ZA Life Limited (with business name as ‘ZA Insure’) is authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure.
ZA Life Protection, ZA Cancer Protection, ZA Heart Attack & Stroke Protection, ZA Accident Protection are life insurance plans without savings elements underwritten by ZA Insure.
ZA VHIS is an indemnity hospital insurance plan certified under Voluntary Health Insurance Scheme (“VHIS”) underwritten by ZA Insure. (Plan certification number: S00045-01-000-01)
The ZA Savings Insurance series is a life insurance plan with a savings element underwritten by ZA Insure. It is not a bank deposit or bank savings plan.
The ZA Savings Insurance series is a limited offer, and ZA Insure reserves the right to accept or decline any application subject to the plan's availability.
All the above insurance product(s) are not products of ZA Bank, bank deposits or bank savings plans. Part of the premium pays for the insurance and related costs. Policyholder is subject to the credit risk of ZA Insure. This product is intended for sale in the jurisdiction of Hong Kong SAR only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between ZA Bank and you out of the selling process or processing of the related transaction, ZA Bank is required to enter into a Financial Dispute Resolution Scheme process with you. Any disputes over the contractual terms of the ZA Insure's insurance products, ZA Bank will make every effort to provide assistance.
All insurance applications are subject to the underwriting requirements and acceptance of ZA Insure. Before making a decision, please review carefully the product materials issued by ZA Insure, including the Product Brochure and the Policy Provisions, to ensure you understand the features, risks, exclusions, restrictions and the full terms and conditions of the relevant insurance plan.
Depending on the information provided by the potential policyholder and/or the life insured during the online application, ZA Insure reserves the ultimate right to accept or reject any such online application for the selected insurance products offered by ZA Insure.