Hong Kong's First Virtual Bank. From now on, banking is available all year long. Your banking app is your designated branch.
Download AppInsurance everyone can afford. Family medical history does not affect premium.Complete application within minutes. No medical checkup is required.
You will be charged a late payment charge and a default interest. Late payment charge equals to HKD 300 per each late repayment, default interest rate is 4% on the overdue principal amount.