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What is 100% Personal Loan Guarantee Scheme (PLGS)?

The 100% Personal Loan Guarantee Scheme (the "Scheme") is a loan product fully guaranteed by the Hong Kong Mortgage Corporation Limited (“HKMC”). Eligible applicants can apply for up to 6 times of monthly salary before unemployment; or HKD 80,000 (whichever is lower) , with a tenor up to 72 months at 1% annualised percentage rate.

Applicants will receive full interest rebate after they pay off the loan in full as scheduled.

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