ZA Bank, Virtual Bank

ZA Bank, Virtual Bank

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Eligibility for 100% Personal Loan Guarantee Scheme (PLGS)

You mustst fulfill the following requirements to apply for 100% Personal Loan Guarantee Scheme:

■ Holder of Hong Kong permanent identity card aged 18 or above

■ Unemployed for at least 2 months from application date

■ Employed for at least 3 months in-between Jan 2020 and Feb 2021

■ Must not be undischarged bankrupts nor subject to any bankruptcy petition or proceedings at the time of loan application.

■ Shall maintain a valid ZA Bank account or eligible to open one

■ Not a sole proprietor, partner or a shareholder who is also a personal guarantor of any existing loan or credit facility under the HKMC Insurance Limited (HKMCI)’s SME Financing Guarantee Scheme.

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Questions related to “100% Personal Loan Guarantee Scheme”
The application process time for the PLGS SchemeI was self-employed or a part-time worker before unemployed. Am I eligible for the PLGS Scheme?I applied for the PLGS Scheme through another bank but was rejected. Can I apply again through ZA Bank?What is 100% Personal Loan Guarantee Scheme (PLGS)?What is the maximun loan amount for the PLGS Scheme?