ZA Bank, Virtual Bank

ZA Bank, Virtual Bank

Here are all the “” related questions

What are the Smart tips on Responsible Borrowing?


■ Be responsible and handle personal loan products properly. You should commit to repaying after borrowing.

■ Repay the loan (or for card products, outstanding balance of retail purchase and/or cash advances) on time to avoid late payment charges and additional overdue interest charged by banks.

■ Before applying for any loans, you should have a clear understanding of your financial condition, daily expenses and actual borrowing needs. You should also assess your repayment ability and avoid over-borrowing.

■ Understand the terms clearly before committing to a loan.

■ To borrow or not to borrow? Borrow only if you can repay!

■ Do not overspend and get yourself in debt. This will affect your credit record.

Points to Note:

■ If your repayment defaults for more than 60 days, the consumer credit reporting institution will retain the default record in the database for five full years from the date of full settlement.

■ A good credit record may bring you better interest rate and terms. In contrast, you may be subject to a higher interest rate, or get a smaller loan approved, or even your loan application may be rejected if your credit record is not good.

If you need further assistance,feel free to online chat with us
Can this answer address your question?
Questions related to “Card Statement Instalment Program”
Which type of credit card does Card Statement Instalment Program ‘ZA Bill Master’ support?Card Statement Instalment Program ‘ZA Bill Master’ required documents Required monthly income for Card Statement Instalment Program applicationWhen will Card Statement Instalment Program be credited to my credit card account upon approval?How to repay your Card Statement Instalment Program?