We continue to ‘Be the Game Changer’ with fund investment service.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. This promotion material is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. This promotion material has not been reviewed by SFC or any regulatory authority in Hong Kong.
Important risk statement
Buy funds via ZA Bank,
and empower your finances today!
- Select a fund you want to subscribe from the fund list, click to view the fund details, click 'Subscribe' to enter the ordering page. Input the subscription amount and read the important information and disclosures then click 'Subscribe' again, verify the order details and enter trading PIN to confirm the order. If subscription cut-off time has passed when order is sent, the order will be handled on the next business day. Order placed on a non-business day will be handled the next business day. There may be different cut-off time for different funds, please refer to detail of each fund > Trading Rule.
- Select the fund you want to redeem from your holding list, click 'Redeem' to enter the ordering page. Input the number of units to redeem and read the important information and disclosures then click 'Redeem' again, verify the order details and enter trading PIN to confirm the order. If redemption cut-off time has passed when order is sent, the order will be handled on the next business day. Order placed on a non-business day will be handled the next business day. There may be different cut-off time for different funds, please refer to detail of each fund > Trading Rule.
- Fund management company will generally release the redemption proceeds within 5 - 10 business days after confirming the transaction. ZA Bank will credit to your settlement account once the proceeds have been received.
- The fund price displayed on ZA Bank App is for reference only and is not the actual transaction price. The transaction price on any dealing day can only be calculated after the closure of all relevant markets that the fund is invested in on that day, and will generally be announced within 1-2 business days. The actual transaction price will be displayed on the contract note.
FAQ
Notes:
1.The time needed for investment account opening is subject to actual circumstances. In general, provided that no extra information is required, an existing ZA Bank user can open an investment account and complete fund subscriptions in as fast as 5 minutes.
2.'No.1' is defined by ZA Bank’s leading position in the virtual banking industry in terms of customer deposits, loan & advances and number of users as of 30 June 2022. Source: Interim results announcements of eight virtual banks.
To know more about investment services T&C, please click "Terms and Conditions For Investment Services".
Key risks for investment fund
*Investor should read the offering documents carefully, to further understand the risk factors of the investment fund.
*Equity risk: equity markets may fluctuate significantly with prices rising and falling sharply, and this will have a direct impact on the fund’s net asset value. When equity markets are extremely volatile, the fund’s net asset value may fluctuate substantially.
*Fixed income risk: the value of fixed-income securities will change in response to fluctuations in interest rates and currency exchange rates, as well as changes in credit quality of the issuer. Investment in fixed-income securities may be subject to credit risk that a particular issuer may not fulfil its payment or other obligations.
*Emerging market risk: investment in emerging and less developed markets may be subject to significant risks such as political and economic risks, legal and regulatory risks, market and settlement risks, execution and counterparty risks, and currency risks.
*Country /sector risk: certain funds may have significant exposure to a single country or sector, which are subject to higher concentration risk, and therefore has higher price volatility and liquidity risk than funds which have a more diversified policy.
*Exchange rate risk: if investment returns are not denominated in HKD, investors are exposed to exchange rate fluctuations.
Disclaimer:
Only Securities and Futures Commission (‘SFC’) authorised investment funds that are distributed by ZA Bank will be shown on this platform. SFC authorisation is not a recommendation or endorsement of a fund nor does it guarantee the commercial merits of a fund or its performance. It does not mean the fund is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors. The content of this platform has not been reviewed by SFC or any regulatory authority in Hong Kong.
ZA Bank is acting as your agent to handle this transaction. This product is provided by a third-party. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The information, products and services available on this platform is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
0 subscription fee for money market funds, and 5.25% 0.5% subscription fee for non-money market funds, help you make good use of every penny
Great platform for you
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You can subscribe funds right after opening an investment account. The entire process takes as fast as 5 minutes1.
Excellent products for you
We provide various types of fund choices, covering technology, consumption, natural resources, healthcare, ESG and more.
Smooth user journey for you
As Hong Kong’s No.1 virtual bank2, ZA Bank offers investment fund services.A licensed institution that you can invest anytime, anywhere.
Be the Game Changer
.png)
We partner with top notch fund houses around the world including AllianceBernstein, Allianz, Fidelity, Franklin Templeton, Taikang, UBS and more, providing quality funds for you.
Premium fund houses for you
Partner with top fund houses around the world, providing quality funds for users.
Top notch fund houses
ZA Bank
Investment Fund Service
We continue to ‘Be the Game Changer’ with fund investment service.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. This promotion material is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. This promotion material has not been reviewed by SFC or any regulatory authority in Hong Kong.
Important risk statement
Buy funds via ZA Bank,
and empower your finances today!
