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open account in as fast as 5 minutes, cashback, interest, rate up coupon, green cards, FPS

Terms and Conditions apply.To borrow or not to borrow? Borrow only if you can repay.

From now till 31 Jul, enjoy APR as low as 0.89%[2]by successfully applying a personal loan with invitation code [ZA2022]

Best offer in town[1]!

APR as low as 0.89%[2]

[1]“Best offer in town” means that the Annualised Percentage Rate of designated Instalment Loan offered by ZA Bank is lower than the lowest reference rate of personal instalment loan listed on the website of other retail banks in Hong Kong, as of 19 May 2022; and new bank users can get approval result in 90 seconds, while existing users can get it in 30 seconds.

 

[2]Input the invitation code to get a 10% Discount Coupon during the instalment loan application on or before 31  Jul  2022. The coupon is valid for 14 days after you have entered the code during the loan application. You may also click here to understand more about Terms and Conditions for Discount Coupon.

 

The Annualised Percentage Rate (‘APR’) of 0.89% is calculated based on a loan amount of HKD1,000,000, repayment tenor of 24 months, monthly flat rate 0.0428% and usage of a valid 10% Discount Coupon before 31  Jul  2022. APR of 0.89% is only applicable for designated loan amount and tenors.

 

Please refer to the interest rate & monthly repayment table shown during loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.

 

[3] This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an new-to-bank applicant can get the preliminary approval result within in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in “Loan” tab after logging into ZA Bank App. The final approved interest rate and loan amount may vary depending on the individual circumstances and the final assessment by the Bank.

 

[4] For instalment loan, the lowest and highest tenor are 6 months and 60 months respectively. 

Entire application goes online.

New bank users can get approval result in 90 seconds[3]!

APR as low as 0.89%[2]

ZA Bank compares the personal instalment loan of other retail banks in HK

Terms and Conditions apply.  To borrow or not to borrow? Borrow only if you can repay.

From now till 31 Jul, enjoy APR as low as 0.89% by successfully applying a personal loan with invitation code [ZA2022]*.

 

Best offer in town![1]

APR as low as 0.89%[2]

[1]“Best offer in town” means that the Annualised Percentage Rate of designated Instalment Loan offered by ZA Bank is lower than the lowest reference rate of personal instalment loan listed on the website of other retail banks in Hong Kong, as of 19 May 2022; and new bank users can get approval result in 90 seconds, while existing users can get it in 30 seconds.

 

[2]Input the invitation code to get a 10% Discount Coupon during the instalment loan application on or before 31  Jul  2022. The coupon is valid for 14 days after you have entered the code during the loan application. You may also click here to understand more about Terms and Conditions for Discount Coupon.

 

The Annualised Percentage Rate (‘APR’) of 0.89% is calculated based on a loan amount of HKD1,000,000, repayment tenor of 24 months, monthly flat rate 0.0428% and usage of a valid 10% Discount Coupon before 31  Jul  2022. APR of 0.89% is only applicable for designated loan amount and tenors.

 

Please refer to the interest rate & monthly repayment table shown during loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.

 

[3] This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an new-to-bank applicant can get the preliminary approval result within in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in “Loan” tab after logging into ZA Bank App. The final approved interest rate and loan amount may vary depending on the individual circumstances and the final assessment by the Bank.

 

[4] For instalment loan, the lowest and highest tenor are 6 months and 60 months respectively. 

Entire application goes online.

 New bank users can get approval   result in 90 seconds[3]!

APR as low as 0.89%[2]

ZA Bank compares the instalment loan of other retail banks in HK