ZA Savings Go, be different together, time deposit, rate
best in town, savings rate, HKD, RMB, USD, interest, Deposit and withdraw money as you wish, savings
Bank
undefined
Borrow
Invest
Insure
More
Download App
Enjoy a 1,000x higher savings rate
Open an account in minutes and enjoy 1% saving rate right away! Save like never before – be the game changer.
Download now
Terms and Conditions apply.
ZA Savings Go
Enjoy savings rate 1,000 times higher by ZA Savings Go. Earn as you deposit!
High yield, no fees, no minimum deposit
Deposit and withdraw money as you wish
Account opening in as fast as 5 mins
[1]The above Interest Rates are effective on 8 March 2021. They are subject to change as per prevailing market conditions.*Terms and Conditions apply.
[2]Based on the general savings deposit rate for HKD 100K on 26 February 2021 of most retail banks. Promotional offers excluded.
[2]Based on the general savings deposit rate for HKD 100K on 26 February 2021 of most retail banks. Promotional offers excluded.
Take a look
Find out how much more interest you could earn with ZA Savings Go
What’s your first deposit?
Max. HKD200,000
How much you’re expecting to deposit monthly?
Max. HKD200,000
For how long will you deposit?
HKD --
ZA Bank
HKD --
Other banks
1.This calculator demonstrates the interest projection of deposit balance entered, excluding compound interest. Deposit balance at HKD200,000 or below will be calculated with 1% Savings Go annual interest rate, while deposit balance exceeding HKD200,000 will be calculated with base interest rate of 0.01%.
2. The maximum deposit period of 12 months is for calculation purpose only. It doesn't represent that the actual deposit period is limited to 12 months.
3.The above Interest Rates are effective on 8 March 2021. They are subject to change as per prevailing market conditions. The calculation is for illustrative purpose only and the actual interests earned will depend on the prevailing circumstances.
2. The maximum deposit period of 12 months is for calculation purpose only. It doesn't represent that the actual deposit period is limited to 12 months.
3.The above Interest Rates are effective on 8 March 2021. They are subject to change as per prevailing market conditions. The calculation is for illustrative purpose only and the actual interests earned will depend on the prevailing circumstances.
Time Deposits
Multi-currency time deposits available, including HKD, CNY and USD
Place your time deposits with just $1
Flexible range of tenors from 1 month to 1 year
Interest Rate
| Deposit Period | HKD (Annual Interest Rate) | CNY (Annual Interest Rate) | USD (Annual Interest Rate) |
|---|---|---|---|
| 1 month | 0.100% | 1.000% | 0.100% |
| 3 months | 0.650% | 1.400% | 0.150% |
| 6 months | 0.500% | 1.500% | 0.200% |
| 12 months | 0.500% | 1.500% | 0.200% |
Interest is calculated on the following year basis:
• HKD - 365 days • CNY, USD - 360 days
They are subject to change as per prevailing market conditions.
FAQ
We provide flexible deposit products with multiple tenors, ranging from 1 to 12 month(s) and allow early withdrawal. Further information can be found here.
You can place a time deposit with only HKD 1 / CNY 1 / USD 1.
You can place time deposit with our ZA Bank mobile app at anytime including holidays, anywhere to secure a better return.
Useful Links
Contact Us
繁|EN
- Apple is a trademark of Apple Inc., registered in the U.S.and other countries. App Store is a service mark of Apple Inc.
- Google Play™ is a Trademark of Google LLC.
Copyright © 2020-2021 ZA Bank Ltd.
||
*‘No.1’ is defined by ZA Bank’s leading position in the virtual banking industry in terms of number of users, personal deposits and loan amount as of 31 December 2020.