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ZA Bank
Hong Kong’s No.1 Digital Bank*
As a licensed bank and “Your Future Bank for Now”, we use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!
As fast as 2 minutes
ZA Bank
Hong Kong’s No.1 Digital Bank*
As a licensed bank and “Your Future Bank for Now”, we use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!
As fast as 2 minutes
Since our official launch in March 2020,
we’ve gained over 800,000 users^
Top-rated HK retail banking app Google Play: rating  4.6+
Top 15 digital banks in Asia
Fortune Fintech Innovators Asia 2024
The only HK digital bank on the list
Hong Kong: Rising Star
Euromoney Awards for Excellence 2024
First HK bank to be awarded in this category
Virtual Bank of the Year – Retail Banking
The Asset Triple A Digital Awards 2024
Two consecutive wins
SME Digital Innovation of the Year – Hong Kong
ABF Retail Banking Awards 2024
Industry-leading express online business account opening
Since our official launch in March 2020,
we’ve gained over 800,000 users^
Top-rated HK retail banking app Google Play: rating  4.6+
Top 15 digital banks in Asia
Fortune Fintech Innovators Asia 2024
The only HK digital bank on the list
Hong Kong: Rising Star
Euromoney Awards for Excellence 2024
First HK bank to be awarded in this category
Virtual Bank of the Year – Retail Banking
The Asset Triple A Digital Awards 2024
Two consecutive wins
SME Digital Innovation of the Year – Hong Kong
ABF Retail Banking Awards 2024
Industry-leading express online business account opening
Since our official launch in March 2020,
we’ve gained over 800,000 users^
Top-rated HK retail banking app Google Play: rating  4.6+
Top 15 digital banks in Asia
Fortune Fintech Innovators Asia 2024
The only HK digital bank on the list
Hong Kong: Rising Star
Euromoney Awards for Excellence 2024
First HK bank to be awarded in this category
Virtual Bank of the Year – Retail Banking
The Asset Triple A Digital Awards 2024
Two consecutive wins
SME Digital Innovation of the Year – Hong Kong
ABF Retail Banking Awards 2024
Industry-leading express online business account opening
Since our official launch in March 2020,
we’ve gained over 800,000 users^
Top-rated HK retail banking app Google Play: rating  4.6+
Top 15 digital banks in Asia
Fortune Fintech Innovators Asia 2024
The only HK digital bank on the list
Hong Kong: Rising Star
Euromoney Awards for Excellence 2024
First HK bank to be awarded in this category
Virtual Bank of the Year – Retail Banking
The Asset Triple A Digital Awards 2024
Two consecutive wins
SME Digital Innovation of the Year – Hong Kong
ABF Retail Banking Awards 2024
Industry-leading express online business account opening
Open an account in as fast as 2 mins&
Swift and zero deposit barriers!
HK residents and visitors in HK# can open an account online!
24x7 banking services
Deposit, transfer, or exchange your money and more at all times!
A licensed bank
The first digital bank in HK regulated by the same rules and operating standards as traditional banks
All-in-one banking services
Including transfer, deposit, ZA Card, loan, currency exchange, overseas remittance, insurance and investment!
Open an account in as fast as 2 mins&
Swift and zero deposit barriers!
HK residents and visitors in HK# can open an account online!
24x7 banking services
Deposit, transfer, or exchange your money and more at all times!
A licensed bank
The first digital bank in HK regulated by the same rules and operating standards as traditional banks
All-in-one banking services
Including transfer, deposit, ZA Card, loan, currency exchange, overseas remittance, insurance and investment!
Open an account in
as fast as 2 mins&
Swift and zero deposit barriers!
HK residents and visitors in HK# can open an account online!
24x7 banking services
Deposit, transfer, or exchange your money and more at all times!
A licensed bank
The first digital bank in HK regulated by the same rules and operating standards as traditional banks
All-in-one banking services
Including transfer, deposit, ZA Card, loan, currency exchange, overseas remittance, insurance and investment!
Open an account in
as fast as 2 mins&
Swift and zero deposit barriers!
HK residents and visitors in HK# can open an account online!
24x7 banking services
Deposit, transfer, or exchange your money and more at all times!
A licensed bank
The first digital bank in HK regulated by the same rules and operating standards as traditional banks
All-in-one banking services
Including transfer, deposit, ZA Card, loan, currency exchange, overseas remittance, insurance and investment!
Savings Pot | delicated to savings
High-yield, easy savings
Enjoy up to a 5% p.a. savings rate
Learn more
Terms and conditions apply
「Salary+」
Set ZA Bank as Payroll account and enjoy up to 8.8% p.a. HKD savings rate!
Learn more
*Terms and conditions apply.
Millionaire PowerDraw : Special Edition
Each winning draw
is worth HKD 10,000
Learn more
*Terms and conditions apply
Earn up to HKD 500 rebates
US stock with 0 brokerage fee
Successfully open an account with the invitation code “ZA2025”
Learn More
T&C apply.
Savings Pot | delicated to savings
High-yield, easy savings
