Daily spending limit:

Your limit varies according to your account status:

• Successful account opening, but the internal review is still in progress:  HKD 10,000.

• Successful account opening and same-name account transfer from another bank, but yet to pass the internal review: HKD 30,000.

• Successful account opening and passed the internal review: HKD 50,000 - HKD 300,000.

• The default daily spending limit is HKD 50,000.

Monthly spending limit:

• The default monthly spending limit is HKD 300,000.

• You can set your monthly spending limit within the range of HKD 0 - HKD 1,000,000.

Your available spending limit will be the lowest of your:

1. Remaining daily limit
2. Remaining monthly limit
3. HKD savings account balance

How do I adjust my spending limit? 

Go to the ZA Bank App > Account > ZA Card > Manage Transaction. There, you can set or adjust your daily limit.