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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

"Lease Cashout" Do I need to open a bank account before applying?

No. A ZA Bank account will be opened simultaneously for new customers upon successful approval of Lease Cashout, which will be used for loan disbursement and monthly repayments.

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What is Lease Cashout?Does Lease Cashout have a 7-day cooling-off period?"Lease Cashout" Is it a must for my property to be in Hong Kong?"Lease Cashout" Can I apply if I am one of the property owners?What documents are required for the Lease Cashout application?

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.