ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Say goodbye to traditional process and long waiting times!

Express online application

As fast as 6 minutes¹! No need for face-to-face meeting and document submission².

Express account opening

The entire process can be completed online³ in as fast as 1 working day¹!

Start-up Friendly

Even if you have been in business for less than a year, you can still open an account.

Banking for Web3

Give your Web3-related business a head start with a simple and speedy account opening experience.

Say goodbye to traditional process and long waiting times!

Express online application

As fast as 6 minutes¹! No need for face-to-face meeting and document submission².

Express account opening

The entire process can be completed online³ in as fast as 1 working day¹!

Start-up Friendly

Even if you have been in business for less than a year, you can still open an account.

Banking for Web3

Give your Web3-related business a head start with a simple and speedy account opening experience.

Say goodbye to traditional process and long waiting times!

Express online application

As fast as 6 minutes¹! No need for face-to-face meeting and document submission².

Express account opening

The entire process can be completed online³ in as fast as 1 working day¹!

Start-up Friendly

Even if you have been in business for less than a year, you can still open an account.

Banking for Web3

Give your Web3-related business a head start with a simple and speedy account opening experience.

Say goodbye to traditional process and long waiting times!

Express online application

As fast as 6 minutes¹! No need for face-to-face meeting and document submission².

Express account opening

The entire process can be completed online³ in as fast as 1 working day¹!

Start-up Friendly

Even if you have been in business for less than a year, you can still open an account.

Banking for Web3

Give your Web3-related business a head start with a simple and speedy account opening experience.

Express Account Opening

Need speed? We go fast, so that your business can hit the ground running. Say goodbye to traditional account opening processes and never wait around again.
Complete your application in as fast as 6 minutes¹, and open an account in as fast as 1 working day¹!

Continue/Enquiry

Eligibility Account Opening Guide Document Checklist for Business Account Opening

SME-Friendly Foreign Exchange

Are you in the big leagues, or still growing? Export-import business? Lots of trading? It doesn’t matter – you get a level playing field with us. We’ve got your back with our foreign exchange service, with great rates for all.
Real-time quotation
Instantly exchange your currency
Uninterrupted 24/7 service, day or night

Small Business Loan

We get you. It can be difficult for a startup to get funding when you’re still starting out. We were once a startup too – and now, we’re here to give your business wings to fly.
A max loan amount of HKD 4,000,000!
Businesses that have reached their first birthday are eligible to apply!
The Small Business Loan is also backed by the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited.

Not quite what you wanted? If you have different needs, we have other types of loans waiting for you too! Click here to explore more.

To borrow or not to borrow? Borrow only if you can repay.

Global Payments X ZA Business Loan

Exclusively available for selected Global Payments ⁴clients : Apply for bank loan immediately to support your company’s daily operations.
Pre-approved loan⁵
Maximum loan amount: HK$4 millions⁵
No submission of bank statements and financial reports

For the eligibility and related details, please contact Global Payments customer service hotline: 2969 9888

To borrow or not to borrow? Borrow only if you can repay.

24/7 Time Deposit

Time deposits are available in HKD, CNY and USD, offering you flexibility to place time deposits anytime.
24/7 Placement
Wide Range of Tenors
Stable Return

Interest Rate Inquiry

Transfer and Payment

Low Handling Fee
Hassle-free
Local Funds Transfer - FPS / CHATS
Overseas remittance

Express Account Opening

Need speed? We go fast, so that your business can hit the ground running. Say goodbye to traditional account opening processes and never wait around again.
Complete your application in as fast as 6 minutes¹, and open an account in as fast as 1 working day¹!

Continue/Enquiry

Eligibility Account Opening Guide Document Checklist for Business Account Opening

SME-Friendly Foreign Exchange

Are you in the big leagues, or still growing? Export-import business? Lots of trading? It doesn’t matter – you get a level playing field with us. We’ve got your back with our foreign exchange service, with great rates for all.
Real-time quotation
Instantly exchange your currency
Uninterrupted 24/7 service, day or night

Small Business Loan

We get you. It can be difficult for a startup to get funding when you’re still starting out. We were once a startup too – and now, we’re here to give your business wings to fly.
A max loan amount of HKD 4,000,000!
Businesses that have reached their first birthday are eligible to apply!
The Small Business Loan is also backed by the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited.

