ZA Bank, Virtual Bank

ZA Bank, Virtual Bank

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What is the 30 minutes pledge?

After the bank receives your full and complete set of required information and documents for the loan application, we shall commit to provide the approval result to each eligible customer within 30 minutes.

If the approval time goes over 30 minutes, eligible customers will get HKD 10 cash rebate for every minute of overtime. Any fraction of 1 minute shall be counted as 1 minute. The cash rebate will accrue until the bank provides the final approval result, maximum cap at HKD 500.

If the review exceeds 30 minutes,cash rebate will be transferred to your savings account upon drawdown of your applied loan.

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