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What is the difference between Debt Consolidation Program and Personal Instalment Loan?

For Personal Instalment Loan, disbursement will usually be done through cash withdrawal or bank transfer.

Debt Consolidation Program can consolidate the outstanding balances of your loans and credit cards due to other banks or financial institutions into one single loan. The loan proceed will be credited to some specific credit cards / loan accounts for direct settlement.

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Questions related to “Debt Changer”
What can Debt Consolidation Program (“Debt Changer”) do for me?Other than consolidating my current balance, can I also cash-out?What is the required monthly income for Debt Consolidation Program application?What is a Payment Holiday Coupon?What is the maximum loan amount & repayment period for Debt Consolidation Program?