Not quite what you wanted? If you have different needs, we have other types of loans waiting for you too! Click here to explore more.

To borrow or not to borrow? Borrow only if you can repay.

Global Payments X ZA Business Loan

Exclusively available for selected Global Payments ⁴clients : Apply for bank loan immediately to support your company’s daily operations.
Pre-approved loan⁵
Maximum loan amount: HK$4 millions⁵
No submission of bank statements and financial reports

For the eligibility and related details, please contact Global Payments customer service hotline: 2969 9888

To borrow or not to borrow? Borrow only if you can repay.

24/7 Time Deposit

Time deposits are available in HKD, CNY and USD, offering you flexibility to place time deposits anytime.
24/7 Placement
Wide Range of Tenors
Stable Return

Interest Rate Inquiry

Transfer and Payment

Low Handling Fee
Hassle-free
Local Funds Transfer - FPS / CHATS
Overseas remittance

Express Account Opening

Need speed? We go fast, so that your business can hit the ground running. Say goodbye to traditional account opening processes and never wait around again.
Complete your application in as fast as 6 minutes¹, and open an account in as fast as 1 working day¹!

Continue/Enquiry

Eligibility Account Opening Guide Document Checklist for Business Account Opening

SME-Friendly Foreign Exchange

Are you in the big leagues, or still growing? Export-import business? Lots of trading? It doesn’t matter – you get a level playing field with us. We’ve got your back with our foreign exchange service, with great rates for all.
Real-time quotation
Instantly exchange your currency
Uninterrupted 24/7 service, day or night

Small Business Loan

We get you. It can be difficult for a startup to get funding when you’re still starting out. We were once a startup too – and now, we’re here to give your business wings to fly.
A max loan amount of HKD 4,000,000!
Businesses that have reached their first birthday are eligible to apply!
The Small Business Loan is also backed by the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited.

Not quite what you wanted? If you have different needs, we have other types of loans waiting for you too! Click here to explore more.

To borrow or not to borrow? Borrow only if you can repay.

Global Payments X ZA Business Loan

Exclusively available for selected Global Payments ⁴clients : Apply for bank loan immediately to support your company’s daily operations.
Pre-approved loan⁵
Maximum loan amount: HK$4 millions⁵
No submission of bank statements and financial reports

For the eligibility and related details, please contact Global Payments customer service hotline: 2969 9888

To borrow or not to borrow? Borrow only if you can repay.

24/7 Time Deposit

Time deposits are available in HKD, CNY and USD, offering you flexibility to place time deposits anytime.
24/7 Placement
Wide Range of Tenors
Stable Return

Interest Rate Inquiry

Transfer and Payment

Low Handling Fee
Hassle-free
Local Funds Transfer - FPS / CHATS
Overseas remittance

Express Account Opening

Need speed? We go fast, so that your business can hit the ground running. Say goodbye to traditional account opening processes and never wait around again.
Complete your application in as fast as 6 minutes¹, and open an account in as fast as 1 working day¹!

Continue/Enquiry

Eligibility Account Opening Guide Document Checklist for Business Account Opening

SME-Friendly Foreign Exchange

Are you in the big leagues, or still growing? Export-import business? Lots of trading? It doesn’t matter – you get a level playing field with us. We’ve got your back with our foreign exchange service, with great rates for all.
Real-time quotation
Instantly exchange your currency
Uninterrupted 24/7 service, day or night

Small Business Loan

We get you. It can be difficult for a startup to get funding when you’re still starting out. We were once a startup too – and now, we’re here to give your business wings to fly.
A max loan amount of HKD 4,000,000!
Businesses that have reached their first birthday are eligible to apply!
The Small Business Loan is also backed by the SME Financing Guarantee Scheme launched by the HKMC Insurance Limited.

