ZA Bank, Virtual Bank
ZA Bank, Virtual Bank
ZA Bank
Hong Kong's First Virtual Bank. From now on, banking is available all year long. Your banking app is your designated branch.
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Charges for overdue loan
You will be charged a late payment charge and a default interest if you cannot repay the monthly repayment on time. Late payment charge equals to HKD 300 per each late repayment, default interest rate is 4% on the overdue principal amount.
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Questions related to “Instalment Loan”
Instalment loan required documentsWhen will the loan be credited to my account upon approval?Required monthly income for loan applicationsHow soon can I re-apply for a loan after refusalWhat is "Rule of 78"?
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*‘No.1’ is defined by ZA Bank’s leading position in the virtual banking industry in terms of number of users, personal deposits and loan amount as of 31 December 2020.