Skip the bank-hopping. Find a better FX rate on one single platform.
Assess the prevailing market exchange rates
- Every day^ at 09:30, we analyse exchange board rates@ for HKD and USD from other designated banks# to determine the market rate for the day.
Get ZA Better FX Rates
- Business Internet Banking displays both ZA Better FX Rates and rates from other banks%, allowing you to compare easily in real-time.
Stop leaving money on the table
- Save time on rate comparisons. As an example, if you exchange HKD 5 million for US dollars in a month, your business could save around HKD 10,000 that month.*
Skip the bank-hopping. Find a better FX rate on one single platform.
Assess the prevailing market exchange rates
- Every day^ at 09:30, we analyse exchange board rates@ for HKD and USD from other designated banks# to determine the market rate for the day.
Get ZA Better FX Rates
- Business Internet Banking displays both ZA Better FX Rates and rates from other banks%, allowing you to compare easily in real-time.
Stop leaving money on the table
- Save time on rate comparisons. As an example, if you exchange HKD 5 million for US dollars in a month, your business could save around HKD 10,000 that month.*
Skip the bank-hopping. Find a better FX rate on one single platform.
Assess the prevailing market exchange rates
- Every day^ at 09:30, we analyse exchange board rates@ for HKD and USD from other designated banks# to determine the market rate for the day.
Get ZA Better FX Rates
- Business Internet Banking displays both ZA Better FX Rates and rates from other banks%, allowing you to compare easily in real-time.
Stop leaving money on the table
- Save time on rate comparisons. As an example, if you exchange HKD 5 million for US dollars in a month, your business could save around HKD 10,000 that month.*
Skip the bank-hopping. Find a better FX rate on one single platform.
Assess the prevailing market exchange rates
- Every day^ at 09:30, we analyse exchange board rates@ for HKD and USD from other designated banks# to determine the market rate for the day.
Get ZA Better FX Rates
- Business Internet Banking displays both ZA Better FX Rates and rates from other banks%, allowing you to compare easily in real-time.
Stop leaving money on the table
- Save time on rate comparisons. As an example, if you exchange HKD 5 million for US dollars in a month, your business could save around HKD 10,000 that month.*
24 x 7 instant rate for 11 currencies.
Real-time quotation and instant exchange
24 x 7 currency exchange service
11 currencies supported
HKD, CNY, USD, AUD, CAD, CHF, EUR, GBP, JPY, NZD, SGD
24 x 7 instant rate for 11 currencies.
Real-time quotation and instant exchange
24 x 7 currency exchange service
11 currencies supported
HKD, CNY, USD, AUD, CAD, CHF, EUR, GBP, JPY, NZD, SGD
24 x 7 instant rate for 11 currencies.
Real-time quotation and instant exchange
24 x 7 currency exchange service
11 currencies supported
HKD, CNY, USD, AUD, CAD, CHF, EUR, GBP, JPY, NZD, SGD
24 x 7 instant rate for 11 currencies.
Real-time quotation and instant exchange
24 x 7 currency exchange service
11 currencies supported
HKD, CNY, USD, AUD, CAD, CHF, EUR, GBP, JPY, NZD, SGD
# Designated banks refer to banks in comparison table displayed on Business Internet Banking Platform.
& Rates refers to exchange rates between HKD and USD.
% These exchange rates are for reference and will be displayed in Hong Kong working days only. You can review the actual exchange rates on other banks' websites or their Apps for a more accurate comparison. You should not rely solely on the comparison table to make foreign exchange transactions. We will not accept any responsibility or liability for any usage of the comparison table for any purposes. ZA Bank reserves the right to adjust or terminate the related services at any time without prior notice.
^ Every day refers to every working day in Hong Kong, excluding public holidays and weekends.
@ Subjected to the data successfully obtained by the bank. The FX board rates do not include any promotions, discounts or preferential offers.
* The saving amount is based on an exchange of HKD 5 million to USD in a month and is estimated using the average difference between the ZA Better FX Rates and the highest FX board rates offered by other designated banks at 10:00 from 13 to 19 November, 2025.
Important Risk Disclosure: Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency (including the Hong Kong Dollar).
# Designated banks refer to banks in comparison table displayed on Business Internet Banking Platform.
& Rates refers to exchange rates between HKD and USD.
% These exchange rates are for reference and will be displayed in Hong Kong working days only. You can review the actual exchange rates on other banks' websites or their Apps for a more accurate comparison. You should not rely solely on the comparison table to make foreign exchange transactions. We will not accept any responsibility or liability for any usage of the comparison table for any purposes. ZA Bank reserves the right to adjust or terminate the related services at any time without prior notice.
^ Every day refers to every working day in Hong Kong, excluding public holidays and weekends.
@ Subjected to the data successfully obtained by the bank. The FX board rates do not include any promotions, discounts or preferential offers.
* The saving amount is based on an exchange of HKD 5 million to USD in a month and is estimated using the average difference between the ZA Better FX Rates and the highest FX board rates offered by other designated banks at 10:00 from 13 to 19 November, 2025.
Important Risk Disclosure: Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency (including the Hong Kong Dollar).
# Designated banks refer to banks in comparison table displayed on Business Internet Banking Platform.
& Rates refers to exchange rates between HKD and USD.
% These exchange rates are for reference and will be displayed in Hong Kong working days only. You can review the actual exchange rates on other banks' websites or their Apps for a more accurate comparison. You should not rely solely on the comparison table to make foreign exchange transactions. We will not accept any responsibility or liability for any usage of the comparison table for any purposes. ZA Bank reserves the right to adjust or terminate the related services at any time without prior notice.
^ Every day refers to every working day in Hong Kong, excluding public holidays and weekends.
@ Subjected to the data successfully obtained by the bank. The FX board rates do not include any promotions, discounts or preferential offers.
* The saving amount is based on an exchange of HKD 5 million to USD in a month and is estimated using the average difference between the ZA Better FX Rates and the highest FX board rates offered by other designated banks at 10:00 from 13 to 19 November, 2025.
Important Risk Disclosure: Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency (including the Hong Kong Dollar).
# Designated banks refer to banks in comparison table displayed on Business Internet Banking Platform.
& Rates refers to exchange rates between HKD and USD.
% These exchange rates are for reference and will be displayed in Hong Kong working days only. You can review the actual exchange rates on other banks' websites or their Apps for a more accurate comparison. You should not rely solely on the comparison table to make foreign exchange transactions. We will not accept any responsibility or liability for any usage of the comparison table for any purposes. ZA Bank reserves the right to adjust or terminate the related services at any time without prior notice.
^ Every day refers to every working day in Hong Kong, excluding public holidays and weekends.
@ Subjected to the data successfully obtained by the bank. The FX board rates do not include any promotions, discounts or preferential offers.
* The saving amount is based on an exchange of HKD 5 million to USD in a month and is estimated using the average difference between the ZA Better FX Rates and the highest FX board rates offered by other designated banks at 10:00 from 13 to 19 November, 2025.
Important Risk Disclosure: Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses if the customer converts the deposit from one currency to another currency (including the Hong Kong Dollar).
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