You mustst fulfill the following requirements to apply for 100% Personal Loan Guarantee Scheme:
■ Holder of Hong Kong permanent identity card aged 18 or above
■ Unemployed for at least 2 months from application date
■ Employed for at least 3 months in-between Jan 2020 and Feb 2021
■ Must not be undischarged bankrupts nor subject to any bankruptcy petition or proceedings at the time of loan application.
■ Shall maintain a valid ZA Bank account or eligible to open one
■ Not a sole proprietor, partner or a shareholder who is also a personal guarantor of any existing loan or credit facility under the HKMC Insurance Limited (HKMCI)’s SME Financing Guarantee Scheme.
Please follow the instructions below to contact our 「Online Chat」
Customer Service for further assistance.
■ Scroll down the FAQ page to the bottom and click「Online Chat」;
■ Click the「Chat」icon on the right side of webpage to access「Online Chat」