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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

"Instalment Loan" What is the APR of loan?

"Instalment Loan"

You can now enjoy a favourable interest rate. You will be provided with a preliminary result for your reference after submission of a loan application. The actual Annualized Percentage Rate (APR) of your loan application is subject to final result of the credit assessment.

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.