Enjoy up to a 5% p.a. savings rate
Learn more
Terms and conditions apply
「Salary+」
Set ZA Bank as Payroll account and enjoy up to 8.8% p.a. HKD savings rate!
Learn more
*Terms and conditions apply.
Millionaire PowerDraw : Special Edition
Each winning draw
is worth HKD 10,000
Learn more
*Terms and conditions apply
Earn up to HKD 500 rebates
US stock with 0 brokerage fee
Successfully open an account with the invitation code “ZA2025”
Learn More
T&C apply.
Savings Pot | delicated to savings
High-yield, easy savings
Enjoy up to a 5% p.a. savings rate
Terms and conditions apply
「Salary+」
Set ZA Bank as Payroll account and enjoy up to 8.8% p.a. HKD savings rate!
*Terms and conditions apply.
Millionaire PowerDraw : Special Edition
Each winning draw
is worth HKD 10,000
*Terms and conditions apply
Earn up to HKD 500 rebates
US stock with 0 brokerage fee
Successfully open an account with the invitation code “ZA2025”
T&C apply.
Savings Pot | delicated to savings
High-yield, easy savings
Enjoy up to a 5% p.a. savings rate
Terms and conditions apply
「Salary+」
Set ZA Bank as Payroll account and enjoy up to 8.8% p.a. HKD savings rate!
*Terms and conditions apply.
Millionaire PowerDraw : Special Edition
Each winning draw
is worth HKD 10,000
*Terms and conditions apply
Earn up to HKD 500 rebates
US stock with 0 brokerage fee
Successfully open an account with the invitation code “ZA2025”
T&C apply.
Deposit
  • Savings Pot – up to a 5% p.a. savings rate and no fees for withdrawals at any time§
  • Multi-currency time deposits are provided, including HKD, CNY and USD
  • Complete foreign currency exchanges and time deposits in one step, and exchange HKD, CNY and USD 24x7, at any time
  • Withdraw cash for free at Visa ATMs in HK with a physical ZA Card
  • You can get 4 rate-up coupons every Tuesday and earn more on deposits
ZA Card
  • A Visa debit card with no annual fees, financial charges or late fees
  • Supported by Apple Pay and Google Pay
  • Choose the last 6 digits of your ZA Card
Local Transfer (FPS supported)
  • Free and instant interbank transfers
  • Receive HKD and RMB with just your mobile phone number via FPS
  • Support credit card repayments, tax and premium payments, etc.
  • The Frequent Payee section on the Transfer homepage allows for faster and more convenient transfers​
Global Transfer
  • Created with Wise, ZA Remit has 0 hidden rate markups and fees@
  • ZA Remit has 16 currencies supported, including PHP, USD, GBP, etc.
  • 50% of remittances via Wise are completed within 20 seconds$
  • SWIFT is also supported in receiving cross-border remittances
Insurance
  • Generali, the top Italian insurance group, and ZA Insure have joined hands together
  • Generali’s MDRT dedicated team% will provide all-round protection
  • You can get insured with ZA Insure’s products in as fast as 3 minutes through the mobile apps. Yes, getting insurance is easier than ever
  • Multiple insurance products are available for different needs, including critical illness protection, savings, life insurance, and deferred annuities
Loan
  • A variety of loans, including Instalment Loan, Card Statement Instalment, Debt Consolidation, and Salary FastPass to meet different needs
  • Instalment Loan APR as low as 1.30% APR
  • New bank customers can know their approval result in 90 seconds
  • Instalment Loan amount up to HKD 1,000,000
Fund
  • Choose from top funds worldwide, including AllianceBernstein, Allianz, Fidelity, Franklin Templeton, Taikang and UBS
  • Open an investment account in as fast as 1 minute
  • Subscribe to currency, stock and bond funds with your investment account
  • Subscribe to money market funds with as low as 0 subscription fee*
Stock
  • Choose from more than 6,000 US stocks and 3,000 ETFs.
  • Regardless of the purchase price, our brokerage fee are USD 0.012 per share and minimum USD 3.88 per order during the period of Brokerage Fee Promotion. Safe custody fee is waived.**
  • Free real-time quotes***, 24 x 7 real-time financial news, market valuations, ETF classifiers and other professional analysis tools!
Crypto
  • Asia’s first licensed bank offering Crypto Trading Services for retail investors1
  • Enjoy $0 commission for the first 3 months after activating the service during the promotion period2
  • Trade directly with your deposits for a seamless investment experience
  • Transaction amount from USD 70 / HKD 600, buy more or less, it's all up to you
  • 24 x 7 trading
Deposit
  • Savings Pot – up to a 5% p.a. savings rate and no fees for withdrawals at any time§
  • Multi-currency time deposits are provided, including HKD, CNY and USD
  • Complete foreign currency exchanges and time deposits in one step, and exchange HKD, CNY and USD 24x7, at any time
  • Withdraw cash for free at Visa ATMs in HK with a physical ZA Card
  • You can get 4 rate-up coupons every Tuesday and earn more on deposits
ZA Card
  • A Visa debit card with no annual fees, financial charges or late fees
  • Supported by Apple Pay and Google Pay
  • Choose the last 6 digits of your ZA Card
Local Transfer (FPS supported)
  • Free and instant interbank transfers
