ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

open account in as fast as 5 minutes, cashback, interest, rate up coupon, green cards, FPS

Business Banking Account Opening

ZA Bank, the ideal business partner for SMEs, provides you with comprehensive Business Banking services and support your business growth with effective and efficient management of your cash.

selected

24/7 banking services

selected

Convenient payment experience

Eligibility and Account
Opening Procedures
icon_more
ZA Dash – Your express business account opening experience

(The pilot trial[1] has ended, and we will no longer accept new applications for now)

ZA Dash is ZA Bank’s new and simple account opening process for SMEs! Open a bank account online for your business as fast as within 1 working day!

selected

Tailored for SMEs!  Please refer here for eligibility

selected

Full waiver for account opening fees and selected transaction fees for first 6 months! For details, please click here

selected

A one-stop-shop online banking experience

Risk disclosureicon_more

[1] This service is offered by ZA Bank Limited (the “Bank”) under a pilot trial arrangement within the Hong Kong Monetary Authority’s Fintech Supervisory Sandbox (the “pilot launch”), and is subject to a cap on the number of participating companies from now till 28 Feb 2023. Please click here to read the relevant risk disclosure.

[2] The offer is subject to relevant terms and conditions .

[3] Transaction limit will be applied to accounts opened via ZA Dash.  Upon successful account opening, the daily maximum amount for third-party transfer is HKD $500,000 (or equivalent), subject to the monthly maximum transfer limit of HKD $5,000,000 (or equivalent).  If you need to increase the transaction limit, you can supplement additional documents, such as local bank statements、latest audited financial report etc, during the application process. Upon satisfactory review by us, the daily maximum transfer amount will be HKD $1,000,000 (or equivalent), subject to the monthly maximum transfer limit of HKD $10,000,000 (or equivalent). 

ZME $18M Loan SME Financing Guarantee Scheme (80% Guarantee Product-revolving loan)

The ZME $18M Loan, which is an 80% Guarantee Product - Revolving Loan under the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited, helping you get through the operational challenges.

selected

Facility amount up to HKD 18 million[1]

selected

Repayment period up to 7 years[2]

To borrow or not to borrow? Borrow only if you can repay.

[1]The maximum loan amount per borrower for the “80% Guarantee Product” under the SME Financing Guarantee Scheme (SFGS) is HKD 18 million(at any point of time, including credit facilities guaranteed under the 80% Guarantee Product and 90% Guarantee Product). SFGS is offered by the HKMC Insurance Limited (HKMCI).

[2] The maximum repayment tenor for “80% Guarantee Product” is 7 years, applicable to applications received by the HKMCI by 30 June 2023; the maximum repayment tenor for “90% Guarantee Product” is 5 years.

businner_feature_1

ZME $18M Loan SME Financing Guarantee Scheme (80% or 90% Guarantee Product-instalment loan)

We offer 80% or 90% Guarantee Product - Intsalment Loan under the SME Financing Guarantee Scheme which give you another choice for loan application.

selected

Facility amount up to HKD 18 million[1]

selected

Repayment period up to 7 years[2]

selected

Support Principal moratorium[3]

Repayment Calculatoricon_more
To borrow or not to borrow? Borrow only if you can repay.

[1]The maximum loan amount per borrower for the “80% Guarantee Product” and “90% Guarantee Product” under the SME Financing Guarantee Scheme (SFGS) are HKD 18 million and HKD 8 million respectively (at any point of time, including credit facilities guaranteed under the 80% Guarantee Product and 90% Guarantee Product). SFGS is offered by the HKMC Insurance Limited (HKMCI).

[2] The maximum repayment tenor for “80% Guarantee Product” is 7 years, applicable to applications received by the HKMCI by 30 June 2023; the maximum repayment tenor for “90% Guarantee Product” is 5 years.

[3]The maximum principal moratorium is 30 months in aggregate, applicable to applications received by the HKMCI by 30 June 2023. Please refer to “SME Financing Guarantee Scheme” for details.

feature_2

ZME Revolving Loan Business Revolving Loan

We offer unsecured revolving term loan with flexible drawdown date and repayment term. No interest is payable on unused credit.

selected

No collateral required

selected

Revolving credit line

selected

HK$0 arrangement fee for SME

selected

Check your repayment schedule online

To borrow or not to borrow? Borrow only if you can repay.
loan_new

24/7 Time Deposit

Time deposits are available in HKD, CNY and USD, offering you flexibility to place time deposits anytime.

selected

24/7 Placement

selected

Wide Range of Tenors

selected

Stable Return

Interest Rateicon_more
desposit_new

Transfer and Payment

We offer convenient and efficient payment services.

selected

Low Handling Fee

selected

Hassle-free

selected

Local Funds Transfer - FPS/CHATS

selected

Overseas remittance

transfer_new
deposit-notice