Up to USD 2,000,000 [1]
Maximum facility amount
From 6.50% (p.a.) [2]
Floating annual interest rate
1–90 days [3]
Tenor of each drawdown
Interest calculated daily
Flexible drawdown and repayment
Up to USD 2,000,000 [1]
Maximum facility amount
From 6.50% (p.a.) [2]
Floating annual interest rate
1–90 days [3]
Tenor of each drawdown
Interest calculated daily
Flexible drawdown and repayment
Up to USD 2,000,000 [1]
Maximum facility amount
From 6.50% (p.a.) [2]
Floating annual interest rate
1–90 days [3]
Tenor of each drawdown
Interest calculated daily
Flexible drawdown and repayment
Up to USD 2,000,000 [1]
Maximum facility amount
From 6.50% (p.a.) [2]
Floating annual interest rate
1–90 days [3]
Tenor of each drawdown
Interest calculated daily
Flexible drawdown and repayment
More flexible funding to capture every growth opportunity
Turn transaction records into financing strength
- Credit limit assessment considers e-commerce platform settlement transaction records and other factors, without relying on properties or other physical collateral.
Draw, repay and reuse
- Draw and repay within the approved limit based on business needs. The repaid credit limit may be reused without reapplying for the credit limit, supporting inventory, logistics, marketing and seasonal funding needs.
Daily interest, no early repayment penalty
- Interest is calculated based on the actual drawdown amount and days used. Early repayment is supported with no penalty, helping businesses reduce financing costs after funds are received.
More flexible funding to capture every growth opportunity
Turn transaction records into financing strength
- Credit limit assessment considers e-commerce platform settlement transaction records and other factors, without relying on properties or other physical collateral.
Draw, repay and reuse
- Draw and repay within the approved limit based on business needs. The repaid credit limit may be reused without reapplying for the credit limit, supporting inventory, logistics, marketing and seasonal funding needs.
Daily interest, no early repayment penalty
- Interest is calculated based on the actual drawdown amount and days used. Early repayment is supported with no penalty, helping businesses reduce financing costs after funds are received.
More flexible funding to capture every growth opportunity
Turn transaction records into financing strength
- Credit limit assessment considers e-commerce platform settlement transaction records and other factors, without relying on properties or other physical collateral.
Draw, repay and reuse
- Draw and repay within the approved limit based on business needs. The repaid credit limit may be reused without reapplying for the credit limit, supporting inventory, logistics, marketing and seasonal funding needs.
Daily interest, no early repayment penalty
- Interest is calculated based on the actual drawdown amount and days used. Early repayment is supported with no penalty, helping businesses reduce financing costs after funds are received.
More flexible funding to capture every growth opportunity
Turn transaction records into financing strength
- Credit limit assessment considers e-commerce platform settlement transaction records and other factors, without relying on properties or other physical collateral.
Draw, repay and reuse
- Draw and repay within the approved limit based on business needs. The repaid credit limit may be reused without reapplying for the credit limit, supporting inventory, logistics, marketing and seasonal funding needs.
Daily interest, no early repayment penalty
- Interest is calculated based on the actual drawdown amount and days used. Early repayment is supported with no penalty, helping businesses reduce financing costs after funds are received.
Check whether your business is eligible
The Bank will take into account the business operations, transaction records, group sales revenue and other relevant credit information. Customers are also required to complete the relevant service activation and authorisation arrangements with designated eligible service partners. For details, please refer to the relevant application documents and terms and conditions, or contact your relationship manager.
Check whether your business is eligible
The Bank will take into account the business operations, transaction records, group sales revenue and other relevant credit information. Customers are also required to complete the relevant service activation and authorisation arrangements with designated eligible service partners. For details, please refer to the relevant application documents and terms and conditions, or contact your relationship manager.
Check whether your business is eligible
The Bank will take into account the business operations, transaction records, group sales revenue and other relevant credit information. Customers are also required to complete the relevant service activation and authorisation arrangements with designated eligible service partners. For details, please refer to the relevant application documents and terms and conditions, or contact your relationship manager.
Check whether your business is eligible
The Bank will take into account the business operations, transaction records, group sales revenue and other relevant credit information. Customers are also required to complete the relevant service activation and authorisation arrangements with designated eligible service partners. For details, please refer to the relevant application documents and terms and conditions, or contact your relationship manager.
Keep your funding in step with business growth
- Learn more about the Cross-border e-Commerce USD Revolving Loan. Your relationship manager can guide you through the eligibility requirements and documents needed.
Submitting a registration does not constitute a loan application or approval.
To borrow or not to borrow? Borrow only if you can repay!
Keep your funding in step with business growth
- Learn more about the Cross-border e-Commerce USD Revolving Loan. Your relationship manager can guide you through the eligibility requirements and documents needed.
Submitting a registration does not constitute a loan application or approval.
To borrow or not to borrow? Borrow only if you can repay!