  • Receive HKD and RMB with just your mobile phone number via FPS
  • Support credit card repayments, tax and premium payments, etc.
  • The Frequent Payee section on the Transfer homepage allows for faster and more convenient transfers​
Global Transfer
  • Created with Wise, ZA Remit has 0 hidden rate markups and fees@
  • ZA Remit has 16 currencies supported, including PHP, USD, GBP, etc.
  • 50% of remittances via Wise are completed within 20 seconds$
  • SWIFT is also supported in receiving cross-border remittances
Insurance
  • Generali, the top Italian insurance group, and ZA Insure have joined hands together
  • Generali’s MDRT dedicated team% will provide all-round protection
  • You can get insured with ZA Insure’s products in as fast as 3 minutes through the mobile apps. Yes, getting insurance is easier than ever
  • Multiple insurance products are available for different needs, including critical illness protection, savings, life insurance, and deferred annuities
Loan
  • A variety of loans, including Instalment Loan, Card Statement Instalment, Debt Consolidation, and Salary FastPass to meet different needs
  • Instalment Loan APR as low as 1.30% APR
  • New bank customers can know their approval result in 90 seconds
  • Instalment Loan amount up to HKD 1,000,000
Fund
  • Choose from top funds worldwide, including AllianceBernstein, Allianz, Fidelity, Franklin Templeton, Taikang and UBS
  • Open an investment account in as fast as 1 minute
  • Subscribe to currency, stock and bond funds with your investment account
  • Subscribe to money market funds with as low as 0 subscription fee*
Stock
  • Choose from more than 6,000 US stocks and 3,000 ETFs.
  • Regardless of the purchase price, our brokerage fee are USD 0.012 per share and minimum USD 3.88 per order during the period of Brokerage Fee Promotion. Safe custody fee is waived.**
  • Free real-time quotes***, 24 x 7 real-time financial news, market valuations, ETF classifiers and other professional analysis tools!
Crypto
  • Asia’s first licensed bank offering Crypto Trading Services for retail investors1
  • Enjoy $0 commission for the first 3 months after activating the service during the promotion period2
  • Trade directly with your deposits for a seamless investment experience
  • Transaction amount from USD 70 / HKD 600, buy more or less, it's all up to you
  • 24 x 7 trading
Deposit
  • Savings Pot – up to a 5% p.a. savings rate and no fees for withdrawals at any time§
  • Multi-currency time deposits are provided, including HKD, CNY and USD
  • Complete foreign currency exchanges and time deposits in one step, and exchange HKD, CNY and USD 24x7, at any time
  • Withdraw cash for free at Visa ATMs in HK with a physical ZA Card
  • You can get 4 rate-up coupons every Tuesday and earn more on deposits
ZA Card
  • A Visa debit card with no annual fees, financial charges or late fees
  • Supported by Apple Pay and Google Pay
  • Choose the last 6 digits of your ZA Card
Local Transfer (FPS supported)
  • Free and instant interbank transfers
  • Receive HKD and RMB with just your mobile phone number via FPS
  • Support credit card repayments, tax and premium payments, etc.
  • The Frequent Payee section on the Transfer homepage allows for faster and more convenient transfers​
Global Transfer
  • Created with Wise, ZA Remit has 0 hidden rate markups and fees@
  • ZA Remit has 16 currencies supported, including PHP, USD, GBP, etc.
  • 50% of remittances via Wise are completed within 20 seconds$
  • SWIFT is also supported in receiving cross-border remittances
Insurance
  • Generali, the top Italian insurance group, and ZA Insure have joined hands together
  • Generali’s MDRT dedicated team% will provide all-round protection
  • You can get insured with ZA Insure’s products in as fast as 3 minutes through the mobile apps. Yes, getting insurance is easier than ever
  • Multiple insurance products are available for different needs, including critical illness protection, savings, life insurance, and deferred annuities
Loan
  • A variety of loans, including Instalment Loan, Card Statement Instalment, Debt Consolidation, and Salary FastPass to meet different needs
  • Instalment Loan APR as low as 1.30% APR
  • New bank customers can know their approval result in 90 seconds
  • Instalment Loan amount up to HKD 1,000,000
Fund
  • Choose from top funds worldwide, including AllianceBernstein, Allianz, Fidelity, Franklin Templeton, Taikang and UBS
  • Open an investment account in as fast as 1 minute
  • Subscribe to currency, stock and bond funds with your investment account
  • Subscribe to money market funds with as low as 0 subscription fee*
Stock
  • Choose from more than 6,000 US stocks and 3,000 ETFs.
  • Regardless of the purchase price, our brokerage fee are USD 0.012 per share and minimum USD 3.88 per order during the period of Brokerage Fee Promotion. Safe custody fee is waived.**
  • Free real-time quotes***, 24 x 7 real-time financial news, market valuations, ETF classifiers and other professional analysis tools!
Crypto
  • Asia’s first licensed bank offering Crypto Trading Services for retail investors1
