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* The Savings Pot is a savings sub-account, the balance cannot be used for card spending, bill payments, repayments, and third-party fund transfers, etc.
1. During the Campaign Period, you can get reward rates of up to 4.99% p.a. in total by completing challenges of High-rate Pot. As such, you can enjoy a total savings rate of 5% p.a. for this month when including the HKD savings basic interest rate of 0.01%. The above reward rates only apply to the High-rate Pot balance of HKD 800,000 or below, which is valid from the day of completing the challenge to the last day of the month. Spending Challenge also applies to ZA Credit users. To borrow or not to borrow? Borrow only if you can repay! Investment involves risks. T&C apply.
2. The Chill Pot interest rate includes the HKD Savings basic interest rate and reward rate. The participants will get a 1.19% p.a. reward rate during the Campaign Period. In addition to the basic interest rate of 0.01% p.a., you can enjoy a total savings rate of up to 1.2% p.a.. The above reward rate only applies to the Chill Pot balance of HKD 1,000,000 or below. T&C apply.