Get approval result in 90 seconds
New bank users can get approval result in 90 seconds2!
Terms and Conditions apply. To borrow or not to borrow? Borrow only if you can repay.
Your favourite offer is back!
From now till 12 Apr 2023, settle designated card bills to get a guaranteed reward1, including iPhone 14 and up to HKD 1,000 worth ZA Coins!
ZA Bill Master
Card Statement Instalment Program
The return of iPhone 14
‘Gift’ yourself a credit on settling card bills!
From iPhone 14 to ZA Coins, you deserve to be rewarded1!
Your wishes come true!
A new card statement instalment program that treats you right
- Currently, we support credit cards issued by major banks or credit card issuers in Hong Kong with 15 or 16-digit card number. You can check the list of supporting banks and credit card issuers by clicking the “Supporting Institutions” button. If the issuer of your credit card is not on the list, please contact us.
- Normally the settlement amount will be transferred to your credit card account within 10 minutes upon confirming the Card Statement Instalment Program agreement. But the actual time required may vary depending on the circumstances. The exact time for transferring funds to your credit card account will be subject to the operation of the card issuing bank. Please contact the credit card issuing bank for details.
- No.A bank saving account will be created upon your Card Statement Instalment Program drawdown for a new bank customer, which will be used for fund disbursement (if applicable) and monthly repayment.
[ 1 ] Upon successful drawdown of Card Statement Instalment Program with loan amount of HKD 50,000 or above and repayment tenor of 12 months or above on or before 12 April 2023 and completion of 7-day cooling-off period, users will get a capsule from ZA Quest on 26 April 2023 and have a chance to win iPhone 14 256GB, 100,000 ZA Coins (equal to HKD 1,000) , 50,000 ZA Coins (equal to HKD 500) , 20,000 ZA Coins (equal to HKD 200) or 10,000 ZA Coins (equal to HKD 100). Users must successfully link ZA Bank account to ZA Coins, a third-party reward scheme operated by ZA International Financial Services Limited. Each user can get 1 reward only. Terms and conditions apply.
[ 2 ] The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
[ 3 ] The drawdown day for Card Statement Instalment Program and monthly repayment day is the same, e.g. successfully drawing down the loan on 1 August 2021, the first repayment day will be 1 September 2021. Customers will start repayment on average 30 days later.
FAQ
01
Repay 30 days later
The first repayment is 30 days4after the successful application!
72-month extra-long repayment period
Flexible repayment period up to 72 months! Pick the repayment schedule that suits you.
General Account Opening Terms and Conditions | Card Statement Instalment Program Terms and Condition | Supporting institutions
Easy application in 4 steps
- 1
Fill in information
- 2
Receive preliminary approval result
- 3
Upload documents
- 4
Confirm the application and fund disbursement to your credit card accounts
ZA Bill Master
Card Statement Instalment Program
The return of iPhone 14
To borrow or not to borrow?Borrow only if you can repay.
Your favourite offer is back!
From now till 12 Apr 2023, settle designated card bills to get a guaranteed reward1, including iPhone 14 and up to HKD 1,000 worth ZA Coins!
‘Gift’ yourself a credit on settling card bills!
From iPhone 14 to ZA Coins, you deserve to be rewarded1!
Your wishes come true!
A new card statement instalment program that treats you right
[ 1 ] Upon successful drawdown of Card Statement Instalment Program with loan amount of HKD 50,000 or above and repayment tenor of 12 months or above on or before 12 April 2023 and completion of 7-day cooling-off period, users will get a capsule from ZA Quest on 26 April 2023 and have a chance to win iPhone 14 256GB, 100,000 ZA Coins (equal to HKD 1,000) , 50,000 ZA Coins (equal to HKD 500) , 20,000 ZA Coins (equal to HKD 200) or 10,000 ZA Coins (equal to HKD 100). Users must successfully link ZA Bank account to ZA Coins, a third-party reward scheme operated by ZA International Financial Services Limited. Each user can get 1 reward only. Terms and conditions apply.
[ 2 ] The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
[ 3 ] The drawdown day for Card Statement Instalment Program and monthly repayment day is the same, e.g. successfully drawing down the loan on 1 August 2021, the first repayment day will be 1 September 2021. Customers will start repayment on average 30 days later.
FAQ
- Currently, we support credit cards issued by major banks or credit card issuers in Hong Kong with 15 or 16-digit card number. You can check the list of supporting banks and credit card issuers by clicking the “Supporting Institutions” button. If the issuer of your credit card is not on the list, please contact us.
- Normally the settlement amount will be transferred to your credit card account within 10 minutes upon confirming the Card Statement Instalment Program agreement. But the actual time required may vary depending on the circumstances. The exact time for transferring funds to your credit card account will be subject to the operation of the card issuing bank. Please contact the credit card issuing bank for details.
- No.A bank saving account will be created upon your Card Statement Instalment Program drawdown for a new bank customer, which will be used for fund disbursement (if applicable) and monthly repayment.
Get approval result in 90 seconds
New bank users can get approval result in 90 seconds2!
Repay 30 days later
The first repayment is 30 days4after the successful application!
72-month extra-long repayment period
Flexible repayment period up to 72 months! Pick the repayment schedule that suits you.
General Account Opening Terms and Conditions | Card Statement Instalment Program Terms and Condition | Supporting institutions
4 steps to apply
1
Fill in information
2
Receive preliminary approval result
3
Upload documents
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4
Confirm the application and fund disbursement to your credit card accounts
