Business Banking Account Opening
ZA Bank, the ideal business partner for SMEs, provides you with comprehensive Business Banking services and support your business growth with effective and efficient management of your cash.
24/7 banking services
Convenient payment experience
Opening Procedures
(The pilot trial[1] has ended, and we will no longer accept new applications for now）
ZA Dash is ZA Bank’s new and simple account opening process for SMEs! Open a bank account online for your business as fast as within 1 working day!
Tailored for SMEs! Please refer here for eligibility
Full waiver for account opening fees and selected transaction fees for first 6 months! For details, please click here
A one-stop-shop online banking experience
[1] This service is offered by ZA Bank Limited (the “Bank”) under a pilot trial arrangement within the Hong Kong Monetary Authority’s Fintech Supervisory Sandbox (the “pilot launch”), and is subject to a cap on the number of participating companies from now till 28 Feb 2023. Please click here to read the relevant risk disclosure.
[2] The offer is subject to relevant terms and conditions .
[3] Transaction limit will be applied to accounts opened via ZA Dash. Upon successful account opening, the daily maximum amount for third-party transfer is HKD $500,000 (or equivalent), subject to the monthly maximum transfer limit of HKD $5,000,000 (or equivalent). If you need to increase the transaction limit, you can supplement additional documents, such as local bank statements、latest audited financial report etc, during the application process. Upon satisfactory review by us, the daily maximum transfer amount will be HKD $1,000,000 (or equivalent), subject to the monthly maximum transfer limit of HKD $10,000,000 (or equivalent).
ZME $18M Loan SME Financing Guarantee Scheme (80% Guarantee Product-revolving loan)
The ZME $18M Loan, which is an 80% Guarantee Product - Revolving Loan under the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited, helping you get through the operational challenges.
Facility amount up to HKD 18 million[1]
Repayment period up to 7 years[2]
[1]The maximum loan amount per borrower for the “80% Guarantee Product” under the SME Financing Guarantee Scheme (SFGS) is HKD 18 million(at any point of time, including credit facilities guaranteed under the 80% Guarantee Product and 90% Guarantee Product). SFGS is offered by the HKMC Insurance Limited (HKMCI).
[2] The maximum repayment tenor for “80% Guarantee Product” is 7 years, applicable to applications received by the HKMCI by 30 June 2023; the maximum repayment tenor for “90% Guarantee Product” is 5 years.
ZME $18M Loan SME Financing Guarantee Scheme (80% or 90% Guarantee Product-instalment loan)
We offer 80% or 90% Guarantee Product - Intsalment Loan under the SME Financing Guarantee Scheme which give you another choice for loan application.
Facility amount up to HKD 18 million[1]
Repayment period up to 7 years[2]
Support Principal moratorium[3]
[1]The maximum loan amount per borrower for the “80% Guarantee Product” and “90% Guarantee Product” under the SME Financing Guarantee Scheme (SFGS) are HKD 18 million and HKD 8 million respectively (at any point of time, including credit facilities guaranteed under the 80% Guarantee Product and 90% Guarantee Product). SFGS is offered by the HKMC Insurance Limited (HKMCI).
[2] The maximum repayment tenor for “80% Guarantee Product” is 7 years, applicable to applications received by the HKMCI by 30 June 2023; the maximum repayment tenor for “90% Guarantee Product” is 5 years.
[3]The maximum principal moratorium is 30 months in aggregate, applicable to applications received by the HKMCI by 30 June 2023. Please refer to “SME Financing Guarantee Scheme” for details.
ZME Revolving Loan Business Revolving Loan
We offer unsecured revolving term loan with flexible drawdown date and repayment term. No interest is payable on unused credit.
No collateral required
Revolving credit line
HK$0 arrangement fee for SME
Check your repayment schedule online
