!
- No matter how many promotions we run, one thing never changes—our Instalment Loan APR stays as low as 1.30%3!
- Apply for Instalment Loan with the promo code [PILCASH] and draw down with the coupons to earn a GUARANTEED cash reward of up to HKD 10,0001. No catches!
- During the promotion period, successfully apply for and draw down the designated Instalment Loan to automatically join our lucky draw for up to HKD 100,000 cash2!
- No matter how many promotions we run, one thing never changes—our Instalment Loan APR stays as low as 1.30%3!
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
# From today until 31 March 2026, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms and conditions apply.
1. During the Instalment Loan application from today until 31 March 2026, you can input the promotion code to get 4 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with the designated loan amount and tenor, you can get the following cash reward after the completion of the 7-day Cooling-off Period:
1. HKD 150,000 – HKD 299,999 and 24 months or above: HKD 1,000;
2. HKD 300,000 – HKD 499,999 and 36 months or above: HKD 2,500;
3. HKD 500,000 – HKD 999,999 and 48 months or above: HKD 5,000; or
4. HKD 1,000,000 and 48 months or above: HKD 10,000.
The coupon is valid 14 days after you enter the code during the loan application. Terms and conditions apply.
2. From 11 to 31 March 2026, after successful application and drawdown of an Instalment Loan or Tax Loan (without using the Tax Loan with the APR -3.99% offer) of HKD 150,000 or above with a tenor of 24 months or above, and completion of 7-day Cooling-off Period, you can collect a capsule by going to the ZA Bank App > the “Explore” tab > ZA Quest > tap on the “[Lucky draw] Double Wins, Double Joy” quest from 17 to 24 April 2026 (both dates inclusive), with a chance to win HKD 388 to HKD 100,000. Terms and conditions apply.
3. The Annualised Percentage Rate (“APR”) of 1.30% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.0584%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
4. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
5. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 31 March 2026, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms and conditions apply.
1. During the Instalment Loan application from today until 31 March 2026, you can input the promotion code to get 4 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with the designated loan amount and tenor, you can get the following cash reward after the completion of the 7-day Cooling-off Period:
1. HKD 150,000 – HKD 299,999 and 24 months or above: HKD 1,000;
2. HKD 300,000 – HKD 499,999 and 36 months or above: HKD 2,500;
3. HKD 500,000 – HKD 999,999 and 48 months or above: HKD 5,000; or
4. HKD 1,000,000 and 48 months or above: HKD 10,000.
The coupon is valid 14 days after you enter the code during the loan application. Terms and conditions apply.
2. From 11 to 31 March 2026, after successful application and drawdown of an Instalment Loan or Tax Loan (without using the Tax Loan with the APR -3.99% offer) of HKD 150,000 or above with a tenor of 24 months or above, and completion of 7-day Cooling-off Period, you can collect a capsule by going to the ZA Bank App > the “Explore” tab > ZA Quest > tap on the “[Lucky draw] Double Wins, Double Joy” quest from 17 to 24 April 2026 (both dates inclusive), with a chance to win HKD 388 to HKD 100,000. Terms and conditions apply.
3. The Annualised Percentage Rate (“APR”) of 1.30% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.0584%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
4. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
5. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 31 March 2026, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms and conditions apply.
1. During the Instalment Loan application from today until 31 March 2026, you can input the promotion code to get 4 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with the designated loan amount and tenor, you can get the following cash reward after the completion of the 7-day Cooling-off Period:
1. HKD 150,000 – HKD 299,999 and 24 months or above: HKD 1,000;
2. HKD 300,000 – HKD 499,999 and 36 months or above: HKD 2,500;
3. HKD 500,000 – HKD 999,999 and 48 months or above: HKD 5,000; or
4. HKD 1,000,000 and 48 months or above: HKD 10,000.
The coupon is valid 14 days after you enter the code during the loan application. Terms and conditions apply.
2. From 11 to 31 March 2026, after successful application and drawdown of an Instalment Loan or Tax Loan (without using the Tax Loan with the APR -3.99% offer) of HKD 150,000 or above with a tenor of 24 months or above, and completion of 7-day Cooling-off Period, you can collect a capsule by going to the ZA Bank App > the “Explore” tab > ZA Quest > tap on the “[Lucky draw] Double Wins, Double Joy” quest from 17 to 24 April 2026 (both dates inclusive), with a chance to win HKD 388 to HKD 100,000. Terms and conditions apply.
3. The Annualised Percentage Rate (“APR”) of 1.30% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.0584%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
4. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
5. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
# From today until 31 March 2026, users who apply for Instalment Loan or Debt Consolidation Program via ZA Bank website can participate in the Download the ZA Bank App and View the Loan Preliminary Result Offer. Eligible users are required to download the ZA Bank App and continue the Loan application until completion of the SMS verification to get a merchant coupon. The applicable merchant and reward shall be referred to the preliminary approval result page on the ZA Bank website. If the application is rejected, the user will not be eligible to participate in this offer. Each user can only participate in this offer once. Terms and conditions apply.
1. During the Instalment Loan application from today until 31 March 2026, you can input the promotion code to get 4 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with the designated loan amount and tenor, you can get the following cash reward after the completion of the 7-day Cooling-off Period:
1. HKD 150,000 – HKD 299,999 and 24 months or above: HKD 1,000;
2. HKD 300,000 – HKD 499,999 and 36 months or above: HKD 2,500;
3. HKD 500,000 – HKD 999,999 and 48 months or above: HKD 5,000; or
4. HKD 1,000,000 and 48 months or above: HKD 10,000.
The coupon is valid 14 days after you enter the code during the loan application. Terms and conditions apply.
2. From 11 to 31 March 2026, after successful application and drawdown of an Instalment Loan or Tax Loan (without using the Tax Loan with the APR -3.99% offer) of HKD 150,000 or above with a tenor of 24 months or above, and completion of 7-day Cooling-off Period, you can collect a capsule by going to the ZA Bank App > the “Explore” tab > ZA Quest > tap on the “[Lucky draw] Double Wins, Double Joy” quest from 17 to 24 April 2026 (both dates inclusive), with a chance to win HKD 388 to HKD 100,000. Terms and conditions apply.
3. The Annualised Percentage Rate (“APR”) of 1.30% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.0584%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
4. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
5. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
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