The account opening programme ("Account Opening Programme") commences from 26 Nov 2025 to 31 Jan 2026, both dates inclusive. Participants must have never opened any bank account with ZA Bank and held any product or service with ZA Bank (including but not limited to a deposit account and a loan account); and have successfully opened a savings account with ZA Bank with the invitation code. Participants will be eligible for the "Achievement Rewards" after meeting the requirements. The programme is subject to its
T&C.
1. "End-of-day total balance" includes the total of the following five items (HKD equivalent): (1) The total amount of deposits (including the balance of the Savings, Time Deposit and Savings Pot) at the end of the day, (2) The total amount of funds at the end of the day, (3) The total assets of US stocks at 9:00 PM on the same day, (4) The total assets of HK stocks at the end of the day and (5) The total assets of Crypto at the end of the day.
2. Spending Rebate Coupon Packet includes HKD 500, HKD 300 and HKD 200 Spending Rebate Coupons. Coupons are valid within 30 days of receipt. For more details about the Spending Rebate Coupon, please refer to the
T&C.
3. Participants must go to ZA Quest to claim the Spending Rebate Coupon Packet within 30 days after meeting the requirements. ZA Quest is subject to its
T&C.