  • Enjoy $0 commission for the first 3 months after activating the service during the promotion period2
  • Trade directly with your deposits for a seamless investment experience
  • Transaction amount from USD 70 / HKD 600, buy more or less, it's all up to you
  • 24 x 7 trading
Deposit
  • Savings Pot – up to a 5% p.a. savings rate and no fees for withdrawals at any time§
  • Multi-currency time deposits are provided, including HKD, CNY and USD
  • Complete foreign currency exchanges and time deposits in one step, and exchange HKD, CNY and USD 24x7, at any time
  • Withdraw cash for free at Visa ATMs in HK with a physical ZA Card
  • You can get 4 rate-up coupons every Tuesday and earn more on deposits
ZA Card
  • A Visa debit card with no annual fees, financial charges or late fees
  • Supported by Apple Pay and Google Pay
  • Choose the last 6 digits of your ZA Card
Local Transfer (FPS supported)
  • Free and instant interbank transfers
  • Receive HKD and RMB with just your mobile phone number via FPS
  • Support credit card repayments, tax and premium payments, etc.
  • The Frequent Payee section on the Transfer homepage allows for faster and more convenient transfers​
Global Transfer
  • Created with Wise, ZA Remit has 0 hidden rate markups and fees@
  • ZA Remit has 16 currencies supported, including PHP, USD, GBP, etc.
  • 50% of remittances via Wise are completed within 20 seconds$
  • SWIFT is also supported in receiving cross-border remittances
Insurance
  • Generali, the top Italian insurance group, and ZA Insure have joined hands together
  • Generali’s MDRT dedicated team% will provide all-round protection
  • You can get insured with ZA Insure’s products in as fast as 3 minutes through the mobile apps. Yes, getting insurance is easier than ever
  • Multiple insurance products are available for different needs, including critical illness protection, savings, life insurance, and deferred annuities
Loan
  • A variety of loans, including Instalment Loan, Card Statement Instalment, Debt Consolidation, and Salary FastPass to meet different needs
  • Instalment Loan APR as low as 1.30% APR
  • New bank customers can know their approval result in 90 seconds
  • Instalment Loan amount up to HKD 1,000,000
Fund
  • Choose from top funds worldwide, including AllianceBernstein, Allianz, Fidelity, Franklin Templeton, Taikang and UBS
  • Open an investment account in as fast as 1 minute
  • Subscribe to currency, stock and bond funds with your investment account
  • Subscribe to money market funds with as low as 0 subscription fee*
Stock
  • Choose from more than 6,000 US stocks and 3,000 ETFs.
  • Regardless of the purchase price, our brokerage fee are USD 0.012 per share and minimum USD 3.88 per order during the period of Brokerage Fee Promotion. Safe custody fee is waived.**
  • Free real-time quotes***, 24 x 7 real-time financial news, market valuations, ETF classifiers and other professional analysis tools!
Crypto
  • Asia’s first licensed bank offering Crypto Trading Services for retail investors1
  • Enjoy $0 commission for the first 3 months after activating the service during the promotion period2
  • Trade directly with your deposits for a seamless investment experience
  • Transaction amount from USD 70 / HKD 600, buy more or less, it's all up to you
  • 24 x 7 trading
Extreme Security
Unlock ZA Bank App biometrically with your face or fingerprint, every time you log in or perform a transaction. Instantly receive a notification for every high-risk transaction. Lock your ZA Card with one tap if you discover an unauthorised payment, and raise a transaction dispute to avoid any losses. Finally, we aim to protect your privacy, and to create a smart management platform with a high level of protection for all users.
Extreme Security
Unlock ZA Bank App biometrically with your face or fingerprint, every time you log in or perform a transaction. Instantly receive a notification for every high-risk transaction. Lock your ZA Card with one tap if you discover an unauthorised payment, and raise a transaction dispute to avoid any losses. Finally, we aim to protect your privacy, and to create a smart management platform with a high level of protection for all users.
Extreme Security
Unlock ZA Bank App biometrically with your face or fingerprint, every time you log in or perform a transaction. Instantly receive a notification for every high-risk transaction. Lock your ZA Card with one tap if you discover an unauthorised payment, and raise a transaction dispute to avoid any losses. Finally, we aim to protect your privacy, and to create a smart management platform with a high level of protection for all users.
Extreme Security
Unlock ZA Bank App biometrically with your face or fingerprint, every time you log in or perform a transaction. Instantly receive a notification for every high-risk transaction. Lock your ZA Card with one tap if you discover an unauthorised payment, and raise a transaction dispute to avoid any losses. Finally, we aim to protect your privacy, and to create a smart management platform with a high level of protection for all users.
Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification.

