If you were requested to upload designated bank statements with salary records during a loan application, you can choose to authorise our Bank to access your account data (including account transactions) from your accounts via the Interbank Account Data Sharing (IADS) 1,2 instead. Nevertheless, you can still choose to upload the required bank statements manually if you do not wish to grant such consent.

You can choose to authorise one or multiple banks. If the account data retrieved from other bank(s) combined can cover the required records, you can skip uploading the bank statements. If the information is insufficient, you will need to upload additional documents.

1 If consent is granted, you agree that our bank may access your account information at other bank(s) for the purposes of approving credit applications afterwards and continuously perform credit risk monitoring and assessment during the consent validity period according to the Prescribed Consent. You may revoke your consent anytime.

2 Depending on the actual circumstances, our bank may still require you to provide additional income proof and supporting documents.