ZA Savings Go, be different together, time deposit, rate
best in town, savings rate, HKD, RMB, USD, interest, Deposit and withdraw money as you wish, savings
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Enjoy a 1,000x higher savings rate
Open an account in minutes and enjoy 1% saving rate right away! Save like never before – be the game changer.
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Terms and Conditions apply.
ZA Savings Go
Enjoy savings rate 1,000 times higher by ZA Savings Go. Earn as you deposit!
High yield, no fees, no minimum deposit
Deposit and withdraw money as you wish
Account opening in as fast as 5 mins
[1]The above Interest Rates are effective on 8 March 2021. They are subject to change as per prevailing market conditions.*Terms and Conditions apply.
[2]Based on the general savings deposit rate for HKD 100K on 26 February 2021 of most retail banks. Promotional offers excluded.
[2]Based on the general savings deposit rate for HKD 100K on 26 February 2021 of most retail banks. Promotional offers excluded.
Time Deposits
Multi-currency time deposits available, including HKD, CNY and USD
Place your time deposits with just $1
Flexible range of tenors from 1 month to 1 year
Interest Rate
| Deposit Period | HKD (Annual Interest Rate) | CNY (Annual Interest Rate) | USD (Annual Interest Rate) |
|---|---|---|---|
| 1 month | 0.100% | 1.000% | 0.100% |
| 3 months | 0.650% | 1.400% | 0.150% |
| 6 months | 0.500% | 1.500% | 0.200% |
| 12 months | 0.500% | 1.500% | 0.200% |
Interest is calculated on the following year basis:
• HKD - 365 days • CNY, USD - 360 days
They are subject to change as per prevailing market conditions.
FAQ
We provide flexible deposit products with multiple tenors, ranging from 1 to 12 month(s) and allow early withdrawal. Further information can be found here.
You can place a time deposit with only HKD 1 / CNY 1 / USD 1.
You can place time deposit with our ZA Bank mobile app at anytime including holidays, anywhere to secure a better return.
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Copyright © 2020-2021 ZA Bank Ltd.
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*‘No.1’ is defined by ZA Bank’s leading position in the virtual banking industry in terms of number of users, personal deposits and loan amount as of 31 December 2020.