| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
| Instalment | Monthly Repayment Amount(HKD) | Interest(HKD) | Principal Amount(HKD) |
|---|---|---|---|
| -- | -- | -- | -- |
1. During the Instalment Loan application from 1 May to 31 May 2024, you can input the invitation code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with a loan amount of HKD 100,000 – HKD 399,999, HKD 400,000 – HKD 799,999 and HKD 800,000 or above and a tenor of 18 months or above, the coupon as well as completion of the 7-day Cooling-off Period, you can get an HKD 588, HKD 688 and HKD 1,600 cash reward respectively. The coupon is valid for 14 days after you have entered the code during the loan application. Terms and conditions apply.
2. Upon successful application and drawdown of Instalment Loan with a loan amount of HKD 100,000 or above and a tenor of 18 months or above from 1 May to 31 May 2024, and the completion of the 7-day Cooling-off Period, users will get a capsule from ZA Quest on 15 July 2024. Users will have a chance to draw a Dyson Airstrait™ straightener / a Dyson Hot + Cool™ fan heater (either one only), a Dyson Digital Slim™ Origin vacuum, or ZA Coin (a third-party reward scheme operated by ZA International Financial Services Limited ("ZAIF”)) of varying amounts. Each user can only enjoy a reward once. If the user wins the Dyson product, a corresponding redemption coupon will be added to the user’s ZA Bank account. The user can go to the ZA Bank App > the Explore tab > My Coupons to view the reward details and redemption method the reward according to the instructions shown on the coupon. Terms and conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. The Annualised Percentage Rate (‘APR’) of 1.80% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.081%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
5. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
1. During the Instalment Loan application from 1 May to 31 May 2024, you can input the invitation code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with a loan amount of HKD 100,000 – HKD 399,999, HKD 400,000 – HKD 799,999 and HKD 800,000 or above and a tenor of 18 months or above, the coupon as well as completion of the 7-day Cooling-off Period, you can get an HKD 588, HKD 688 and HKD 1,600 cash reward respectively. The coupon is valid for 14 days after you have entered the code during the loan application. Terms and conditions apply.
2. Upon successful application and drawdown of Instalment Loan with a loan amount of HKD 100,000 or above and a tenor of 18 months or above from 1 May to 31 May 2024, and the completion of the 7-day Cooling-off Period, users will get a capsule from ZA Quest on 15 July 2024. Users will have a chance to draw a Dyson Airstrait™ straightener / a Dyson Hot + Cool™ fan heater (either one only), a Dyson Digital Slim™ Origin vacuum, or ZA Coin (a third-party reward scheme operated by ZA International Financial Services Limited ("ZAIF”)) of varying amounts. Each user can only enjoy a reward once. If the user wins the Dyson product, a corresponding redemption coupon will be added to the user’s ZA Bank account. The user can go to the ZA Bank App > the Explore tab > My Coupons to view the reward details and redemption method the reward according to the instructions shown on the coupon. Terms and conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. The Annualised Percentage Rate (‘APR’) of 1.80% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.081%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
5. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
1. During the Instalment Loan application from 1 May to 31 May 2024, you can input the invitation code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with a loan amount of HKD 100,000 – HKD 399,999, HKD 400,000 – HKD 799,999 and HKD 800,000 or above and a tenor of 18 months or above, the coupon as well as completion of the 7-day Cooling-off Period, you can get an HKD 588, HKD 688 and HKD 1,600 cash reward respectively. The coupon is valid for 14 days after you have entered the code during the loan application. Terms and conditions apply.
2. Upon successful application and drawdown of Instalment Loan with a loan amount of HKD 100,000 or above and a tenor of 18 months or above from 1 May to 31 May 2024, and the completion of the 7-day Cooling-off Period, users will get a capsule from ZA Quest on 15 July 2024. Users will have a chance to draw a Dyson Airstrait™ straightener / a Dyson Hot + Cool™ fan heater (either one only), a Dyson Digital Slim™ Origin vacuum, or ZA Coin (a third-party reward scheme operated by ZA International Financial Services Limited ("ZAIF”)) of varying amounts. Each user can only enjoy a reward once. If the user wins the Dyson product, a corresponding redemption coupon will be added to the user’s ZA Bank account. The user can go to the ZA Bank App > the Explore tab > My Coupons to view the reward details and redemption method the reward according to the instructions shown on the coupon. Terms and conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. The Annualised Percentage Rate (‘APR’) of 1.80% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.081%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
5. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
1. During the Instalment Loan application from 1 May to 31 May 2024, you can input the invitation code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Instalment Loan with a loan amount of HKD 100,000 – HKD 399,999, HKD 400,000 – HKD 799,999 and HKD 800,000 or above and a tenor of 18 months or above, the coupon as well as completion of the 7-day Cooling-off Period, you can get an HKD 588, HKD 688 and HKD 1,600 cash reward respectively. The coupon is valid for 14 days after you have entered the code during the loan application. Terms and conditions apply.
2. Upon successful application and drawdown of Instalment Loan with a loan amount of HKD 100,000 or above and a tenor of 18 months or above from 1 May to 31 May 2024, and the completion of the 7-day Cooling-off Period, users will get a capsule from ZA Quest on 15 July 2024. Users will have a chance to draw a Dyson Airstrait™ straightener / a Dyson Hot + Cool™ fan heater (either one only), a Dyson Digital Slim™ Origin vacuum, or ZA Coin (a third-party reward scheme operated by ZA International Financial Services Limited ("ZAIF”)) of varying amounts. Each user can only enjoy a reward once. If the user wins the Dyson product, a corresponding redemption coupon will be added to the user’s ZA Bank account. The user can go to the ZA Bank App > the Explore tab > My Coupons to view the reward details and redemption method the reward according to the instructions shown on the coupon. Terms and conditions apply.
3. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
4. The Annualised Percentage Rate (‘APR’) of 1.80% is calculated based on an example where the loan amount is HKD 1,000,000, with a repayment tenor of 12 months and a monthly flat rate of 0.081%. Please refer to the interest rate & monthly repayment table shown during the loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
5. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.