Insurance: Your shield against life's risks
Up to HKD 10 million of life insurance coverage
Up to HKD 10 million of life insurance coverage
Get insured in minutes
One app, multiple plans
One app, multiple plans
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Insurance: Your shield against life's risks
Up to HKD 10 million of life insurance coverage
Up to HKD 10 million of life insurance coverage
Get insured in minutes
One app, multiple plans
One app, multiple plans
Insurance: Your shield against life's risks
Up to HKD 10 million of life insurance coverage
Up to HKD 10 million of life insurance coverage
Get insured in minutes
One app, multiple plans
One app, multiple plans
Insurance: Your shield against life's risks
Up to HKD 10 million of life insurance coverage
Up to HKD 10 million of life insurance coverage
Get insured in minutes
One app, multiple plans
One app, multiple plans
How do I apply for insurance in the ZA Bank App?
Get approved instantly3 with no medical exam needed4, and easily get insured through your smartphone! You can find detailed information about the benefits offered by each insurance product in the ZA Bank App and choose an insurance product that suits your needs and affordability.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
How do I apply for insurance in the ZA Bank App?
Get approved instantly3 with no medical exam needed4, and easily get insured through your smartphone! You can find detailed information about the benefits offered by each insurance product in the ZA Bank App and choose an insurance product that suits your needs and affordability.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
How do I apply for insurance in the ZA Bank App?
Get approved instantly3 with no medical exam needed4, and easily get insured through your smartphone! You can find detailed information about the benefits offered by each insurance product in the ZA Bank App and choose an insurance product that suits your needs and affordability.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
How do I apply for insurance in the ZA Bank App?
Get approved instantly3 with no medical exam needed4, and easily get insured through your smartphone! You can find detailed information about the benefits offered by each insurance product in the ZA Bank App and choose an insurance product that suits your needs and affordability.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
01.
Log into the ZA Bank App and select "Insurance".
02.
You can view the insurance plans underwritten by ZA Insure on the Insurance page and visit the insurance product page(s) to learn more.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
Before deciding to purchase any insurance products5, please carefully review the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan. The premium rate will depend on age, gender, smoking status, health conditions, and benefit term.
03.
The application process does not require any face-to-face meetings. You only need to fill in the general details, complete the underwriting, and confirm the policy details in the ZA Bank App to proceed with payment and submit the application.
04.
After you confirm the policy details, the confirmation screen will display the premium amount. You will pay the first and subsequent premiums through your ZA Bank account.
1 The maximum aggregate sum insured that each insured (aged 18 to 45) could apply for ZA Life Protection is HKD 10 million. For details, please refer to the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions.
2 The whole application time may vary. In general, when the required information is fully prepared, the insurance application can be completed within 3 minutes.
3 ZA Insure is dedicated to enhance the customer experience by providing a hassle-free and seamless journey without human involvement, except in limited circumstances (such as submission of a birth certificate during application process) where manual approval is required. If you have any inquiries regarding the insurance application, please contact ZA Insure Customer Service at 3665 3636.
4 Applicable to designated insurance product(s), the application requirements are subject to the information provided by ZA Insure during the online application by the potential policyholder and/or the life insured.
5 You should consider your overall financial situation, including savings and other insurance, to avoid being over-insured or underinsured.
1 The maximum aggregate sum insured that each insured (aged 18 to 45) could apply for ZA Life Protection is HKD 10 million. For details, please refer to the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions.
2 The whole application time may vary. In general, when the required information is fully prepared, the insurance application can be completed within 3 minutes.
3 ZA Insure is dedicated to enhance the customer experience by providing a hassle-free and seamless journey without human involvement, except in limited circumstances (such as submission of a birth certificate during application process) where manual approval is required. If you have any inquiries regarding the insurance application, please contact ZA Insure Customer Service at 3665 3636.
4 Applicable to designated insurance product(s), the application requirements are subject to the information provided by ZA Insure during the online application by the potential policyholder and/or the life insured.
