Get to know ZA Card in 1 minute
PowerDraw x ZA Card
Spend to win up to 200% rebate
Spend to win up to 200% rebate
- Spend with ZA Card and get a chance at PowerDraw1 to win a rebate or other designated rewards, including:
StockBack x ZA Card
Get StockBack on every purchase - enjoy up to a 3% stock rebate
Get StockBack on every purchase - enjoy up to a 3% stock rebate
- Every time you spend with your ZA Card, you can receive real stocks as rewards 3, which will be automatically redeemed on a regular basis and credited to your investment account 4.
PowerDraw x ZA Card
Spend to win up to 200% rebate
Spend to win up to 200% rebate
- Spend with ZA Card and get a chance at PowerDraw1 to win a rebate or other designated rewards, including:
StockBack x ZA Card
Get StockBack on every purchase - enjoy up to a 3% stock rebate
Get StockBack on every purchase - enjoy up to a 3% stock rebate
- Every time you spend with your ZA Card, you can receive real stocks as rewards 3, which will be automatically redeemed on a regular basis and credited to your investment account 4.
PowerDraw x ZA Card
Spend to win up to 200% rebate
Spend to win up to 200% rebate
- Spend with ZA Card and get a chance at PowerDraw1 to win a rebate or other designated rewards, including:
StockBack x ZA Card
Get StockBack on every purchase - enjoy up to a 3% stock rebate
Get StockBack on every purchase - enjoy up to a 3% stock rebate
- Every time you spend with your ZA Card, you can receive real stocks as rewards 3, which will be automatically redeemed on a regular basis and credited to your investment account 4.
PowerDraw x ZA Card
Spend to win up to 200% rebate
Spend to win up to 200% rebate
- Spend with ZA Card and get a chance at PowerDraw1 to win a rebate or other designated rewards, including:
StockBack x ZA Card
Get StockBack on every purchase - enjoy up to a 3% stock rebate
Get StockBack on every purchase - enjoy up to a 3% stock rebate
- Every time you spend with your ZA Card, you can receive real stocks as rewards 3, which will be automatically redeemed on a regular basis and credited to your investment account 4.
ZA Card gives what you really need
Have a blast and spend wisely
ZA Card is a debit card with no annual fees. Spend with the money from your savings account, helping you budget better.
Support contactless Visa payWave
Payment made easy with just a wave of your card. No swiping or signing needed.
A brand new ZA Verify
Verify the transactions within the app in seconds, giving you a smoother and safer online shopping experience.
Safe and secure
Lock and unlock your card with one tap in the ZA Bank app. Receive instant notifications for each transaction and fully control your transaction limits.
Cash withdrawal
Supported by Visa, you can enjoy free cash withdrawal at over 3,000 local banks' ATMs in HK, and access to almost 3 million ATMs worldwide with the physical card.
Safety first
The simpler the better. No CVV, expiry date or even your signature on the physical card, reaching a new level of security.
ZA Card officially on Apple Pay
ZA Card
officially on Apple Pay
1. Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. Terms and conditions apply.
This also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay!
2. During the promotional period, users have the chance to get MillionTix by participating in PowerDraw or completing specific quests. ZA Bank will draw 100 of the MillionTix after each round. Users will receive an HKD 10,000 cash reward or other reward of equivalent value for each winning ticket they hold. Millionaire PowerDraw is subject to its Terms and conditions.
3. “StockBack x ZA Card”Promotion: The promotion period is from 3 November 2025 to 30 June 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its terms and conditions.
4. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
5 “StockBack x ZA Card”Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card”Limited-time Promotion is subject to its Terms and Conditions.
