[ 1 ] Terms and Conditions apply. New ZA Bank users who successfully open an account with ZA Bank with the ‘SFP250’ promo code during the promotion period shall receive HKD 50 cash rewards within 3 working days. Users who successfully apply for and activate ‘Salary FastPass’ within 30 days after account opening shall receive extra HKD 200 rewards in the form of ZA Coin in designated ZA Quest within 3 working days. ZA Quest promotion Terms and Conditions apply.
[ 2 ] Salary FastPass is a revolving credit facility in nature. If you don't have enough balance in your ZA Bank for the auto-repayment on the 7th day after every ZA Payday, interest will be incurred. You may also choose to repay manually anytime to reduce the interest expense. Salary FastPass charge 0% for the first 7 days after ZA Payday every month and 30% annual interest rate ( 34.49% APR) for any outstanding amount afterwards. The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks. The APR is a reference rate, which includes the basic interest rates and other fees and charges of a product, expressed as an annualised rate.
[ 3 ] The above Interest Rates are effective on 11 November 2021. They are subject to change as per prevailing market conditions.*Terms and Conditions apply.
[ 4 ] Each eligible transaction amount must be no less than HKD 10 to be entitled to 1 PowerDraw Chance ("Chance"), and that transaction will not be entitled to other rebate offers. Each participant can earn maximum of 20 Chances per day. All Chances are valid within 48 hours. Each Chance will give a random percentage of rebate up to 200% of the transaction amount. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction.