Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay.
From 1 to 30 September 2024, apply for Debt Changer with the promo code [DCCASH] to receive a cash reward of up to HKD 20,8881— our highest reward for Debt Changer ever!
Debt Changer
Debt Consolidation Program
Clear debts and slash your interests!
From loans to card bills, this is your perfect fix to multiple loans – you can handle with ease from now on!
Loans, Assemble!
Debt Consolidation Plan
Product Features
- Debt Consolidation Program (“Debt Changer”) can consolidate the outstanding balances of your loans and credit cards due to other banks or financial institutions into one single loan, so that you can pay with ease .
- We will arrange direct payments to settle your loan and credit card bills of some other banks or financial institutions. Customers can choose if they need any cash-out.
- No.A bank saving account will be created upon your Debt Consolidation Program drawdown for a new bank customer, which will be used for fund disbursement (if applicable) and monthly repayment.
1. During the Debt Changer application from 1 to 30 September 2024, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Debt Changer with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999, and HKD 800,000 – HKD 1,500,000 and a tenor of 24 months or above and with the coupon, the user can get an HKD 1,888, HKD 6,888, and HKD 20,888 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application.Terms & conditionsapply.
2. The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
3. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
FAQ
Easy application in 4 steps
- 1
Fill in information
- 2
Receive preliminary approval result
- 3
Upload documents and set up plans with our Debt Consolidation Specialists
- 4
Confirm the application and fund disbursement
By inputting the invitation code [DCCASH] and successfully drawing down designated Debt Consolidation Program with promotion code, you can grab a cash reward of up to HKD 20,8881!
Rewards? Available!
Flexible repayment period up to 72 months! Pick the repayment schedule that suits you.
72-month extra-long repayment period
Are the interest rates for your loans and card bills too high? Clear and consolidate them at once to slash the interests!
Repayment pressure? Reduce!
Debt Changer
Debt Consolidation Program
Clear debts and slash your interests!
To borrow or not to borrow?Borrow only if you can repay.
From 1 to 30 September 2024, apply for Debt Changer with the promo code [DCCASH] to receive a cash reward of up to HKD 20,8881— our highest reward for Debt Changer ever!
By inputting invitation code [DCCASH] and successfully drawing down designated Debt Consolidation Program with promotion code, you can grab a cash reward up to HKD 20,8881!
Rewards? Available!
Debt Consolidation Program
Product Features
1. During the Debt Changer application from 1 to 30 September 2024, users can input the promotion code to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Debt Changer with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999, and HKD 800,000 – HKD 1,500,000 and a tenor of 24 months or above and with the coupon, the user can get an HKD 1,888, HKD 6,888, and HKD 20,888 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application.Terms & conditionsapply.
2. The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
3. This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in the Loan tab after logging into the app.
FAQ
- Debt Consolidation Program (“Debt Changer”) can consolidate the outstanding balances of your loans and credit cards due to other banks or financial institutions into one single loan, so that you can pay with ease .
- We will arrange direct payments to settle your loan and credit card bills of some other banks or financial institutions. Customers can choose if they need any cash-out.
- No. A bank saving account will be created upon your Debt Consolidation Program drawdown for a new bank customer, which will be used for fund disbursement (if applicable) and monthly repayment.
4 steps to apply
Fill in information
Receive preliminary approval result
Upload documents and set up plans with our Debt Consolidation Specialists
.png)
Confirm the application and fund disbursement
Are the interest rates for your loans and card bills too high?
Clear and consolidate them at once to slash the interests!
Repayment pressure? Reduce!
Flexible repayment period up to 72 months2! Pick the repayment schedule that suits you.
72-month extra-long
repayment period
From loans to card bills, this is your perfect fix to multiple loans – you can handle with ease from now on!
Loans, Assemble!
