ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

* StockBack refers to stock rebates earned by ZA Bank users through the StockBack x ZA Card machine. In addition to spending with StockBack x ZA Card, users can earn StockBack in more ways through the 6th Anniversary campaign. The "StockBack x ZA Card" promotion and ZA Bank 6th Anniversary Rewards campaign are subject to their terms and conditions.

1. "6th Anniversary Rewards" Promotion: The promotion period runs from 1 April 2026 to 21 April 2026 (both days inclusive). The campaign comprises 6 parts: (1) "Up to HKD 60,000 StockBack Lucky Draw"; (2) "Age Ending in '6' Bonus Reward"; (3) "6% StockBack Rebate"; (4) "Complete Tasks to Earn StockBack"; (5) "New User StockBack Reward"; (6) "StockBack Leaderboard Rewards". Rewards for Parts 1 to 5 are distributed in the form of stock rebates via "StockBack x ZA Card". Participants must complete the stock selection process within 48 hours of receiving the reward in the ZA Bank App; failure to do so will result in forfeiture with no reissuance. Participants must hold a valid ZA Card and an investment account to receive rewards. For details, please refer to the "6th Anniversary Rewards" Promotion Terms and Conditions.

2. ZA Bank Limited “6th Anniversary Coffee Rebates Limited-time Promotion” - 6% stock rebates: The promotion is from 1 April 2026 to 21 April 2026, both dates inclusive. During the promotion period, participants, who make eligible transactions of HKD 10 or above (excluding transactions made through Alipay and WeChat Pay) at the category of local coffee merchants using their ZA Card will receive a StockBack Rewards equivalent to 6% of the transaction amount (the “6% Rebate”). The promotion is subject to its Terms and Conditions.

3. During the Promotion Period, each Participant may receive a maximum amount of Special Rebate of HKD 50 (the “Special Rebate Cap”), which is the total amount of rebate awarded across 6% Rebate and 12% Rebate (collectively referred to as “Special Rebate”). In the event that the Participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the Participant receives will be the higher one. For example, if the relevant transaction meets the criteria of both 6% and 12% rebate offer, the Participant will receive the 12% rebate.

4. ZA Bank Limited “6th Anniversary Coffee Rebates Limited-time Promotion” - 12% stock rebates: The promotion is from 1 April 2026 to 21 April 2026, both dates inclusive. During the promotion period, participants, who make eligible transactions of HKD 10 or above (excluding transactions made through Alipay and WeChat Pay) at the designated coffee merchants using their ZA Card will receive a StockBack Rewards equivalent to 12% of the transaction amount (the “12% Rebate”). The promotion is subject to its Terms and Conditions.

5. For details of the Designated Coffee Merchants, please refer to here.

6. "StockBack Leaderboard Rewards" is conducted in 3 phases (Phase 1: 1–7 April 2026; Phase 2: 8–14 April 2026; Phase 3: 15–21 April 2026). Participants can earn StockBack Points through: (a) completing designated ZA Quest tasks and the stock selection process; (b) spending with ZA Card under the "StockBack x ZA Card" rebate program and completing the stock selection process; (c) receiving "Designated Stock Redemption Coupons" via "Stock PowerDraw". The top 1,000 participants with the highest accumulated points in each phase are eligible for leaderboard rewards: Ranks 1–60 receive a StockBack x ZA Card Metal Card; Ranks 61–1,000 receive early access to the StockBack x ZA Card Physical Card. Each participant may receive a maximum of one (1) leaderboard reward during the entire promotion period. For details, please refer to the "6th Anniversary Rewards" Promotion Terms and Conditions.

This promotion is applicable to users who pay with ZA Card using savings account balance or ZA Credit. To borrow or not to borrow? Borrow only if you can repay!

Important Risk Disclosure:
Investment involves risks. Stock prices may go up or down and may become valueless. Past performance is not indicative of future performance. Investment may not necessarily lead to profit and may result in losses. Information on this platform is for reference only and does not constitute and should not be regarded as any advice, solicitation, or recommendation for the subscription or sale of any investment product. Investors should assess the suitability of any investment product based on their own investment experience, investment objectives, financial situation, and risk tolerance. Independent professional advice should be sought where necessary. Investors should read the relevant terms and conditions and risk disclosure statements carefully before making any investment decisions. In the event of a qualifying dispute (as defined in the Terms of Reference of the Financial Dispute Resolution Centre under the Financial Dispute Resolution Scheme) arising from the selling process or processing of the related transaction, ZA Bank will enter into the Financial Dispute Resolution Scheme process with you. ZA Bank does not intend for this platform to be distributed or used by any person in any jurisdiction, country, or region where such distribution or use would be restricted or not authorised by law or regulation. If you are not located in Hong Kong, we may not be authorised to provide products and services to you in the country or region where you are located or reside.

All company names, logos, and brands are trademarks or registered trademarks of their respective owners. The use of these names, logos, and brands does not imply endorsement or any affiliation. Logos are used solely for the purpose of identifying information of listed companies.