Terms and Conditions apply.To borrow or not to borrow? Borrow only if you can repay.
APR as low as 1.80%1
Terms and Conditions：General Account Opening Terms and Conditions | Instalment Loan Terms and Conditions
[1]The Annualised Percentage Rate (‘APR’) of 1.80% is calculated based on a loan amount of HKD1,000,000, repayment tenor of 12 months, monthly flat rate 0.081% before 6 June 2023. APR of 1.80% is only applicable for designated loan amount and tenors.
Please refer to the interest rate & monthly repayment table shown during loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
[2] This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result by applying via ZA Bank website in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in “Loan” tab after logging into ZA Bank App. The final approved interest rate and loan amount may vary depending on the individual circumstances and the final assessment of the bank.
[3] For instalment loan, the lowest and highest tenor are 6 months and 60 months respectively.
Entire application goes online.
APR as low as 1.80%1
Terms and Conditions apply. To borrow or not to borrow? Borrow only if you can repay.
APR as low as 1.80%1
Terms and Conditions：General Account Opening Terms and Conditions |Instalment Loan Terms and Condition
[1]The Annualised Percentage Rate (‘APR’) of 1.80% is calculated based on a loan amount of HKD1,000,000, repayment tenor of 12 months, monthly flat rate 0.081% before 6 June 2023. APR of 1.80% is only applicable for designated loan amount and tenors.
Please refer to the interest rate & monthly repayment table shown during loan application for the applicable monthly flat rate and APR of other tenors. The APR is calculated using the method specified in relevant guidelines issued by the Hong Kong Associations of Banks and is rounded up or down to the nearest two decimal places. The APR is a reference rate, which includes the basic interest rates and other fees and charges (if applicable) of a product expressed as an annualised rate.
[2] This approval result is preliminary. Users are required to submit relevant documents for review before receiving the final result and approval. The actual completion time varies across individuals. In general, provided that all required information is in order, a new-to-bank applicant can get the preliminary approval result by applying via ZA Bank website in as fast as 90 seconds. An existing bank user can get the preliminary approval result in as fast as 30 seconds from starting an application in “Loan” tab after logging into ZA Bank App. The final approved interest rate and loan amount may vary depending on the individual circumstances and the final assessment of the bank.
[3] For instalment loan, the lowest and highest tenor are 6 months and 60 months respectively.
Entire application goes online.
APR as low as 1.80%[1]