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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

If I have used an 80% or 90% Guarantee Product under the SME Financing Guarantee Scheme from another bank, can I apply for an 80% or 90% Guarantee Product under the SME Financing Guarantee Scheme again at ZA Bank?

According to the 80% or 90% Guarantee Product provisions of the SME Financing Guarantee Scheme, the maximum borrowing limit the applicant company can borrow is HKD18 million and HKD8 million respectively.

The Bank currently stipulates that for the 80% or 90% Guarantee Product, the total maximum loan limit is HKD18 million and HKD8 million respectively. However, the final loan limit must be obtained after the Bank formally reviews and approves the application.

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