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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Instalment Loan Top-up
Instant cash flow at your fingertips
Selected users can apply for an Instalment Loan Top-up anytime through the ZA Bank App, with the possibility of no documents required!

Instalment Loan Terms and Conditions Key Facts StatementFees & Charges

Terms & conditions apply. To borrow or not to borrow? Borrow only if you can repay!

Instalment Loan Top-up
Instant cash flow at your fingertips
Selected users can apply for an Instalment Loan Top-up anytime through the ZA Bank App, with the possibility of no documents required!

Instalment Loan Terms and Conditions Key Facts StatementFees & Charges

Terms & conditions apply. To borrow or not to borrow? Borrow only if you can repay!

ZA Bank Instalment Loan Top-up
Get approved 24 x 7
We review and approve your application 24 x 7 to get your loan as fast as possible.
Get your loan via one app
You can get your loan, from application to drawdown, via the ZA Bank app anytime.
ZA Bank Instalment Loan Top-up
Get approved 24 x 7
We review and approve your application 24 x 7 to get your loan as fast as possible.
Get your loan via one app
You can get your loan, from application to drawdown, via the ZA Bank app anytime.
ZA Bank Instalment Loan Top-up
Get approved 24 x 7
We review and approve your application 24 x 7 to get your loan as fast as possible.
Get your loan via one app
You can get your loan, from application to drawdown, via the ZA Bank app anytime.
ZA Bank Instalment Loan Top-up
Get approved 24 x 7
We review and approve your application 24 x 7 to get your loan as fast as possible.
Get your loan via one app
You can get your loan, from application to drawdown, via the ZA Bank app anytime.
Repayment Calculator
Loan amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Loan amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Loan amount (HKD)
1,000,000
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Tenor (months)
60instalments
9121824364860
Tenor (months)
60instalments
9121824364860
貸款期限
9
12
18
24
36
48
60
Monthly repayment amount (HKD)
--
Monthly flat rate
--%
APR (%)
--%
Monthly repayment amount (HKD)
--
Monthly flat rate
--%
APR (%)
--%
Repayment table
InstalmentMonthly repayment amount (HKD) Interest (HKD)Principal amount (HKD)
--------
Repayment table
InstalmentMonthly repayment amount (HKD) Interest (HKD)Principal amount (HKD)
--------
Note:
- The repayment figure shown is for reference only and no handling fee is charged.
-The result from repayment calculator is for reference only.  The actual result that will apply will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by the Bank.
Repayment Calculator
Loan amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Loan amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Loan amount (HKD)
1,000,000
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Tenor (months)
60instalments
9121824364860
Tenor (months)
60instalments
9121824364860
貸款期限
9
12
18
24
36
48
60
Monthly repayment amount (HKD)
--
Monthly flat rate
--%
APR (%)
--%
Monthly repayment amount (HKD)
--
Monthly flat rate
--%
APR (%)
--%
Repayment table
InstalmentMonthly repayment amount (HKD) Interest (HKD)Principal amount (HKD)
--------
Repayment table
InstalmentMonthly repayment amount (HKD) Interest (HKD)Principal amount (HKD)
--------
Note:
- The repayment figure shown is for reference only and no handling fee is charged.
-The result from repayment calculator is for reference only.  The actual result that will apply will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by the Bank.
Repayment Calculator
Loan amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Loan amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Loan amount (HKD)
1,000,000
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Tenor (months)
60instalments
9121824364860
Tenor (months)
60instalments
9121824364860
Tenor (months)
9
12
18
24
36
48
60
Monthly repayment amount (HKD)
--
Monthly flat rate
--%
APR (%)
--%
Monthly repayment amount (HKD)
--
Monthly flat rate
--%
APR (%)
--%
Note:
- The repayment figure shown is for reference only and no handling fee is charged.
-The result from repayment calculator is for reference only.  The actual result that will apply will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by the Bank.
Repayment table
InstalmentMonthly repayment amount (HKD) Interest (HKD)Principal amount (HKD)
--------
Repayment table
InstalmentMonthly repayment amount (HKD) Interest (HKD)Principal amount (HKD)
--------
Repayment Calculator
Loan amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Loan amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Loan amount (HKD)
1,000,000
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,000
Tenor (months)
60instalments
9121824364860
Tenor (months)
60instalments
9121824364860
Tenor (months)
9
12
18
24
36
48
60
Monthly repayment amount (HKD)
--
Monthly flat rate
--%
APR (%)
--%
Monthly repayment amount (HKD)
--
Monthly flat rate
--%
APR (%)
--%
Note:
- The repayment figure shown is for reference only and no handling fee is charged.
-The result from repayment calculator is for reference only.  The actual result that will apply will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by the Bank.
Repayment table
InstalmentMonthly repayment amount (HKD) Interest (HKD)Principal amount (HKD)
--------
Repayment table
InstalmentMonthly repayment amount (HKD) Interest (HKD)Principal amount (HKD)
--------
Eligibility and required documents
Eligibility
HKID holder
Age 18 or above
Monthly salary HKD 8,000 or above
Required documents
Income proof
Address proof
Other documents, e.g. working visa (if required)
Eligibility and required documents
Eligibility
HKID holder
Age 18 or above
Monthly salary HKD 8,000 or above
Required documents
Income proof
Address proof
Other documents, e.g. working visa (if required)
Eligibility and required documents
Eligibility
HKID holder
Age 18 or above
Monthly salary HKD 8,000 or above
Required documents
Income proof
Address proof
Other documents, e.g. working visa (if required)
Eligibility and required documents
Eligibility
HKID holder
Age 18 or above
Monthly salary HKD 8,000 or above
Required documents
Income proof
Address proof
Other documents, e.g. working visa (if required)
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