Not quite what you wanted? If you have different needs, we have other types of loans waiting for you too! Click here to explore more.

To borrow or not to borrow? Borrow only if you can repay.

Global Payments X ZA Business Loan

Exclusively available for selected Global Payments ⁴clients : Apply for bank loan immediately to support your company’s daily operations.
Pre-approved loan⁵
Maximum loan amount: HK$4 millions⁵
No submission of bank statements and financial reports

For the eligibility and related details, please contact Global Payments customer service hotline: 2969 9888

To borrow or not to borrow? Borrow only if you can repay.

24/7 Time Deposit

Time deposits are available in HKD, CNY and USD, offering you flexibility to place time deposits anytime.
24/7 Placement
Wide Range of Tenors
Stable Return

Interest Rate Inquiry

Transfer and Payment

Low Handling Fee
Hassle-free
Local Funds Transfer - FPS / CHATS
Overseas remittance

Security Alert

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification.

Security Alert

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification.

Security Alert

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification.

Security Alert

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification.

ZA Bank’s core brand spirit of "Your future bank for now" demonstrates our dedication as the first digital bank in Hong Kong to prioritise “Banking for Web3” and provide the best for our users.

As Hong Kong continues to digitalise across all fronts, we are determined to harness the technological advantages of digital banking to meet our users' needs. We will become their "future bank for now” by bringing brand-new banking products and a service experience ahead of the competition.

Even if the steps we take today may seem insignificant, they will lead us to further innovations and allow us to bring more of the future into the present for our users. As such, we will always strive to bring ground-breaking products, services, and a first-class app interface for a user-friendly experience.

ZA Bank’s core brand spirit of "Your future bank for now" demonstrates our dedication as the first digital bank in Hong Kong to prioritise “Banking for Web3” and provide the best for our users.

As Hong Kong continues to digitalise across all fronts, we are determined to harness the technological advantages of digital banking to meet our users' needs. We will become their "future bank for now” by bringing brand-new banking products and a service experience ahead of the competition.

Even if the steps we take today may seem insignificant, they will lead us to further innovations and allow us to bring more of the future into the present for our users. As such, we will always strive to bring ground-breaking products, services, and a first-class app interface for a user-friendly experience.

ZA Bank’s core brand spirit of "Your future bank for now" demonstrates our dedication as the first digital bank in Hong Kong to prioritise “Banking for Web3” and provide the best for our users.

As Hong Kong continues to digitalise across all fronts, we are determined to harness the technological advantages of digital banking to meet our users' needs. We will become their "future bank for now” by bringing brand-new banking products and a service experience ahead of the competition.

Even if the steps we take today may seem insignificant, they will lead us to further innovations and allow us to bring more of the future into the present for our users. As such, we will always strive to bring ground-breaking products, services, and a first-class app interface for a user-friendly experience.

ZA Bank’s core brand spirit of "Your future bank for now" demonstrates our dedication as the first digital bank in Hong Kong to prioritise “Banking for Web3” and provide the best for our users.

As Hong Kong continues to digitalise across all fronts, we are determined to harness the technological advantages of digital banking to meet our users' needs. We will become their "future bank for now” by bringing brand-new banking products and a service experience ahead of the competition.

Even if the steps we take today may seem insignificant, they will lead us to further innovations and allow us to bring more of the future into the present for our users. As such, we will always strive to bring ground-breaking products, services, and a first-class app interface for a user-friendly experience.

¹1The actual turnaround time may vary depending on the circumstances of each individual application.There is a HKD 1,500 fee to open a Business Banking account online. For more details, please refer to the Business Banking Tariff.

²Subject to the internal review for account opening imposed by ZA Bank.

³Transaction limit will be applied to accounts opened online. Upon successful account opening, the maximum daily amount for third-party transfer is HKD 500,000 (or equivalent), subject to the monthly maximum transfer limit of HKD 5,000,000 (or equivalent). There is a HKD 1,500 fee to open a Business Banking account online. For more details, please refer to the Business Banking Tariff.

