As fast as 2 minutes
As fast as 2 minutes
Newbie Rewards
- From now until 30 Jun 2025, successfully open a ZA Bank savings account with the invitation code “GT36Z9” to earn:
Enjoy 10% p.a. HKD time deposit rate
- You can get a +9.9% p.a. 7-day HKD Time Deposit New Funds Rate-up Coupon 6 via ZA Quest 7 when your end-of-day total balance 8 reaches the equivalent of HKD 1,000 on any day within 14 days of account opening — part of which must not be a deposit ("Achievement Target"), and enjoy 10% p.a. in total combined with the basic interest rate!
Enjoy 20% p.a. HKD time deposit rate
- You can get an extra +19.9% p.a. 7-day HKD Time Deposit New Funds Rate-up Coupon 6 via ZA Quest 7 when your end-of-day total balance 8 reaches the equivalent of HKD 200,000 on any day within 14 days of account opening — part of which must not be a deposit ("Super Achievement Target"), and enjoy 20% p.a. in total combined with the basic interest rate!
Newbie Rewards
- From now until 30 Jun 2025, successfully open a ZA Bank savings account with the invitation code “GT36Z9” to earn:
Enjoy 10% p.a. HKD time deposit rate
- You can get a +9.9% p.a. 7-day HKD Time Deposit New Funds Rate-up Coupon 6 via ZA Quest 7 when your end-of-day total balance 8 reaches the equivalent of HKD 1,000 on any day within 14 days of account opening — part of which must not be a deposit ("Achievement Target"), and enjoy 10% p.a. in total combined with the basic interest rate!
Enjoy 20% p.a. HKD time deposit rate
- You can get an extra +19.9% p.a. 7-day HKD Time Deposit New Funds Rate-up Coupon 6 via ZA Quest 7 when your end-of-day total balance 8 reaches the equivalent of HKD 200,000 on any day within 14 days of account opening — part of which must not be a deposit ("Super Achievement Target"), and enjoy 20% p.a. in total combined with the basic interest rate!
Newbie Rewards
- From now until 30 Jun 2025, successfully open a ZA Bank savings account with the invitation code “GT36Z9” to earn:
Enjoy 10% p.a. HKD time deposit rate
- You can get a +9.9% p.a. 7-day HKD Time Deposit New Funds Rate-up Coupon 6 via ZA Quest 7 when your end-of-day total balance 8 reaches the equivalent of HKD 1,000 on any day within 14 days of account opening — part of which must not be a deposit ("Achievement Target"), and enjoy 10% p.a. in total combined with the basic interest rate!
Enjoy 20% p.a. HKD time deposit rate
- You can get an extra +19.9% p.a. 7-day HKD Time Deposit New Funds Rate-up Coupon 6 via ZA Quest 7 when your end-of-day total balance 8 reaches the equivalent of HKD 200,000 on any day within 14 days of account opening — part of which must not be a deposit ("Super Achievement Target"), and enjoy 20% p.a. in total combined with the basic interest rate!
Newbie Rewards
- From now until 30 Jun 2025, successfully open a ZA Bank savings account with the invitation code “GT36Z9” to earn:
Enjoy 10% p.a. HKD time deposit rate
- You can get a +9.9% p.a. 7-day HKD Time Deposit New Funds Rate-up Coupon 6 via ZA Quest 7 when your end-of-day total balance 8 reaches the equivalent of HKD 1,000 on any day within 14 days of account opening — part of which must not be a deposit ("Achievement Target"), and enjoy 10% p.a. in total combined with the basic interest rate!
Enjoy 20% p.a. HKD time deposit rate
- You can get an extra +19.9% p.a. 7-day HKD Time Deposit New Funds Rate-up Coupon 6 via ZA Quest 7 when your end-of-day total balance 8 reaches the equivalent of HKD 200,000 on any day within 14 days of account opening — part of which must not be a deposit ("Super Achievement Target"), and enjoy 20% p.a. in total combined with the basic interest rate!
How do I use the invitation code?
01.
