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Charges for overdue loan
You will be charged a late payment charge and a default interest if you cannot repay the monthly repayment on time. Late payment charge equals to HKD 300 per each late repayment, default interest rate is 4% on the overdue principal amount.
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Questions related to “Instalment Loan”
Instalment loan required documentsWhen will the loan be credited to my account upon approval?How soon can I re-apply for a loan after refusalRequired monthly income for loan applicationsHow to repay your loan
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*‘No.1’ is defined by ZA Bank’s leading position in the virtual banking industry in terms of personal deposits and loan amount as of 30 June 2021.
ZA Bank has also gained the support of more than 400,000 users as of 31 July 2021, becoming the largest virtual bank in terms of user base. Source: media reports.
ZA Bank has also gained the support of more than 400,000 users as of 31 July 2021, becoming the largest virtual bank in terms of user base. Source: media reports.