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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Earn HKD 1,000 in spending rebates
Open an account successfully with the invitation code "ZADT88" and meet the specific requirements.
As fast as 2 minutes
Terms and Conditions apply
Earn HKD 1,000 in spending rebates
Open an account successfully with the invitation code "ZADT88" and meet the specific requirements.
As fast as 2 minutes
Terms and Conditions apply
Achievement Rewards: HKD 1,000 in spending rebates
  • From now until 31 Jan, 2026, open a ZA Bank savings account successfully with the invitation code "ZADT88". Maintain an end-of-day total balance1  of HKD 500,000 or its equivalent within 60 days after account opening (with part of it not being a deposit) for 30 non-consecutive days to claim the rewards. Redeem the HKD 1,000 Spending Rebate Coupon Packet2 via ZA Quest3.
Achievement Rewards: HKD 1,000 in spending rebates
  • From now until 31 Jan, 2026, open a ZA Bank savings account successfully with the invitation code "ZADT88". Maintain an end-of-day total balance1  of HKD 500,000 or its equivalent within 60 days after account opening (with part of it not being a deposit) for 30 non-consecutive days to claim the rewards. Redeem the HKD 1,000 Spending Rebate Coupon Packet2 via ZA Quest3.
Achievement Rewards: HKD 1,000 in spending rebates
  • From now until 31 Jan, 2026, open a ZA Bank savings account successfully with the invitation code "ZADT88". Maintain an end-of-day total balance1  of HKD 500,000 or its equivalent within 60 days after account opening (with part of it not being a deposit) for 30 non-consecutive days to claim the rewards. Redeem the HKD 1,000 Spending Rebate Coupon Packet2 via ZA Quest3.
Achievement Rewards: HKD 1,000 in spending rebates
  • From now until 31 Jan, 2026, open a ZA Bank savings account successfully with the invitation code "ZADT88". Maintain an end-of-day total balance1  of HKD 500,000 or its equivalent within 60 days after account opening (with part of it not being a deposit) for 30 non-consecutive days to claim the rewards. Redeem the HKD 1,000 Spending Rebate Coupon Packet2 via ZA Quest3.
How do I use the invitation code?
01.
Download the ZA Bank App by searching for "ZA Bank" in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code "ZADT88". Remember to input the invitation code when you open your account!
How do I use the invitation code?
01.
Download the ZA Bank App by searching for "ZA Bank" in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code "ZADT88". Remember to input the invitation code when you open your account!
How do I use the invitation code?
01.
Download the ZA Bank App by searching for "ZA Bank" in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code "ZADT88". Remember to input the invitation code when you open your account!
01.
Download the ZA Bank App by searching for "ZA Bank" in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code "ZADT88". Remember to input the invitation code when you open your account!
How do I use the invitation code?
01.
Download the ZA Bank App by searching for "ZA Bank" in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code "ZADT88". Remember to input the invitation code when you open your account!
01.
Download the ZA Bank App by searching for "ZA Bank" in the Apple App Store or the Google Play Store. To install directly via APK, please download from bank.za.group.
02.
Open an account now and enter the invitation code "ZADT88". Remember to input the invitation code when you open your account!
The account opening programme ("Account Opening Programme") commences from 26 Nov 2025 to 31 Jan 2026, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to a deposit account and a loan account); and have successfully opened a savings account with ZA Bank with the invitation code. Participants will be eligible for the "Achievement Rewards" after meeting the requirements. The programme is subject to its T&C.
1. "End-of-day total balance" includes the total of the following five items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total assets of US stocks at 9:00 PM on the same day, (4) The total assets of HK stocks at the end of the day and (5) The total assets of Crypto at the end of the day.
2. Spending Rebate Coupon Packet includes HKD 500, HKD 300 and HKD 200 Spending Rebate Coupons. Coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the T&C.
3. Participants must go to ZA Quest to claim the Spending Rebate Coupon Packet within 30 days after meeting the requirements. ZA Quest  is subject to its T&C.
The account opening programme ("Account Opening Programme") commences from 26 Nov 2025 to 31 Jan 2026, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to a deposit account and a loan account); and have successfully opened a savings account with ZA Bank with the invitation code. Participants will be eligible for the "Achievement Rewards" after meeting the requirements. The programme is subject to its T&C.
1. "End-of-day total balance" includes the total of the following five items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total assets of US stocks at 9:00 PM on the same day, (4) The total assets of HK stocks at the end of the day and (5) The total assets of Crypto at the end of the day.
2. Spending Rebate Coupon Packet includes HKD 500, HKD 300 and HKD 200 Spending Rebate Coupons. Coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the T&C.
3. Participants must go to ZA Quest to claim the Spending Rebate Coupon Packet within 30 days after meeting the requirements. ZA Quest  is subject to its T&C.
The account opening programme ("Account Opening Programme") commences from 26 Nov 2025 to 31 Jan 2026, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to a deposit account and a loan account); and have successfully opened a savings account with ZA Bank with the invitation code. Participants will be eligible for the "Achievement Rewards" after meeting the requirements. The programme is subject to its T&C.
1. "End-of-day total balance" includes the total of the following five items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total assets of US stocks at 9:00 PM on the same day, (4) The total assets of HK stocks at the end of the day and (5) The total assets of Crypto at the end of the day.
2. Spending Rebate Coupon Packet includes HKD 500, HKD 300 and HKD 200 Spending Rebate Coupons. Coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the T&C.
3. Participants must go to ZA Quest to claim the Spending Rebate Coupon Packet within 30 days after meeting the requirements. ZA Quest  is subject to its T&C.
The account opening programme ("Account Opening Programme") commences from 26 Nov 2025 to 31 Jan 2026, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to a deposit account and a loan account); and have successfully opened a savings account with ZA Bank with the invitation code. Participants will be eligible for the "Achievement Rewards" after meeting the requirements. The programme is subject to its T&C.
1. "End-of-day total balance" includes the total of the following five items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total assets of US stocks at 9:00 PM on the same day, (4) The total assets of HK stocks at the end of the day and (5) The total assets of Crypto at the end of the day.
2. Spending Rebate Coupon Packet includes HKD 500, HKD 300 and HKD 200 Spending Rebate Coupons. Coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the T&C.
3. Participants must go to ZA Quest to claim the Spending Rebate Coupon Packet within 30 days after meeting the requirements. ZA Quest  is subject to its T&C.
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