Download the ZA Bank App by searching for 'ZA Bank' in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code 'GT36Z9.' Remember to input the invitation code when you open your account! If you see the message 'Invitation code is valid,' you are all set.
How do I use the invitation code?
01.
Download the ZA Bank App by searching for 'ZA Bank' in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code 'GT36Z9.' Remember to input the invitation code when you open your account! If you see the message 'Invitation code is valid,' you are all set.
How do I use the invitation code?
01.
Download the ZA Bank App by searching for 'ZA Bank' in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code 'GT36Z9.' Remember to input the invitation code when you open your account! If you see the message 'Invitation code is valid,' you are all set.
01.
Download the ZA Bank App by searching for 'ZA Bank' in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code 'GT36Z9.' Remember to input the invitation code when you open your account! If you see the message 'Invitation code is valid,' you are all set.
How do I use the invitation code?
01.
Download the ZA Bank App by searching for 'ZA Bank' in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code 'GT36Z9.' Remember to input the invitation code when you open your account! If you see the message 'Invitation code is valid,' you are all set.
01.
Download the ZA Bank App by searching for 'ZA Bank' in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code 'GT36Z9.' Remember to input the invitation code when you open your account! If you see the message 'Invitation code is valid,' you are all set.
The account opening programme (“Account Opening Programme”) commences from 3 Jun 2025 to 30 Jun 2025, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to deposit account and loan account); and have successfully opened a savings account with ZA Bank with the Invitation Code. Participants will be eligible for the "Account Opening Rewards" after successfully opening a ZA Bank savings account in Hong Kong. Participants will be eligible for the "Achievement Reward" after meeting the requirements. Participants will be eligible for the "Super Achievement Reward" after meeting the super requirements. The above rewards will be issued within 30 working days after the conditions are met. The programme is subject to its T&C.
1. The Spending Rebate Coupon Packet includes HKD 80 and HKD 20 Spending Rebate Coupons. The coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the T&C.
2. The Investment Fund Holding Subscription Coupon Packet includes HKD 550, HKD 30, and HKD 20 Investment Fund Holding Subscription Coupons. Coupons are valid within 30 days after receipt. For more details about the Investment Fund Holding Subscription Coupon, please refer to the T&C.
3. Users can enjoy the brokerage fee discount after the successful activation of US stock trading service and using the coupon. Once the Coupon becomes effective, the US Stock Brokerage Fee will be waived for any buy or sell order within the validity period of the Coupon. If the referee does not use the coupon, brokerage fee of US stock trading will be charged according to the standard fee. The US Stock Brokerage Fee Coupon is valid within 60 days after receipt. For more details about the US Stock Brokerage Fee Coupon, please refer to the T&C.
4. The Currency Exchange Saver Coupon Packet includes HKD 125, and HKD 25 Currency Exchange Saver Coupons. Coupons are valid within 30 days after receipt. For more details about the Currency Exchange Saver Coupon, please refer to the T&C.
5. The Global Transfer Cashback Coupon Packet includes HKD 120, and HKD 30 Currency Global Transfer Cashback Coupons. Coupons are valid within 30 days after receipt. For more details about the Global Transfer Cashback Coupon, please refer to the T&C.
6. The Time Deposit New Funds Rate-up Coupons are eligible for a 7-day HKD time deposit, with a maximum New funds deposit amount of HKD 100,000. Coupons are valid within 14 days after receipt. For more details about the Time Deposit New Funds Rate-up Coupon , please refer to the T&C.
7. The referee must go to ZA Quest to claim the 7-day HKD time deposit Rate-up Coupons within 7 days after meeting the requirements or the super requirements. ZA Quest is subject to its T&C.
8.“End-of-day total balance” includes the total of the following four items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total asset of US stock at 9:00 PM on the same day and (4) The total asset of Crypto at the end of the day.
Important risk statement
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).
RMB CurrencyRisk: The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).
