Participants' employer to have his/her monthly salary credited into his/her ZA Bank account via FPS ("Faster Payment System”) with purpose type as “Salary and Benefits Payment”. Deposit of monthly salary through transfer deposit, remittance, local CHATS or standing instruction will not be considered as Eligible Salary. All Eligible Salary transaction records are determined according to ZA Bank’s record. In the event of any dispute, the decision of ZA Bank shall be final and conclusive.