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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Card Statement Instalment Program
Unbox up to HKD 8,888 limited-time rewards!
From now until 3 August 2023, settle designated card bills to get rewarded, with up to 888,800 ZA Coin (HKD 8,888 worth)1!
T&C apply.To borrow or not to borrow? Borrow only if you can repay!
Card Statement Instalment Program
Unbox up to HKD 8,888 limited-time rewards!
From now until 3 August 2023, settle designated card bills to get rewarded, with up to 888,800 ZA Coin (HKD 8,888 worth)1!
T&C apply.To borrow or not to borrow? Borrow only if you can repay!
Card Statement Instalment Program
Unbox up to HKD 8,888 limited-time rewards!
From now until 3 August 2023, settle designated card bills to get rewarded, with up to 888,800 ZA Coin (HKD 8,888 worth)1!
T&C apply.To borrow or not to borrow? Borrow only if you can repay!
A new card statement instalment
program that treats you right
Promotional Terms and ConditionsKey Facts StatementFees & ChargesGeneral Account Opening Terms and Conditions Card Statement Instalment Program Terms and Condition Supporting institutions
Get approval result in 90 seconds
New bank users can get approval result in 90 seconds[2]!
Repay 30 days later
The first repayment is 30 days after the successful application[3]!
72-month extra-long repayment period
Flexible repayment period up to 72 months! Pick the repayment schedule that suits you.
Existing users can get approval result in 30 seconds after logging into ZA Bank App. [2]
7 x 24 Approval
Full application journey via APP directly
A new card statement instalment
program that treats you right
Promotional Terms and ConditionsKey Facts StatementFees & ChargesGeneral Account Opening Terms and Conditions Card Statement Instalment Program Terms and Condition Supporting institutions
Get approval result in 90 seconds
New bank users can get approval result in 90 seconds[2]!
Repay 30 days later
The first repayment is 30 days after the successful application[3]!
72-month extra-long repayment period
Flexible repayment period up to 72 months! Pick the repayment schedule that suits you.
Existing users can get approval result in 30 seconds after logging into ZA Bank App. [2]
7 x 24 Approval
Full application journey via APP directly
A new card statement instalment
program that treats you right
Promotional Terms and ConditionsKey Facts StatementFees & ChargesGeneral Account Opening Terms and Conditions Card Statement Instalment Program Terms and Condition Supporting institutions
Get approval result in 90 seconds
New bank users can get approval result in 90 seconds[2]!
Repay 30 days later
The first repayment is 30 days after the successful application[3]!
72-month extra-long repayment period
Flexible repayment period up to 72 months! Pick the repayment schedule that suits you.
Existing users can get approval result in 30 seconds after logging into ZA Bank App. [2]
7 x 24 Approval
Full application journey via APP directly
A new card statement instalment
program that treats you right
Promotional Terms and ConditionsKey Facts StatementFees & ChargesGeneral Account Opening Terms and Conditions Card Statement Instalment Program Terms and Condition Supporting institutions
Get approval result in 90 seconds
New bank users can get approval result in 90 seconds[2]!
Repay 30 days later
The first repayment is 30 days after the successful application[3]!
72-month extra-long repayment period
Flexible repayment period up to 72 months! Pick the repayment schedule that suits you.
Existing users can get approval result in 30 seconds after logging into ZA Bank App. [2]
7 x 24 Approval
Full application journey via APP directly
Repayment Calculator
Supporting institutions
Supporting institutions
Card Statement Instalment amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Card Statement Instalment amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Card Statement Instalment amount (HKD)
100,000
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Tenor (month)
60month
9121824364860
Tenor (month)
60month
9121824364860
貸款期限
9期
12期
18期
24期
36期
48期
60期
Monthly repayment amount (HKD)
--
Monthly Flat Rate (%)
--%
APR (%)
--%
Monthly repayment amount (HKD)
--
Monthly Flat Rate (%)
--%
APR (%)
--%
Repayment table
InstalmentMonthly Repayment Amount(HKD)Interest (HKD)Principal Amount(HKD)
--------
Repayment table
InstalmentMonthly Repayment Amount(HKD)Interest (HKD)Principal Amount(HKD)
--------
Note:
- The repayment figure shown is for reference only.