5 You should consider your overall financial situation, including savings and other insurance, to avoid being over-insured or underinsured.
1 The maximum aggregate sum insured that each insured (aged 18 to 45) could apply for ZA Life Protection is HKD 10 million. For details, please refer to the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions.
2 The whole application time may vary. In general, when the required information is fully prepared, the insurance application can be completed within 3 minutes.
3 ZA Insure is dedicated to enhance the customer experience by providing a hassle-free and seamless journey without human involvement, except in limited circumstances (such as submission of a birth certificate during application process) where manual approval is required. If you have any inquiries regarding the insurance application, please contact ZA Insure Customer Service at 3665 3636.
4 Applicable to designated insurance product(s), the application requirements are subject to the information provided by ZA Insure during the online application by the potential policyholder and/or the life insured.
5 You should consider your overall financial situation, including savings and other insurance, to avoid being over-insured or underinsured.
1 The maximum aggregate sum insured that each insured (aged 18 to 45) could apply for ZA Life Protection is HKD 10 million. For details, please refer to the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions.
2 The whole application time may vary. In general, when the required information is fully prepared, the insurance application can be completed within 3 minutes.
3 ZA Insure is dedicated to enhance the customer experience by providing a hassle-free and seamless journey without human involvement, except in limited circumstances (such as submission of a birth certificate during application process) where manual approval is required. If you have any inquiries regarding the insurance application, please contact ZA Insure Customer Service at 3665 3636.
4 Applicable to designated insurance product(s), the application requirements are subject to the information provided by ZA Insure during the online application by the potential policyholder and/or the life insured.
5 You should consider your overall financial situation, including savings and other insurance, to avoid being over-insured or underinsured.
Frequently asked questions
Frequently asked questions
Frequently asked questions
Frequently asked questions
ZA Life Limited (with business name as ‘ZA Insure’) is authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure.
ZA Life Protection, ZA Cancer Protection, ZA Heart Attack & Stroke Protection, ZA Accident Protection are life insurance plans without savings elements underwritten by ZA Insure.
ZA VHIS is an indemnity hospital insurance plan certified under Voluntary Health Insurance Scheme (“VHIS”) underwritten by ZA Insure. (Plan certification number: S00045-01-000-01)
The ZA Savings Insurance series is a life insurance plan with a savings element underwritten by ZA Insure. It is not a bank deposit or bank savings plan.
The ZA Savings Insurance series is a limited offer, and ZA Insure reserves the right to accept or decline any application subject to the plan's availability.
All the above insurance product(s) are not products of ZA Bank, bank deposits or bank savings plans. Part of the premium pays for the insurance and related costs. Policyholder is subject to the credit risk of ZA Insure. This product is intended for sale in the jurisdiction of Hong Kong SAR only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between ZA Bank and you out of the selling process or processing of the related transaction, ZA Bank is required to enter into a Financial Dispute Resolution Scheme process with you. Any disputes over the contractual terms of the ZA Insure's insurance products, ZA Bank will make every effort to provide assistance.
All insurance applications are subject to the underwriting requirements and acceptance of ZA Insure. Before making a decision, please review carefully the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan.
Depending on the information provided by the potential policyholder and/or the life insured during the online application, ZA Insure reserves the ultimate right to accept or reject any such online application for the selected insurance products offered by ZA Insure.
ZA Life Limited (with business name as ‘ZA Insure’) is authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure.
ZA Life Protection, ZA Cancer Protection, ZA Heart Attack & Stroke Protection, ZA Accident Protection are life insurance plans without savings elements underwritten by ZA Insure.
ZA VHIS is an indemnity hospital insurance plan certified under Voluntary Health Insurance Scheme (“VHIS”) underwritten by ZA Insure. (Plan certification number: S00045-01-000-01)
The ZA Savings Insurance series is a life insurance plan with a savings element underwritten by ZA Insure. It is not a bank deposit or bank savings plan.