⁴Global Payments Asia-Pacific (Hong Kong) Limited is not an intermediary of ZA Bank Limited.

⁵The pre-approved loan offer is indicative only. The final loan amount and interest rate is subject to change based on ZA Bank’s credit assessment of individual cases. The availability of the loan is subject to final bank approval so ZA Bank has the right to approve an amount lower than the pre-approved amount or reject the application without giving any reason.

To borrow or not to borrow? Borrow only if you can repay!

Important Risk Disclosure：Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts foreign currency to HKD/other foreign currencies or vice versa.

¹1The actual turnaround time may vary depending on the circumstances of each individual application.There is a HKD 1,500 fee to open a Business Banking account online. For more details, please refer to the Business Banking Tariff.

²Subject to the internal review for account opening imposed by ZA Bank.

³Transaction limit will be applied to accounts opened online. Upon successful account opening, the maximum daily amount for third-party transfer is HKD 500,000 (or equivalent), subject to the monthly maximum transfer limit of HKD 5,000,000 (or equivalent). There is a HKD 1,500 fee to open a Business Banking account online. For more details, please refer to the Business Banking Tariff.

⁴Global Payments Asia-Pacific (Hong Kong) Limited is not an intermediary of ZA Bank Limited.

⁵The pre-approved loan offer is indicative only. The final loan amount and interest rate is subject to change based on ZA Bank’s credit assessment of individual cases. The availability of the loan is subject to final bank approval so ZA Bank has the right to approve an amount lower than the pre-approved amount or reject the application without giving any reason.

To borrow or not to borrow? Borrow only if you can repay!

Important Risk Disclosure：Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts foreign currency to HKD/other foreign currencies or vice versa.

¹1The actual turnaround time may vary depending on the circumstances of each individual application.There is a HKD 1,500 fee to open a Business Banking account online. For more details, please refer to the Business Banking Tariff.

²Subject to the internal review for account opening imposed by ZA Bank.

³Transaction limit will be applied to accounts opened online. Upon successful account opening, the maximum daily amount for third-party transfer is HKD 500,000 (or equivalent), subject to the monthly maximum transfer limit of HKD 5,000,000 (or equivalent). There is a HKD 1,500 fee to open a Business Banking account online. For more details, please refer to the Business Banking Tariff.

⁴Global Payments Asia-Pacific (Hong Kong) Limited is not an intermediary of ZA Bank Limited.

⁵The pre-approved loan offer is indicative only. The final loan amount and interest rate is subject to change based on ZA Bank’s credit assessment of individual cases. The availability of the loan is subject to final bank approval so ZA Bank has the right to approve an amount lower than the pre-approved amount or reject the application without giving any reason.

To borrow or not to borrow? Borrow only if you can repay!

Important Risk Disclosure：Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts foreign currency to HKD/other foreign currencies or vice versa.

¹1The actual turnaround time may vary depending on the circumstances of each individual application.There is a HKD 1,500 fee to open a Business Banking account online. For more details, please refer to the Business Banking Tariff.

²Subject to the internal review for account opening imposed by ZA Bank.

³Transaction limit will be applied to accounts opened online. Upon successful account opening, the maximum daily amount for third-party transfer is HKD 500,000 (or equivalent), subject to the monthly maximum transfer limit of HKD 5,000,000 (or equivalent). There is a HKD 1,500 fee to open a Business Banking account online. For more details, please refer to the Business Banking Tariff.

⁴Global Payments Asia-Pacific (Hong Kong) Limited is not an intermediary of ZA Bank Limited.

⁵The pre-approved loan offer is indicative only. The final loan amount and interest rate is subject to change based on ZA Bank’s credit assessment of individual cases. The availability of the loan is subject to final bank approval so ZA Bank has the right to approve an amount lower than the pre-approved amount or reject the application without giving any reason.

To borrow or not to borrow? Borrow only if you can repay!

Important Risk Disclosure：Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts foreign currency to HKD/other foreign currencies or vice versa.