Insurance everyone can afford. Family medical history does not affect premium.Complete application within minutes. No medical checkup is required.
A handling fee applies to early withdrawl of time deposits, which will be deducted directly from the deposits. The minimum charge is HKD 200.
Handling fee = principal x (interbank interest rate - annual interest rate) x remaining days / 365 days
You may also refer to 'Fees and Charges for Individual customers' for details.