ZA Bank, Virtual Bank

ZA Bank, Virtual Bank

Terms and Conditionsapply.To borrow or not to borrow? Borrow only if you can repay.

Tax loan at one fixed rate! From now till 31 Dec, enjoy a guaranteed APR of 1.58% by successfully drawing down a tax loan of HKD 200,000 or above with a tenor of 6 – 36 months with invitation code [ZA2021]*.

 

“Fixed-Rate” Tax Loan
Guaranteed APR of 1.58%

* Input the invitation code to get 10% Discount Coupon during the instalment loan application on or before 31 December 2021. Coupon is applicable for loan with loan amount HKD 50,000 or above. Coupon is valid for 14 days after you have entered the code during the loan application. You may also click here to understand more about Terms and Conditions for Discount Coupon.Remember to draw down your loan on or before 13 January 2022 to enjoy the APR of 1.58% offer.
For a successful loan drawdown of HKD 200,000 or above with a tenor of 6 – 36 months, the Annualized Percentage Rate (‘APR’) is 1.58% after using 10% loan discount coupon. The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.

[ 1 ] The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
 

New bank users can get approval result in 90 seconds[1]

Loan amount up to HKD 1,000,000.

‘Fixed-rate’ APR guaranteed at 1.58%.

Enjoy extra HKD 400 cash rewards upon opening account through loan application and successfully drawing down a loan.

Terms and Conditions apply.  To borrow or not to borrow? Borrow only if you can repay.

Tax loan at one fixed rate! From now till 31 Dec, enjoy a guaranteed APR of 1.58% by successfully drawing down a tax loan of HKD 200,000 or above with a tenor of 6 – 36 months with invitation code [ZA2021]*.

 

“Fixed-Rate” Tax Loan
Guaranteed APR of 1.58%

* Input the invitation code to get 10% Discount Coupon during the instalment loan application on or before 31 December 2021. Coupon is applicable for loan with loan amount HKD 50,000 or above. Coupon is valid for 14 days after you have entered the code during the loan application. You may also click here to understand more about Terms and Conditions for Discount Coupon.Remember to draw down your loan on or before 13 January 2022 to enjoy the APR of 1.58% offer.
For a successful loan drawdown of HKD 200,000 or above with a tenor of 6 – 36 months, the Annualized Percentage Rate (‘APR’) is 1.58% after using 10% loan discount coupon. The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.

[ 1 ] The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
 

New bank users can get approval result in 90 seconds[1]

Loan amount up to HKD 1,000,000.

‘Fixed-rate’ APR guaranteed at 1.58%.

Enjoy extra HKD 400 cash rewards upon opening account through loan application and successfully drawing down a loan.