Keep your funding in step with business growth
- Learn more about the Cross-border e-Commerce USD Revolving Loan. Your relationship manager can guide you through the eligibility requirements and documents needed.
Submitting a registration does not constitute a loan application or approval.
To borrow or not to borrow? Borrow only if you can repay!
Keep your funding in step with business growth
- Learn more about the Cross-border e-Commerce USD Revolving Loan. Your relationship manager can guide you through the eligibility requirements and documents needed.
Submitting a registration does not constitute a loan application or approval.
To borrow or not to borrow? Borrow only if you can repay!
Product Remarks
[1] USD 2,000,000 is the maximum facility amount for the Cross-border e-Commerce USD Revolving Loan, subject to the Bank’s final approval.
[2] The interest rate is a floating rate determined with reference to the ZA Bank USD Prime Rate and the relevant pricing arrangements, and may change from time to time. Based on ZA Bank USD Prime Rate of 7.75% p.a. on 1 September 2026, the lowest floating annual interest rate is 6.50% p.a.; the actual applicable interest rate will depend on the ZA Bank USD Prime Rate at the time of application, the applicant’s credit profile, loan terms and relevant pricing arrangements, and is subject to final approval and the loan documents.
[3] The maximum tenor of each drawdown is 90 days. Any extension must be applied for in accordance with the Bank’s requirements and is subject to the Bank’s approval.
Product Remarks
[1] USD 2,000,000 is the maximum facility amount for the Cross-border e-Commerce USD Revolving Loan, subject to the Bank’s final approval.
[2] The interest rate is a floating rate determined with reference to the ZA Bank USD Prime Rate and the relevant pricing arrangements, and may change from time to time. Based on ZA Bank USD Prime Rate of 7.75% p.a. on 1 September 2026, the lowest floating annual interest rate is 6.50% p.a.; the actual applicable interest rate will depend on the ZA Bank USD Prime Rate at the time of application, the applicant’s credit profile, loan terms and relevant pricing arrangements, and is subject to final approval and the loan documents.
[3] The maximum tenor of each drawdown is 90 days. Any extension must be applied for in accordance with the Bank’s requirements and is subject to the Bank’s approval.
Product Remarks
[1] USD 2,000,000 is the maximum facility amount for the Cross-border e-Commerce USD Revolving Loan, subject to the Bank’s final approval.
[2] The interest rate is a floating rate determined with reference to the ZA Bank USD Prime Rate and the relevant pricing arrangements, and may change from time to time. Based on ZA Bank USD Prime Rate of 7.75% p.a. on 1 September 2026, the lowest floating annual interest rate is 6.50% p.a.; the actual applicable interest rate will depend on the ZA Bank USD Prime Rate at the time of application, the applicant’s credit profile, loan terms and relevant pricing arrangements, and is subject to final approval and the loan documents.
[3] The maximum tenor of each drawdown is 90 days. Any extension must be applied for in accordance with the Bank’s requirements and is subject to the Bank’s approval.
Product Remarks
[1] USD 2,000,000 is the maximum facility amount for the Cross-border e-Commerce USD Revolving Loan, subject to the Bank’s final approval.
[2] The interest rate is a floating rate determined with reference to the ZA Bank USD Prime Rate and the relevant pricing arrangements, and may change from time to time. Based on ZA Bank USD Prime Rate of 7.75% p.a. on 1 September 2026, the lowest floating annual interest rate is 6.50% p.a.; the actual applicable interest rate will depend on the ZA Bank USD Prime Rate at the time of application, the applicant’s credit profile, loan terms and relevant pricing arrangements, and is subject to final approval and the loan documents.
[3] The maximum tenor of each drawdown is 90 days. Any extension must be applied for in accordance with the Bank’s requirements and is subject to the Bank’s approval.
Important Notice
The maximum facility amount, annual interest rate, facility tenor, drawdown tenor and other terms are subject to the applicant’s individual circumstances, credit assessment and the Bank’s final approval. The Bank may require the applicant to provide additional documents or information, and reserves the right to amend, suspend or terminate the product. The product is subject to terms and conditions.
Important Notice
The maximum facility amount, annual interest rate, facility tenor, drawdown tenor and other terms are subject to the applicant’s individual circumstances, credit assessment and the Bank’s final approval. The Bank may require the applicant to provide additional documents or information, and reserves the right to amend, suspend or terminate the product. The product is subject to terms and conditions.
Important Notice
The maximum facility amount, annual interest rate, facility tenor, drawdown tenor and other terms are subject to the applicant’s individual circumstances, credit assessment and the Bank’s final approval. The Bank may require the applicant to provide additional documents or information, and reserves the right to amend, suspend or terminate the product. The product is subject to terms and conditions.
Important Notice
The maximum facility amount, annual interest rate, facility tenor, drawdown tenor and other terms are subject to the applicant’s individual circumstances, credit assessment and the Bank’s final approval. The Bank may require the applicant to provide additional documents or information, and reserves the right to amend, suspend or terminate the product. The product is subject to terms and conditions.
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