ZME $18M Loan
$18M hassle free financing
ZME Revolving Loan
serving all SMEs’ loan needs
ZME $18M Loan SME Financing Guarantee Scheme(80% Guarantee Product-revolving loan)
The ZME $18M Loan, which is an 80% Guarantee Product - Revolving Loan under the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited, helping you get through the operational challenges.
Facility amount up to HKD 18 million
Interest Rate as low as 2.75%
Guarantee fee fully subsidised
The maximum loan amount per borrower for the “80% Guarantee Product - Revolving Loan” under the SME Financing Guarantee Scheme (SFGS) is HKD 18 million. SFGS is offered by the HKMC Insurance Limited (HKMCI).
The Interest Rate is net of the interest subsidy under the SFGS. According to the SFGS, the annual interest subsidy rate is a facility’s annual interest rate minus 2.75%, subject to a cap of 3%. Each eligible facility is entitled to interest subsidy for 12 months at maximum in a one-year subsidy period. Please refer to “SME Financing Guarantee Scheme Factsheet” for details.
Guarantee fee amount is reviewed by the HKMCI and its decision shall be final. The offer is effective until 31 December 2021. Terms and Conditions apply.
ZME Revolving Loan Business Revolving Loan
We offer unsecured revolving term loan with flexible drawdown date and repayment term. No interest is payable on unused credit.
No collateral required
Revolving credit line
HK$0 arrangement fee for SME
Check your repayment schedule online
Business Banking Account Opening
ZA Bank, the ideal business partner for both Corporates and SMEs, provides you with comprehensive Business Banking services and support your bussiness growth with effective and efficient cash management.
24/7 banking services
Various types of product
Convenient payment experience