ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Who can apply for ZA Credit? How do I check my eligibility?

ZA Credit is available to Hong Kong residents only. You must be a Hong Kong resident aged 18 or above with a Hong Kong ID and a monthly income of at least HKD 8,000. If you see ZA Credit in the Loan tab after logging into the ZA Bank App, then you're eligible to apply. If not, you're currently not eligible.

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What is ZA Credit?If I already have a personal loan with ZA Bank, can I still apply for ZA Credit?I don't have any address proof. Can I still apply for ZA Credit?Is my ZA Credit application guaranteed to be approved?I have already activated Salary FastPass. Can I still apply for ZA Credit?

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.