RMB CurrencyRisk: The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
The account opening programme (“Account Opening Programme”) commences from 3 Jun 2025 to 30 Jun 2025, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to deposit account and loan account); and have successfully opened a savings account with ZA Bank with the Invitation Code. Participants will be eligible for the "Account Opening Rewards" after successfully opening a ZA Bank savings account in Hong Kong. Participants will be eligible for the "Achievement Reward" after meeting the requirements. Participants will be eligible for the "Super Achievement Reward" after meeting the super requirements. The above rewards will be issued within 30 working days after the conditions are met. The programme is subject to its T&C.
1. The Spending Rebate Coupon Packet includes HKD 80 and HKD 20 Spending Rebate Coupons. The coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the T&C.
2. The Investment Fund Holding Subscription Coupon Packet includes HKD 550, HKD 30, and HKD 20 Investment Fund Holding Subscription Coupons. Coupons are valid within 30 days after receipt. For more details about the Investment Fund Holding Subscription Coupon, please refer to the T&C.
3. Users can enjoy the brokerage fee discount after the successful activation of US stock trading service and using the coupon. Once the Coupon becomes effective, the US Stock Brokerage Fee will be waived for any buy or sell order within the validity period of the Coupon. If the referee does not use the coupon, brokerage fee of US stock trading will be charged according to the standard fee. The US Stock Brokerage Fee Coupon is valid within 60 days after receipt. For more details about the US Stock Brokerage Fee Coupon, please refer to the T&C.
4. The Currency Exchange Saver Coupon Packet includes HKD 125, and HKD 25 Currency Exchange Saver Coupons. Coupons are valid within 30 days after receipt. For more details about the Currency Exchange Saver Coupon, please refer to the T&C.
5. The Global Transfer Cashback Coupon Packet includes HKD 120, and HKD 30 Currency Global Transfer Cashback Coupons. Coupons are valid within 30 days after receipt. For more details about the Global Transfer Cashback Coupon, please refer to the T&C.
6. The Time Deposit New Funds Rate-up Coupons are eligible for a 7-day HKD time deposit, with a maximum New funds deposit amount of HKD 100,000. Coupons are valid within 14 days after receipt. For more details about the Time Deposit New Funds Rate-up Coupon , please refer to the T&C.
7. The referee must go to ZA Quest to claim the 7-day HKD time deposit Rate-up Coupons within 7 days after meeting the requirements or the super requirements. ZA Quest is subject to its T&C.
8.“End-of-day total balance” includes the total of the following four items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total asset of US stock at 9:00 PM on the same day and (4) The total asset of Crypto at the end of the day.
Important risk statement
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).
RMB CurrencyRisk: The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).
RMB CurrencyRisk: The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
The account opening programme (“Account Opening Programme”) commences from 3 Jun 2025 to 30 Jun 2025, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to deposit account and loan account); and have successfully opened a savings account with ZA Bank with the Invitation Code. Participants will be eligible for the "Account Opening Rewards" after successfully opening a ZA Bank savings account in Hong Kong. Participants will be eligible for the "Achievement Reward" after meeting the requirements. Participants will be eligible for the "Super Achievement Reward" after meeting the super requirements. The above rewards will be issued within 30 working days after the conditions are met. The programme is subject to its T&C.
1. The Spending Rebate Coupon Packet includes HKD 80 and HKD 20 Spending Rebate Coupons. The coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the T&C.
2. The Investment Fund Holding Subscription Coupon Packet includes HKD 550, HKD 30, and HKD 20 Investment Fund Holding Subscription Coupons. Coupons are valid within 30 days after receipt. For more details about the Investment Fund Holding Subscription Coupon, please refer to the T&C.
3. Users can enjoy the brokerage fee discount after the successful activation of US stock trading service and using the coupon. Once the Coupon becomes effective, the US Stock Brokerage Fee will be waived for any buy or sell order within the validity period of the Coupon. If the referee does not use the coupon, brokerage fee of US stock trading will be charged according to the standard fee. The US Stock Brokerage Fee Coupon is valid within 60 days after receipt. For more details about the US Stock Brokerage Fee Coupon, please refer to the T&C.
