ZA Bank, Virtual Bank

ZA Bank, Virtual Bank

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What is the annual interest rate and APR?

0% for the first 7 days after ZA Payday every month and 30% annual interest rate ( 34.49% APR ) for any outstanding amount afterwards. The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks. The APR is a reference rate, which includes the basic interest rates and other fees and charges of a product, expressed as an annualised rate.

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