ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

open account in as fast as 5 minutes, cashback, interest, rate up coupon, green cards, FPS

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Savings Pot

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Grow your savings with Savings Pot
* Exclusive Savings sub-account1
* Earn up to 4% p.a. savings rate2
* Withdraw money instantly
* No minimum deposit requirement
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Somewhere to save, not spend
Savings Pot is a simple way to put money aside and set it apart from your expenses. Whether you are saving up for your loved ones, a goal or a rainy day, Savings Pot is here to make your savings grow.
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Personalise your Savings Pot
Add custom images to your Savings Pot to help you visualise what it's for and stay motivated.
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1. The Savings Pot is a savings sub-account, which only supports fund transfers to/from your savings account within ZA Bank, and cannot be used for card spending, bill payments, repayments, and third-party fund transfers, etc.
2. During the Campaign period, you can get a promotional reward rate of 0.39% p.a. by creating the Savings Pot. By completing challenges every month, you can get an extra challenge reward rate of up to 3.6% p.a.. You can enjoy up to 4% p.a. savings interest rate for that month when combined with basic savings interest rate of 0.01% p.a.. T&C apply.
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Time Deposits

deposit-icon-01Multi-currency time deposits available, including HKD, CNY and USD
deposit-icon-02Place your time deposits with just $1
deposit-icon-03Flexible range of tenors from 7 days to 1 year

ZA Savings Go

Earn as you deposit!
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High yield, no fees, no minimum deposit

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Deposit and withdraw money as you wish

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Account opening in as fast as 2 mins#

[1]The above Interest Rates are effective on 25 March 2022. They are subject to change as per prevailing market conditions. *Terms and Conditions apply.
#The time needed for account opening is subject to actual circumstances. In general, provided that no extra information is required, an user can open an account in as fast as 2 minutes.
Deposit Interest Rate
Account HKD (Annual Interest Rate)CNY (Annual Interest Rate)USD (Annual Interest Rate)
Savings Account Account balance at HKD300,000 or below0.31%*0.25%0.001%
Account balance above HKD300,0000.01%
Savings Sub-account(s) 0.01%\\

Interest is calculated on the following year basis:​

• HKD - 365 days • CNY, USD - 360 days

The above Interest Rates are effective on 25 March 2022. They are subject to change as per prevailing market conditions. *Terms and Conditions apply.

FAQ
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