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification.

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification.

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from ZA Bank! Should you have any doubts regarding the identities of the message senders or authenticity of the messages, please call us at (852) 3665 3665 for verification.

ZA Bank’s core brand spirit of "Your Future Bank for Now" demonstrates our dedication to prioritise “Banking for Web3” and provide the best for our users.

As Hong Kong continues to digitalise across all fronts, we are determined to harness the technological advantages of digital banking to meet our users' needs. We will become their "Future Bank for Now” by bringing brand-new banking products and a service experience ahead of the competition.

Even if the steps we take today may seem insignificant, they will lead us to further innovations and allow us to bring more of the future into the present for our users. As such, we will always strive to bring ground-breaking products, services, and a first-class app interface for a user-friendly experience.

ZA Bank’s core brand spirit of "Your Future Bank for Now" demonstrates our dedication to prioritise “Banking for Web3” and provide the best for our users.

As Hong Kong continues to digitalise across all fronts, we are determined to harness the technological advantages of digital banking to meet our users' needs. We will become their "Future Bank for Now” by bringing brand-new banking products and a service experience ahead of the competition.

Even if the steps we take today may seem insignificant, they will lead us to further innovations and allow us to bring more of the future into the present for our users. As such, we will always strive to bring ground-breaking products, services, and a first-class app interface for a user-friendly experience.

ZA Bank’s core brand spirit of "Your Future Bank for Now" demonstrates our dedication to prioritise “Banking for Web3” and provide the best for our users.

As Hong Kong continues to digitalise across all fronts, we are determined to harness the technological advantages of digital banking to meet our users' needs. We will become their "Future Bank for Now” by bringing brand-new banking products and a service experience ahead of the competition.

Even if the steps we take today may seem insignificant, they will lead us to further innovations and allow us to bring more of the future into the present for our users. As such, we will always strive to bring ground-breaking products, services, and a first-class app interface for a user-friendly experience.

ZA Bank’s core brand spirit of "Your Future Bank for Now" demonstrates our dedication to prioritise “Banking for Web3” and provide the best for our users.

As Hong Kong continues to digitalise across all fronts, we are determined to harness the technological advantages of digital banking to meet our users' needs. We will become their "Future Bank for Now” by bringing brand-new banking products and a service experience ahead of the competition.

Even if the steps we take today may seem insignificant, they will lead us to further innovations and allow us to bring more of the future into the present for our users. As such, we will always strive to bring ground-breaking products, services, and a first-class app interface for a user-friendly experience.

Important Notes
ZA Life Limited (with business name as ‘ZA Insure’) and Generali Life (Hong Kong) Limited (“Generali”) are authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure and Generali.
All the above insurance products are not products of ZA Bank, bank deposits or bank savings plans.
Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation, If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
&The time needed for account opening is subject to actual circumstances. In general, provided that no extra information is required, an user can open an account in as fast as 2 minutes.
^Data is as of 30 June 2024.

+Data is as of 31 December 2023.

