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Enjoy 0.7% annual saving rate right away
Open an account in minutes and enjoy the highest deposit interest rate in the market (based on a deposit of HKD 200,000).
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Terms and Conditions apply.
ZA Savings Go
Enjoy 0.7% p.a. saving rate by ZA Savings Go. Earn as you deposit!
High yield, no fees, no minimum deposit
Deposit and withdraw money as you wish
Account opening in as fast as 5 mins
[1]The above Interest Rates are effective on 7 September 2021. They are subject to change as per prevailing market conditions. *Terms and Conditions apply.
[2]Based on the savings deposit rate for HKD 200K on 30 Aug 2021 of most retail banks. Promotional offers excluded.
Time Deposits
Multi-currency time deposits available, including HKD, CNY and USD
Place your time deposits with just $1
Flexible range of tenors from 1 month to 1 year
Interest Rate
| Deposit Period | HKD (Annual Interest Rate) | CNY (Annual Interest Rate) | USD (Annual Interest Rate) |
|---|---|---|---|
| 1 month | 0.100% | 1.000% | 0.100% |
| 3 months | 0.650% | 1.400% | 0.150% |
| 6 months | 0.500% | 1.500% | 0.200% |
| 12 months | 0.500% | 1.500% | 0.200% |
Interest is calculated on the following year basis:
• HKD - 365 days • CNY, USD - 360 days
They are subject to change as per prevailing market conditions.
FAQ
We provide flexible deposit products with multiple tenors, ranging from 1 to 12 month(s) and allow early withdrawal. Further information can be found here.
You can place a time deposit with only HKD 1 / CNY 1 / USD 1.
You can place time deposit with our ZA Bank mobile app at anytime including holidays, anywhere to secure a better return.
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Copyright © 2020-2021 ZA Bank Ltd.
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*‘No.1’ is defined by ZA Bank’s leading position in the virtual banking industry in terms of number of users, personal deposits and loan amount as of 31 December 2020.