The ZA Savings Insurance series is a limited offer, and ZA Insure reserves the right to accept or decline any application subject to the plan's availability.
All the above insurance product(s) are not products of ZA Bank, bank deposits or bank savings plans. Part of the premium pays for the insurance and related costs. Policyholder is subject to the credit risk of ZA Insure. This product is intended for sale in the jurisdiction of Hong Kong SAR only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between ZA Bank and you out of the selling process or processing of the related transaction, ZA Bank is required to enter into a Financial Dispute Resolution Scheme process with you. Any disputes over the contractual terms of the ZA Insure's insurance products, ZA Bank will make every effort to provide assistance.
All insurance applications are subject to the underwriting requirements and acceptance of ZA Insure. Before making a decision, please review carefully the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan.
Depending on the information provided by the potential policyholder and/or the life insured during the online application, ZA Insure reserves the ultimate right to accept or reject any such online application for the selected insurance products offered by ZA Insure.
ZA Life Limited (with business name as ‘ZA Insure’) is authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure.
ZA Life Protection, ZA Cancer Protection, ZA Heart Attack & Stroke Protection, ZA Accident Protection are life insurance plans without savings elements underwritten by ZA Insure.
ZA VHIS is an indemnity hospital insurance plan certified under Voluntary Health Insurance Scheme (“VHIS”) underwritten by ZA Insure. (Plan certification number: S00045-01-000-01)
The ZA Savings Insurance series is a life insurance plan with a savings element underwritten by ZA Insure. It is not a bank deposit or bank savings plan.
The ZA Savings Insurance series is a limited offer, and ZA Insure reserves the right to accept or decline any application subject to the plan's availability.
All the above insurance product(s) are not products of ZA Bank, bank deposits or bank savings plans. Part of the premium pays for the insurance and related costs. Policyholder is subject to the credit risk of ZA Insure. This product is intended for sale in the jurisdiction of Hong Kong SAR only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between ZA Bank and you out of the selling process or processing of the related transaction, ZA Bank is required to enter into a Financial Dispute Resolution Scheme process with you. Any disputes over the contractual terms of the ZA Insure's insurance products, ZA Bank will make every effort to provide assistance.
All insurance applications are subject to the underwriting requirements and acceptance of ZA Insure. Before making a decision, please review carefully the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan.
Depending on the information provided by the potential policyholder and/or the life insured during the online application, ZA Insure reserves the ultimate right to accept or reject any such online application for the selected insurance products offered by ZA Insure.
ZA Life Limited (with business name as ‘ZA Insure’) is authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure.
ZA Life Protection, ZA Cancer Protection, ZA Heart Attack & Stroke Protection, ZA Accident Protection are life insurance plans without savings elements underwritten by ZA Insure.
ZA VHIS is an indemnity hospital insurance plan certified under Voluntary Health Insurance Scheme (“VHIS”) underwritten by ZA Insure. (Plan certification number: S00045-01-000-01)
The ZA Savings Insurance series is a life insurance plan with a savings element underwritten by ZA Insure. It is not a bank deposit or bank savings plan.
The ZA Savings Insurance series is a limited offer, and ZA Insure reserves the right to accept or decline any application subject to the plan's availability.
All the above insurance product(s) are not products of ZA Bank, bank deposits or bank savings plans. Part of the premium pays for the insurance and related costs. Policyholder is subject to the credit risk of ZA Insure. This product is intended for sale in the jurisdiction of Hong Kong SAR only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between ZA Bank and you out of the selling process or processing of the related transaction, ZA Bank is required to enter into a Financial Dispute Resolution Scheme process with you. Any disputes over the contractual terms of the ZA Insure's insurance products, ZA Bank will make every effort to provide assistance.
All insurance applications are subject to the underwriting requirements and acceptance of ZA Insure. Before making a decision, please review carefully the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan.
Depending on the information provided by the potential policyholder and/or the life insured during the online application, ZA Insure reserves the ultimate right to accept or reject any such online application for the selected insurance products offered by ZA Insure.