ZA Bank, Virtual Bank

ZA Bank, Virtual Bank

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What is 100% Personal Loan Guarantee Scheme (PLGS)?

The 100% Personal Loan Guarantee Scheme (the "Scheme") is a loan product fully guaranteed by the Hong Kong Mortgage Corporation Limited (“HKMC”). Eligible applicants can apply for up to 6 times of monthly salary before unemployment; or HKD 80,000 (whichever is lower) , with a tenor up to 72 months at 1% annualised percentage rate.

Applicants will receive full interest rebate after they pay off the loan in full as scheduled.

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Questions related to “100% Personal Loan Guarantee Scheme”
Why I can't apply for the 100% Personal Loan Guarantee Scheme through ZA Bank now?When to resume the new applications for PLGS?What is the maximun loan amount for the PLGS Scheme?Tenor options of the PLGS SchemeIs there any early settlement fee for the PLGS Scheme?