Scheduled Maintenance: Due to system maintenance, banking services including 1) placement or early uplifting of time deposits 2) currency exchange will not be available from 02:30 to 05:00 on 15 October 2023 (Sunday). Log in to ZA Bank App, balance enquiry and other services are unaffected. All banking services, including but not limited to ZA Bank App login, balance enquiry, transfer, ZA Card, loan, investment and insurance service, will not be available from 03:00 to 09:00 on 29 October 2023 (Sunday).
For enquiry, please contact our customer service at +852 3665 3665.
Time Deposits
Multi-currency time deposits available, including HKD, CNY and USD
Place your time deposits with just $1
Flexible range of tenors from 7 days to 1 yearZA Savings Go
Earn as you deposit!
High yield, no fees, no minimum deposit
Deposit and withdraw money as you wish
Account opening in as fast as 2 mins#
[1]The above Interest Rates are effective on 25 March 2022. They are subject to change as per prevailing market conditions. *Terms and Conditions apply.
#The time needed for account opening is subject to actual circumstances. In general, provided that no extra information is required, an user can open an account in as fast as 2 minutes.
#The time needed for account opening is subject to actual circumstances. In general, provided that no extra information is required, an user can open an account in as fast as 2 minutes.
Deposit Interest Rate
| HKD (Annual Interest Rate) | CNY (Annual Interest Rate) | USD (Annual Interest Rate) | |
|---|---|---|---|
| Account balance at HKD300,000 or below | 0.31% | 0.25% | 0.001% |
| Account balance above HKD300,000 | 0.01% | ||
Interest is calculated on the following year basis:
• HKD - 365 days • CNY, USD - 360 days
The above Interest Rates are effective on 25 March 2022. They are subject to change as per prevailing market conditions. *Terms and Conditions apply.
