When you have confirmed the application details, you will see a confirmation with the premium amount. You have to use your ZA Bank Account to pay for the first and subsequent monthly premium. After payment, you will receive the policy terms from ZA Insure via email and our successful payment notification. Currently ZA Insure only supports ZA Bank users with HKID and physically in Hong Kong to purchase the insurance plans of ZA Insure at ZA Bank App.