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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Time deposit

ZA Bank offers fixed deposits in 11 currencies: HKD, CNY, USD, SGD, GBP, EUR, CAD, AUD, JPY, NZD and CHF. You can open a time deposit with as little as $1.

Flexible terms: from a minimum of 7 days to a maximum of 12 months, giving you the flexibility to choose.

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How can I check the interest rates?What fees are charged for the early withdrawal of Time Deposit?What are the available tenors for Time Deposit?How can funds be transferred to another bank after a time deposit matures?What's next when your Time Deposit matures?

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.