6. “StockBack x ZA Card”Limited-time Promotion: The promotion is from 1 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, new customers, who have never opened any bank account with ZA Bank or held any product or service with ZA Bank (including, but not limited to, deposit accounts and loan accounts), select the “StockBack x ZA Card” rebate program and make eligible transactions within 30 calendar days after successful account opening (the first day is calculated as the day of account opening), will be entitled to an additional 1% stock rebate. This offer can be used in conjunction with the limited-time offer of 2% stock rebate, which the new customers can get up to 3% stock rebate. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
7. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
8. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
Important risk statement:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
1. Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. Terms and conditions apply.
This also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay!
2. During the promotional period, users have the chance to get MillionTix by participating in PowerDraw or completing specific quests. ZA Bank will draw 100 of the MillionTix after each round. Users will receive an HKD 10,000 cash reward or other reward of equivalent value for each winning ticket they hold. Millionaire PowerDraw is subject to its Terms and conditions.
3. “StockBack x ZA Card”Promotion: The promotion period is from 3 November 2025 to 30 June 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its terms and conditions.
4. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
5 “StockBack x ZA Card”Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card”Limited-time Promotion is subject to its Terms and Conditions.
6. “StockBack x ZA Card”Limited-time Promotion: The promotion is from 1 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, new customers, who have never opened any bank account with ZA Bank or held any product or service with ZA Bank (including, but not limited to, deposit accounts and loan accounts), select the “StockBack x ZA Card” rebate program and make eligible transactions within 30 calendar days after successful account opening (the first day is calculated as the day of account opening), will be entitled to an additional 1% stock rebate. This offer can be used in conjunction with the limited-time offer of 2% stock rebate, which the new customers can get up to 3% stock rebate. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
7. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
8. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
Important risk statement:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
1. Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. Terms and conditions apply.
This also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay!
2. During the promotional period, users have the chance to get MillionTix by participating in PowerDraw or completing specific quests. ZA Bank will draw 100 of the MillionTix after each round. Users will receive an HKD 10,000 cash reward or other reward of equivalent value for each winning ticket they hold. Millionaire PowerDraw is subject to its Terms and conditions.
3. “StockBack x ZA Card”Promotion: The promotion period is from 3 November 2025 to 30 June 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its terms and conditions.
4. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
5 “StockBack x ZA Card”Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card”Limited-time Promotion is subject to its Terms and Conditions.
6. “StockBack x ZA Card”Limited-time Promotion: The promotion is from 1 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, new customers, who have never opened any bank account with ZA Bank or held any product or service with ZA Bank (including, but not limited to, deposit accounts and loan accounts), select the “StockBack x ZA Card” rebate program and make eligible transactions within 30 calendar days after successful account opening (the first day is calculated as the day of account opening), will be entitled to an additional 1% stock rebate. This offer can be used in conjunction with the limited-time offer of 2% stock rebate, which the new customers can get up to 3% stock rebate. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
7. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
8. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
Important risk statement:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
1. Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. Terms and conditions apply.
This also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay!
2. During the promotional period, users have the chance to get MillionTix by participating in PowerDraw or completing specific quests. ZA Bank will draw 100 of the MillionTix after each round. Users will receive an HKD 10,000 cash reward or other reward of equivalent value for each winning ticket they hold. Millionaire PowerDraw is subject to its Terms and conditions.
3. “StockBack x ZA Card”Promotion: The promotion period is from 3 November 2025 to 30 June 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its terms and conditions.
4. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
5 “StockBack x ZA Card”Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card”Limited-time Promotion is subject to its Terms and Conditions.
6. “StockBack x ZA Card”Limited-time Promotion: The promotion is from 1 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, new customers, who have never opened any bank account with ZA Bank or held any product or service with ZA Bank (including, but not limited to, deposit accounts and loan accounts), select the “StockBack x ZA Card” rebate program and make eligible transactions within 30 calendar days after successful account opening (the first day is calculated as the day of account opening), will be entitled to an additional 1% stock rebate. This offer can be used in conjunction with the limited-time offer of 2% stock rebate, which the new customers can get up to 3% stock rebate. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
7. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
8. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
Important risk statement:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
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