Great platform for you
.png)
0 subscription fee for money market funds, and 5.25% 0.5% subscription fee for non-money market funds, help you make good use of every penny
Smooth user journey for you
You can subscribe funds right after opening an investment account. The entire process takes as fast as 5 minutes1.
Excellent products for you
We provide various types of fund choices, covering technology, consumption, natural resources, healthcare, ESG and more.
Premium fund houses for you
We partner with top notch fund houses around the world including AllianceBernstein, Allianz, Fidelity, Franklin Templeton, Taikang, UBS and more, providing quality funds for you.
.png)
Partner with top fund houses around the world, providing quality funds for users.
Top notch fund houses
- Select a fund you want to subscribe from the fund list, click to view the fund details, click 'Subscribe' to enter the ordering page. Input the subscription amount and read the important information and disclosures then click 'Subscribe' again, verify the order details and enter trading PIN to confirm the order. If subscription cut-off time has passed when order is sent, the order will be handled on the next business day. Order placed on a non-business day will be handled the next business day. There may be different cut-off time for different funds, please refer to detail of each fund > Trading Rule.
- Select the fund you want to redeem from your holding list, click 'Redeem' to enter the ordering page. Input the number of units to redeem and read the important information and disclosures then click 'Redeem' again, verify the order details and enter trading PIN to confirm the order. If redemption cut-off time has passed when order is sent, the order will be handled on the next business day. Order placed on a non-business day will be handled the next business day. There may be different cut-off time for different funds, please refer to detail of each fund > Trading Rule.Select the fund you want to redeem from your holding list, click 'Redeem' to enter the ordering page. Input the number of units to redeem and read the important information and disclosures then click 'Redeem' again, verify the order details and enter trading PIN to confirm the order. If redemption cut-off time has passed when order is sent, the order will be handled on the next business day. Order placed on a non-business day will be handled the next business day. There may be different cut-off time for different funds, please refer to detail of each fund > Trading Rule.
- Fund management company will generally release the redemption proceeds within 5 - 10 business days after confirming the transaction. ZA Bank will credit to your settlement account once the proceeds have been received.
- The fund price displayed on ZA Bank App is for reference only and is not the actual transaction price. The transaction price on any dealing day can only be calculated after the closure of all relevant markets that the fund is invested in on that day, and will generally be announced within 1-2 business days. The actual transaction price will be displayed on the contract note.
FAQ
Notes:
1.The time needed for investment account opening is subject to actual circumstances. In general, provided that no extra information is required, an existing ZA Bank user can open an investment account and complete fund subscriptions in as fast as 5 minutes.
2.'No.1' is defined by ZA Bank’s leading position in the virtual banking industry in terms of customer deposits, loan & advances and number of users as of 30 June 2022. Source: Interim results announcements of eight virtual banks.
To know more about investment services T&C, please click "Terms and Conditions For Investment Services".
Key risks for investment fund
*Investor should read the offering documents carefully, to further understand the risk factors of the investment fund.
*Equity risk: equity markets may fluctuate significantly with prices rising and falling sharply, and this will have a direct impact on the fund’s net asset value. When equity markets are extremely volatile, the fund’s net asset value may fluctuate substantially.
*Fixed income risk: the value of fixed-income securities will change in response to fluctuations in interest rates and currency exchange rates, as well as changes in credit quality of the issuer. Investment in fixed-income securities may be subject to credit risk that a particular issuer may not fulfil its payment or other obligations.
*Emerging market risk: investment in emerging and less developed markets may be subject to significant risks such as political and economic risks, legal and regulatory risks, market and settlement risks, execution and counterparty risks, and currency risks.
*Country /sector risk: certain funds may have significant exposure to a single country or sector, which are subject to higher concentration risk, and therefore has higher price volatility and liquidity risk than funds which have a more diversified policy.
*Exchange rate risk: if investment returns are not denominated in HKD, investors are exposed to exchange rate fluctuations.
Disclaimer:
Only Securities and Futures Commission (‘SFC’) authorised investment funds that are distributed by ZA Bank will be shown on this platform. SFC authorisation is not a recommendation or endorsement of a fund nor does it guarantee the commercial merits of a fund or its performance. It does not mean the fund is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors. The content of this platform has not been reviewed by SFC or any regulatory authority in Hong Kong.
ZA Bank is acting as your agent to handle this transaction. This product is provided by a third-party. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The information, products and services available on this platform is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
As Hong Kong’s No.1 virtual bank2, ZA Bank offers investment fund services.A licensed institution that you can invest anytime, anywhere.
Be the Game Changer
ZA Bank
Investment Fund Service