§ During the Campaign Period, you can get reward rates of up to 4.99% p.a. in total by completing challenges of High-Rate Pot. As such, you can enjoy a total savings rate of 5% p.a. for this month when including the HKD Savings basic interest rate of 0.01% p.a. The above reward rates only apply to the High-Rate Pot balance of HKD 800,000 or below, which is valid from the day of completing the challenge to the last day of the month. Terms and conditions apply.
♣ Overseas cash withdrawal may incur handling fees.
†Rate-up coupon is subject to its terms and conditions, and users should reference to the relevant terms and conditions before use. For details of the rate-up coupon, please refer to the relevant terms and conditions.
‡‡ Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. Terms and conditions apply.
@Wise pulls the exchange rates from independent sources including Reuters, XE and Google to provide mid-market rates in real time, which is the midpoint between the buy and sell rates on the global currency markets. Neither Wise nor ZA Bank charge any fees for curreny exchange.
$https://wise.com/gb/blog/q3-2022-mission-update-speed
% "MDRT" stands for "Million Dollar Round Table". For more information, please visit mdrt.org.
¶The Annualised Percentage Rate ("APR") of 1.30% is calculated based on an example, where the loan amount is HKD1,000,000, with repayment tenor of 12 months and monthly flat rate 0.0584%. Please refer to the interest rate & monthly repayment table shown during loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks, and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
♠This approval result is preliminary. Users are required to submit proof documents before receiving the final result. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result by applying via ZA Bank website in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in “Loan” tab after logging into ZA Bank App. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
♦The time needed for investment account opening is subject to actual circumstances. In general, provided that no extra information is required, an existing ZA Bank user can open an investment account and complete fund subscriptions in as fast as 1 minutes.
* From now until 30 June 2025 (both dates inclusive), individual customers who have opened an investment account with ZA Bank can enjoy the following offers on fund transactions: subscription fees are waived for money market funds, and are 0.5% for bond funds and 1% for other fund types, and redemption fees are waived for all funds. For details of the offers, please refer to the 'Investment Fund Service Fee Offer', which is subject to its terms and conditions.
** From 1 January 2025 to 31 December 2025, Eligible Customers can enjoy the brokerage fee of USD 0.012 per share with a minimum charge of USD 3.88 per order for trading any US Stocks. Terms and conditions apply. From 1 January 2025 to 31 December 2025, you can enjoy the safe custody fee waiver. Terms and conditions apply.
*** Real-time quotes are only available for non-professional subscribers who have successfully opened investment accounts. Professional Subscribers are only displayed with 15-minute-delayed quotes.
Crypto Disclaimer
Investment involves risks. Virtual asset is a new asset class and developed on the basis of new technology, involving unanticipated risks associated with acquisition, storage, transfer and use. Prices of virtual assets could be highly volatile and investors are reminded to pay extra caution when deciding to invest in virtual assets. The price of virtual assets may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
1. "Asia's First" refers to licensed banks in Asia (excluding West Asia) that, as of 21 November 2024, have a comprehensive regulatory framework for virtual assets and are members of FATF. This designation specifically applies to licensed banks that provide services for retail investors to trade cryptocurrencies directly using fiat currency through their main applications.
2. From 21 November 2024 until 31 December 2025 (both dates inclusive), customers who have activated the Crypto Trading Service with ZA Bank can enjoy a $0 commission offer for Crypto trading in the first 3 months upon activation, with no cap. Terms and conditions apply.
Important Notes
ZA Life Limited (with business name as ‘ZA Insure’) and Generali Life (Hong Kong) Limited (“Generali”) are authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure and Generali.
All the above insurance products are not products of ZA Bank, bank deposits or bank savings plans.
Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation, If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
&The time needed for account opening is subject to actual circumstances. In general, provided that no extra information is required, an user can open an account in as fast as 2 minutes.
^Data is as of 30 June 2024.

+Data is as of 31 December 2023.

§ During the Campaign Period, you can get reward rates of up to 4.99% p.a. in total by completing challenges of High-Rate Pot. As such, you can enjoy a total savings rate of 5% p.a. for this month when including the HKD Savings basic interest rate of 0.01% p.a. The above reward rates only apply to the High-Rate Pot balance of HKD 800,000 or below, which is valid from the day of completing the challenge to the last day of the month. Terms and conditions apply.
♣ Overseas cash withdrawal may incur handling fees.
†Rate-up coupon is subject to its terms and conditions, and users should reference to the relevant terms and conditions before use. For details of the rate-up coupon, please refer to the relevant terms and conditions.
‡‡ Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. Terms and conditions apply.
@Wise pulls the exchange rates from independent sources including Reuters, XE and Google to provide mid-market rates in real time, which is the midpoint between the buy and sell rates on the global currency markets. Neither Wise nor ZA Bank charge any fees for curreny exchange.
$https://wise.com/gb/blog/q3-2022-mission-update-speed
% "MDRT" stands for "Million Dollar Round Table". For more information, please visit mdrt.org.
¶The Annualised Percentage Rate ("APR") of 1.30% is calculated based on an example, where the loan amount is HKD1,000,000, with repayment tenor of 12 months and monthly flat rate 0.0584%. Please refer to the interest rate & monthly repayment table shown during loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks, and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
♠This approval result is preliminary. Users are required to submit proof documents before receiving the final result. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result by applying via ZA Bank website in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in “Loan” tab after logging into ZA Bank App. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
♦The time needed for investment account opening is subject to actual circumstances. In general, provided that no extra information is required, an existing ZA Bank user can open an investment account and complete fund subscriptions in as fast as 1 minutes.
* From now until 30 June 2025 (both dates inclusive), individual customers who have opened an investment account with ZA Bank can enjoy the following offers on fund transactions: subscription fees are waived for money market funds, and are 0.5% for bond funds and 1% for other fund types, and redemption fees are waived for all funds. For details of the offers, please refer to the 'Investment Fund Service Fee Offer', which is subject to its terms and conditions.
** From 1 January 2025 to 31 December 2025, Eligible Customers can enjoy the brokerage fee of USD 0.012 per share with a minimum charge of USD 3.88 per order for trading any US Stocks. Terms and conditions apply. From 1 January 2025 to 31 December 2025, you can enjoy the safe custody fee waiver. Terms and conditions apply.
*** Real-time quotes are only available for non-professional subscribers who have successfully opened investment accounts. Professional Subscribers are only displayed with 15-minute-delayed quotes.
Crypto Disclaimer
Investment involves risks. Virtual asset is a new asset class and developed on the basis of new technology, involving unanticipated risks associated with acquisition, storage, transfer and use. Prices of virtual assets could be highly volatile and investors are reminded to pay extra caution when deciding to invest in virtual assets. The price of virtual assets may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
1. "Asia's First" refers to licensed banks in Asia (excluding West Asia) that, as of 21 November 2024, have a comprehensive regulatory framework for virtual assets and are members of FATF. This designation specifically applies to licensed banks that provide services for retail investors to trade cryptocurrencies directly using fiat currency through their main applications.
2. From 21 November 2024 until 31 December 2025 (both dates inclusive), customers who have activated the Crypto Trading Service with ZA Bank can enjoy a $0 commission offer for Crypto trading in the first 3 months upon activation, with no cap. Terms and conditions apply.
Important Notes
ZA Life Limited (with business name as ‘ZA Insure’) and Generali Life (Hong Kong) Limited (“Generali”) are authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure and Generali.
All the above insurance products are not products of ZA Bank, bank deposits or bank savings plans.
Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation, If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
&The time needed for account opening is subject to actual circumstances. In general, provided that no extra information is required, an user can open an account in as fast as 2 minutes.
^Data is as of 30 June 2024.

