ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

open account in as fast as 5 minutes, cashback, interest, rate up coupon, green cards, FPS

ZA Card | McDonald’s
Spend $40 to get $11 rebate

From now till 10 Oct, spend with ZA Card at McDonald's for at least $40 to get $11 rebate*.

*User must successfully link ZA Bank account to ZA Coin, a third-party reward scheme operated by ZA International Financial Services Limited, to join the promotion. User can enjoy 1,100 ZA Coin (equal to “$11”) rebate upon a single purchase of $40 or above via ZA Card at McDonald’s restaurants or mobile application during the promotion period. User can enjoy the offer once per day. Terms and conditions apply.

The best duo in finance
Pure life insurance with good value for money in HK

‘ZA Life Protection’ offers the highest insured amount for life insurance up to HKD 10 million

^ Pure life protection refers to term life insurance with no savings component. ‘Good value for money’ refers to the best cost performance ratio in Hong Kong, and it‘s based on a market survey on term life insurance products conducted on 21 April 2021. The insurance products are underwritten by ZA Life Limited (business name as ZA Insure). ‘The highest insured amount for life insurance’ is based on a market survey among Hong Kong’s virtual insurers as of 22 Aril 2021.

Limited offer on Klook
Enjoy up to 11% rebate

Travel plans got disrupted? Explore more in Hong Kong!
From today till 30 Sep, spend with ZA Card at Klook via the ZA Bank exclusive link to get 11% rebate!

User must successfully link ZA bank account to ZA Coin, a third-party reward scheme operated by ZA International Financial Services Limited, to join the promotion. Every HKD 1 eligible transaction will earn you 11 ZA Coin (equal to HKD 0.11). The maximum ZA Coin you can earn at all designated merchants per month is 20,000 (equivalent to HKD 200). Terms and conditions apply.

Dare to be a different card

Pick any number you want for the last 6 digits of your card

Enjoy up to 11% rebate upon purchase*

No annual fees, interests or late fees

Earn the most interest with ZA Savings Go

High yield, no fees, no minimum deposit

Deposit and withdraw money as you wish

Account opening in as fast as 5 mins

Card Statement Instalment Program

Up to 2% cash rebate

Monthly handling fee as low as 0.1%

Repay card bills on average 30 days later

72-month extra-long repayment period

To borrow or not to borrow? Borrow only if you can repay.

“Fixed-Rate” Loan
Guaranteed APR of 1.99%

New Bank Users enjoy extra HKD 400 cash rewards

Loan amount up to HKD 1,000,000

Entire application goes online

Use Rate-Up Coupons to

enjoy preferential rates

The bank will be running non stop from now on

With one account number, you can place HKD, CNY, USD time deposits through mobile app anytime, even during holidays. Combined with rate-up coupons, we will bring you a gamified high interest rate saving experience.

All year long

Time deposit with just $1

Rate-up coupon

Add money with "Easy Deposit"

Rolling out a brand new deposit experience - bind your account at other banks and add money to ZA Bank in no time.

Bind in as quickly as 30 secs

Add money in as quickly as 15 secs

AlfieZappy

Succcessful!

Transfer is just within seconds

With the seamless integration with FPS, fund can be transferred instantly with a simple swipe using one of the following proxy IDs.

Mobile number

Email address

FPS ID

5 seconds recall

Accidentally input the wrong amount or payee information? You can recall a transfer within 5 seconds.

Pioneering facial authentication

Our unique dynamic multi-dimensional live verification technology is able to identify multiple features of the existing smart identity card and the new smart identity card. We can verify your identity within a second. You do not have to worry about identity fraud even if you have lost your phone, password or username.

Safer than ever

Whenever you open the ZA Bank app, we'll check your device’s security automatically to ensure that it hasn’t been attacked by malware. Even when performing a simple transaction, we will take security measures using security device and multiple factor authentication for verification. We guarantee that your personal data is always safeguarded.

Bank is more than a branch

We are revolutionizing the banking convention by digitalizing services such as account opening, time deposits placement, personal information amendment, password retrieval and so on. From now on, whether in day time or night time, you no longer need to visit a bank to enjoy banking services. All you need is a smart phone.

Create together, be different together

Since we were granted the banking license in March 2019, we have organised multiple events and have collected more than 200 ‘green cards’ with members’ opinions.
Building a bank together is our belief. With you, we can be different. Together.

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*‘No.1’ is defined by ZA Bank’s leading position in the virtual banking industry in terms of number of users, personal deposits and loan amount as of 31 December 2020.