4. The Currency Exchange Saver Coupon Packet includes HKD 125, and HKD 25 Currency Exchange Saver Coupons. Coupons are valid within 30 days after receipt. For more details about the Currency Exchange Saver Coupon, please refer to the T&C.
5. The Global Transfer Cashback Coupon Packet includes HKD 120, and HKD 30 Currency Global Transfer Cashback Coupons. Coupons are valid within 30 days after receipt. For more details about the Global Transfer Cashback Coupon, please refer to the T&C.
6. The Time Deposit New Funds Rate-up Coupons are eligible for a 7-day HKD time deposit, with a maximum New funds deposit amount of HKD 100,000. Coupons are valid within 14 days after receipt. For more details about the Time Deposit New Funds Rate-up Coupon , please refer to the T&C.
7. The referee must go to ZA Quest to claim the 7-day HKD time deposit Rate-up Coupons within 7 days after meeting the requirements or the super requirements. ZA Quest is subject to its T&C.
8.“End-of-day total balance” includes the total of the following four items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total asset of US stock at 9:00 PM on the same day and (4) The total asset of Crypto at the end of the day.
Important risk statement
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).
RMB CurrencyRisk: The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).
RMB CurrencyRisk: The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
The account opening programme (“Account Opening Programme”) commences from 3 Jun 2025 to 30 Jun 2025, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to deposit account and loan account); and have successfully opened a savings account with ZA Bank with the Invitation Code. Participants will be eligible for the "Account Opening Rewards" after successfully opening a ZA Bank savings account in Hong Kong. Participants will be eligible for the "Achievement Reward" after meeting the requirements. Participants will be eligible for the "Super Achievement Reward" after meeting the super requirements. The above rewards will be issued within 30 working days after the conditions are met. The programme is subject to its T&C.
1. The Spending Rebate Coupon Packet includes HKD 80 and HKD 20 Spending Rebate Coupons. The coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the T&C.
2. The Investment Fund Holding Subscription Coupon Packet includes HKD 550, HKD 30, and HKD 20 Investment Fund Holding Subscription Coupons. Coupons are valid within 30 days after receipt. For more details about the Investment Fund Holding Subscription Coupon, please refer to the T&C.
3. Users can enjoy the brokerage fee discount after the successful activation of US stock trading service and using the coupon. Once the Coupon becomes effective, the US Stock Brokerage Fee will be waived for any buy or sell order within the validity period of the Coupon. If the referee does not use the coupon, brokerage fee of US stock trading will be charged according to the standard fee. The US Stock Brokerage Fee Coupon is valid within 60 days after receipt. For more details about the US Stock Brokerage Fee Coupon, please refer to the T&C.
4. The Currency Exchange Saver Coupon Packet includes HKD 125, and HKD 25 Currency Exchange Saver Coupons. Coupons are valid within 30 days after receipt. For more details about the Currency Exchange Saver Coupon, please refer to the T&C.
5. The Global Transfer Cashback Coupon Packet includes HKD 120, and HKD 30 Currency Global Transfer Cashback Coupons. Coupons are valid within 30 days after receipt. For more details about the Global Transfer Cashback Coupon, please refer to the T&C.
6. The Time Deposit New Funds Rate-up Coupons are eligible for a 7-day HKD time deposit, with a maximum New funds deposit amount of HKD 100,000. Coupons are valid within 14 days after receipt. For more details about the Time Deposit New Funds Rate-up Coupon , please refer to the T&C.
7. The referee must go to ZA Quest to claim the 7-day HKD time deposit Rate-up Coupons within 7 days after meeting the requirements or the super requirements. ZA Quest is subject to its T&C.
8.“End-of-day total balance” includes the total of the following four items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total asset of US stock at 9:00 PM on the same day and (4) The total asset of Crypto at the end of the day.
Important risk statement
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).
RMB CurrencyRisk: The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency including the Hong Kong Dollar).
RMB CurrencyRisk: The Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including the Hong Kong dollar); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to relevant policies, regulatory requirements and restrictions applicable from time to time without prior notice. The actual conversion arrangement will depend on the restrictions and requirements prevailing at the relevant time.
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. The information in this platform has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.