+Data is as of 31 December 2023.

§ During the Campaign Period, you can get reward rates of up to 4.99% p.a. in total by completing challenges of High-Rate Pot. As such, you can enjoy a total savings rate of 5% p.a. for this month when including the HKD Savings basic interest rate of 0.01% p.a. The above reward rates only apply to the High-Rate Pot balance of HKD 800,000 or below, which is valid from the day of completing the challenge to the last day of the month. Terms and conditions apply.
♣ Overseas cash withdrawal may incur handling fees.
†Rate-up coupon is subject to its terms and conditions, and users should reference to the relevant terms and conditions before use. For details of the rate-up coupon, please refer to the relevant terms and conditions.
‡‡ Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. Terms and conditions apply.
@Wise pulls the exchange rates from independent sources including Reuters, XE and Google to provide mid-market rates in real time, which is the midpoint between the buy and sell rates on the global currency markets. Neither Wise nor ZA Bank charge any fees for curreny exchange.
$https://wise.com/gb/blog/q3-2022-mission-update-speed
% "MDRT" stands for "Million Dollar Round Table". For more information, please visit mdrt.org.
¶The Annualised Percentage Rate ("APR") of 1.30% is calculated based on an example, where the loan amount is HKD1,000,000, with repayment tenor of 12 months and monthly flat rate 0.0584%. Please refer to the interest rate & monthly repayment table shown during loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks, and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
♠This approval result is preliminary. Users are required to submit proof documents before receiving the final result. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result by applying via ZA Bank website in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in “Loan” tab after logging into ZA Bank App. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
♦The time needed for investment account opening is subject to actual circumstances. In general, provided that no extra information is required, an existing ZA Bank user can open an investment account and complete fund subscriptions in as fast as 1 minutes.
* From now until 30 June 2025 (both dates inclusive), individual customers who have opened an investment account with ZA Bank can enjoy the following offers on fund transactions: subscription fees are waived for money market funds, and are 0.5% for bond funds and 1% for other fund types, and redemption fees are waived for all funds. For details of the offers, please refer to the 'Investment Fund Service Fee Offer', which is subject to its terms and conditions.
** From 1 January 2025 to 31 December 2025, Eligible Customers can enjoy the brokerage fee of USD 0.012 per share with a minimum charge of USD 3.88 per order for trading any US Stocks. Terms and conditions apply. From 1 January 2025 to 31 December 2025, you can enjoy the safe custody fee waiver. Terms and conditions apply.
*** Real-time quotes are only available for non-professional subscribers who have successfully opened investment accounts. Professional Subscribers are only displayed with 15-minute-delayed quotes.
Crypto Disclaimer
Investment involves risks. Virtual asset is a new asset class and developed on the basis of new technology, involving unanticipated risks associated with acquisition, storage, transfer and use. Prices of virtual assets could be highly volatile and investors are reminded to pay extra caution when deciding to invest in virtual assets. The price of virtual assets may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
1. "Asia's First" refers to licensed banks in Asia (excluding West Asia) that, as of 21 November 2024, have a comprehensive regulatory framework for virtual assets and are members of FATF. This designation specifically applies to licensed banks that provide services for retail investors to trade cryptocurrencies directly using fiat currency through their main applications.
2. From 21 November 2024 until 31 December 2025 (both dates inclusive), customers who have activated the Crypto Trading Service with ZA Bank can enjoy a $0 commission offer for Crypto trading in the first 3 months upon activation, with no cap. Terms and conditions apply.
Important Notes
ZA Life Limited (with business name as ‘ZA Insure’) and Generali Life (Hong Kong) Limited (“Generali”) are authorized and regulated by Insurance Authority of the Hong Kong SAR.
ZA Bank Limited (‘ZA Bank’) is a licensed insurance agency (license number GA1009) authorized by ZA Insure and Generali.
All the above insurance products are not products of ZA Bank, bank deposits or bank savings plans.
Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation, If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
&The time needed for account opening is subject to actual circumstances. In general, provided that no extra information is required, an user can open an account in as fast as 2 minutes.
^Data is as of 30 June 2024.

