ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

open account in as fast as 5 minutes, cashback, interest, rate up coupon, green cards, FPS

Hong Kong’s No.1 Virtual Bank
With your support and trust, we’ve grown from the “1st” to “Hong Kong’s No.1 Virtual Bank” in just 1 year! We’ll continue to be the Game Changer.​

“No.1” is defined by ZA Bank’s leading position in the virtual banking industry in terms of number of users, personal deposits and loan amount as of 31 December 2020.​

visa-card-1

Dare to be a different card

Pick any number you want for the last 6 digits of your card
Enjoy up to 11% rebate upon purchase*
No annual fees, interests or late fees
feature

Earn the most interest with ZA Savings Go

High yield, no fees, no minimum deposit
Deposit and withdraw money as you wish
Account opening in as fast as 5 mins
feature
100% Personal Loan Guarantee Scheme
icon2
All in one App - entire application goes online.
icon3
New bank users who successfully draw down 100% Personal Loan Guarantee Scheme and opened account at the same time can get HKD 400 cash rewards
icon1
No TU review required. APR guaranteed at 1%[1] and paid interest will be fully rebated after the loan is settled.
home-product-loanloan-money
To borrow or not to borrow? Borrow only if you can repay.
“Fixed-Rate” Loan
Guaranteed APR of 1.99%

New Bank Users enjoy extra HKD 400 cash rewards

Loan amount up to HKD 1,000,000

Entire application goes online

home-product-deposit

Use Rate-Up Coupons to

enjoy preferential rates

home-product-deposit-tree
The bank will be running non stop from now on
With one account number, you can place HKD, CNY, USD time deposits through mobile app anytime, even during holidays. Combined with rate-up coupons, we will bring you a gamified high interest rate saving experience.

All year long

Time deposit with just $1

Rate-up coupon

deposit-easy
Add money with "Easy Deposit"
Rolling out a brand new deposit experience - bind your account at other banks and add money to ZA Bank in no time.

Bind in as quickly as 30 secs

Add money in as quickly as 15 secs

home-product-transfer
home-product-transfer-stepbg0AlfieZappy
Succcessful!
Transfer is just within seconds
With the seamless integration with FPS, fund can be transferred instantly with a simple swipe using one of the following proxy IDs.

Mobile number

Email address

FPS ID

transfer-five-second
5 seconds recall
Accidentally input the wrong amount or payee information? ​You can recall a transfer within 5 seconds.​
certification
Pioneering facial authentication
Our unique dynamic multi-dimensional live verification technology is able to identify multiple features of the existing smart identity card and the new smart identity card. We can verify your identity within a second. You do not have to worry about identity fraud even if you have lost your phone, password or username.​
security
Safer than ever
Whenever you open the ZA Bank app, we'll check your device’s security automatically to ensure that it hasn’t been attacked by malware. Even when performing a simple transaction, we will take security measures using security device and multiple factor authentication for verification. We guarantee that your personal data is always safeguarded.​
cartoon-nightcartoon-day

Bank is more than a branch

We are revolutionizing the banking convention by digitalizing services such as account opening, time deposits placement, personal information amendment, password retrieval and so on. From now on, whether in day time or night time, you no longer need to visit a bank to enjoy banking services. All you need is a smart phone.​

Create together, be different together

Since we were granted the banking license in March 2019, we have organised multiple events and have collected more than 200 ‘green cards’ with members’ opinions.
Building a bank together is our belief. With you, we can be different. Together.​

Want a search bar to access the service I need.
avatar-yellow
ensure data privacy is under control and protected
avatar-yellow
Online advisory base on user's behaviour.
avatar-purple
Travel related widgets.
avatar-purple
Too many handling fee…
avatar-yellow
Require less document when opening business account
avatar-purple
Neat, simple & personalisation
avatar-purple
Stable and secure system.
avatar-yellow
I want to know my spending pattern.
avatar-green
Wealth management which could leverage personal data profiling.
avatar-purple
Higher interest rate!
avatar-green
Control my account more!
avatar-red
24 x7 x 365, seamless banking services.
avatar-purple
Handle everything on mobile
avatar-green
Online AI chat box to serve customers.
avatar-green
Real time reminder to avoid late charge.
avatar-green
Better service with low fees
avatar-red
Professional and friendly UI
avatar-green
MPF consolidation.
avatar-red
Stock service.
avatar-red
AI customer service would be nice!
avatar-green
No more handling charge please.
avatar-yellow
Hate queuing in branches.
avatar-green
Say no to “signature”.
avatar-blue
No hidden charge please!
avatar-blue
I want a better exchange rate.
avatar-yellow
Provide useful info according to user behaviour.
avatar-purple
Please don’t call and ask me to borrow again!
avatar-blue
Please make sure all our data provided is secure.
avatar-red
No more paperwork.
avatar-red
The app should be simple and easy to use.
avatar-blue
UI/UX is crucial.
avatar-red
Bank should be “user-driven” instead of “product-driven”.
avatar-yellow
Online mortgage
avatar-purple
I want a virtual credit card!
avatar-yellow
Family account please!
avatar-yellow

This website uses cookies to help us to provide you with a good experience and allow us to improve the service. Read our and to learn more.

By continuing to browse, you understand and agree to our use of Cookies, Terms & Conditions and Privacy Policy.