+Data is as of 31 December 2023.

§ During the Campaign Period, you can get reward rates of up to 4.99% p.a. in total by completing challenges of High-Rate Pot. As such, you can enjoy a total savings rate of 5% p.a. for this month when including the HKD Savings basic interest rate of 0.01% p.a. The above reward rates only apply to the High-Rate Pot balance of HKD 800,000 or below, which is valid from the day of completing the challenge to the last day of the month. Terms and conditions apply.
♣ Overseas cash withdrawal may incur handling fees.
†Rate-up coupon is subject to its terms and conditions, and users should reference to the relevant terms and conditions before use. For details of the rate-up coupon, please refer to the relevant terms and conditions.
‡‡ Each eligible spending transaction of no less than HKD 10 will be entitled to 1 PowerDraw Chance ("Chance"), and will not be entitled to other ZA Card rebate offers. All Chances are valid for 48 hours. Each Chance may give a rebate up to 200% of the transaction amount or other designated rewards. Probability of each reward is not evenly distributed. Rebate is in a form of ZA Coin. ZA Coin is a third-party reward scheme operated by ZA International Financial Services Limited. The rebate is capped at 1,000,000 ZA Coin (or HKD 10,000) per transaction. Terms and conditions apply.
@Wise pulls the exchange rates from independent sources including Reuters, XE and Google to provide mid-market rates in real time, which is the midpoint between the buy and sell rates on the global currency markets. Neither Wise nor ZA Bank charge any fees for curreny exchange.
$https://wise.com/gb/blog/q3-2022-mission-update-speed
% "MDRT" stands for "Million Dollar Round Table". For more information, please visit mdrt.org.
¶The Annualised Percentage Rate ("APR") of 1.30% is calculated based on an example, where the loan amount is HKD1,000,000, with repayment tenor of 12 months and monthly flat rate 0.0584%. Please refer to the interest rate & monthly repayment table shown during loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks, and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
♠This approval result is preliminary. Users are required to submit proof documents before receiving the final result. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result by applying via ZA Bank website in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in “Loan” tab after logging into ZA Bank App. The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
♦The time needed for investment account opening is subject to actual circumstances. In general, provided that no extra information is required, an existing ZA Bank user can open an investment account and complete fund subscriptions in as fast as 1 minutes.
* From now until 30 June 2025 (both dates inclusive), individual customers who have opened an investment account with ZA Bank can enjoy the following offers on fund transactions: subscription fees are waived for money market funds, and are 0.5% for bond funds and 1% for other fund types, and redemption fees are waived for all funds. For details of the offers, please refer to the 'Investment Fund Service Fee Offer', which is subject to its terms and conditions.
** From 1 January 2025 to 31 December 2025, Eligible Customers can enjoy the brokerage fee of USD 0.012 per share with a minimum charge of USD 3.88 per order for trading any US Stocks. Terms and conditions apply. From 1 January 2025 to 31 December 2025, you can enjoy the safe custody fee waiver. Terms and conditions apply.
*** Real-time quotes are only available for non-professional subscribers who have successfully opened investment accounts. Professional Subscribers are only displayed with 15-minute-delayed quotes.
Crypto Disclaimer
Investment involves risks. Virtual asset is a new asset class and developed on the basis of new technology, involving unanticipated risks associated with acquisition, storage, transfer and use. Prices of virtual assets could be highly volatile and investors are reminded to pay extra caution when deciding to invest in virtual assets. The price of virtual assets may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
1. "Asia's First" refers to licensed banks in Asia (excluding West Asia) that, as of 21 November 2024, have a comprehensive regulatory framework for virtual assets and are members of FATF. This designation specifically applies to licensed banks that provide services for retail investors to trade cryptocurrencies directly using fiat currency through their main applications.
2. From 21 November 2024 until 31 December 2025 (both dates inclusive), customers who have activated the Crypto Trading Service with ZA Bank can enjoy a $0 commission offer for Crypto trading in the first 3 months upon activation, with no cap. Terms and conditions apply.
Open an account in as fast as 2 minutes&
Open an account now if you want to experience a whole new way of banking!
Open an account in as fast as 2 minutes&
Open an account now if you want to experience a whole new way of banking!
Open an account in as fast as 2 minutes&
Open an account now if you want to experience a whole new way of banking!
Open an account in as fast as 2 minutes&
Open an account now if you want to experience a whole new way of banking!