- The result from repayment calculator is for reference only. The actual result that will apply will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by the Bank.
Repayment Calculator
Supporting institutions
Supporting institutions
Card Statement Instalment amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Card Statement Instalment amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Card Statement Instalment amount (HKD)
100,000
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Tenor (month)
60month
9121824364860
Tenor (month)
60month
9121824364860
貸款期限
9期
12期
18期
24期
36期
48期
60期
Monthly repayment amount (HKD)
--
Monthly Flat Rate (%)
--%
APR (%)
--%
Monthly repayment amount (HKD)
--
Monthly Flat Rate (%)
--%
APR (%)
--%
Repayment table
InstalmentMonthly Repayment Amount(HKD)Interest (HKD)Principal Amount(HKD)
--------
Repayment table
InstalmentMonthly Repayment Amount(HKD)Interest (HKD)Principal Amount(HKD)
--------
Note:
- The repayment figure shown is for reference only.
- The result from repayment calculator is for reference only. The actual result that will apply will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by the Bank.
Repayment Calculator
Supporting institutions
Supporting institutions
Card Statement Instalment amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Card Statement Instalment amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Card Statement Instalment amount (HKD)
100,000
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Tenor (month)
60month
9121824364860
Tenor (month)
60month
9121824364860
Tenor (month)
9
12
18
24
36
48
60
Monthly repayment amount (HKD)
--
Monthly Flat Rate (%)
--%
APR (%)
--%
Monthly repayment amount (HKD)
--
Monthly Flat Rate (%)
--%
APR (%)
--%
Note:
- The repayment figure shown is for reference only.
- The result from repayment calculator is for reference only. The actual result that will apply will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by the Bank.
Repayment table
InstalmentMonthly Repayment Amount(HKD)Interest (HKD)Principal Amount(HKD)
--------
Repayment table
InstalmentMonthly Repayment Amount(HKD)Interest (HKD)Principal Amount(HKD)
--------
Repayment Calculator
Supporting institutions
Supporting institutions
Card Statement Instalment amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Card Statement Instalment amount (HKD)
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Card Statement Instalment amount (HKD)
100,000
5,0006,0007,0008,0009,00010,00020,00030,00040,00050,00060,00070,00080,00090,000100,000200,000300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,0001,700,0001,800,0001,900,0002,000,0002,100,0002,200,0002,300,0002,400,0002,500,0002,600,0002,700,0002,800,0002,900,0003,000,0003,100,0003,200,0003,300,0003,400,0003,500,0003,600,0003,700,0003,800,0003,900,0004,000,0004,100,0004,200,0004,300,0004,400,0004,500,0004,600,0004,700,0004,800,0004,900,0005,000,0005,100,0005,200,0005,300,0005,400,0005,500,0005,600,0005,700,0005,800,0005,900,0006,000,0006,100,0006,200,0006,300,0006,400,0006,500,0006,600,0006,700,0006,800,0006,900,0007,000,0007,100,0007,200,0007,300,0007,400,0007,500,0007,600,0007,700,0007,800,0007,900,0008,000,0008,100,0008,200,0008,300,0008,400,0008,500,0008,600,0008,700,0008,800,0008,900,0009,000,0009,100,0009,200,0009,300,0009,400,0009,500,0009,600,0009,700,0009,800,0009,900,00010,000,000
Tenor (month)
60month
9121824364860
Tenor (month)
60month
9121824364860
Tenor (month)
9
12
18
24
36
48
60
Monthly repayment amount (HKD)
--
Monthly Flat Rate (%)
--%
APR (%)
--%
Monthly repayment amount (HKD)
--
Monthly Flat Rate (%)
--%
APR (%)
--%
Note:
- The repayment figure shown is for reference only.
- The result from repayment calculator is for reference only. The actual result that will apply will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by the Bank.
Repayment table
InstalmentMonthly Repayment Amount(HKD)Interest (HKD)Principal Amount(HKD)
--------
Repayment table
InstalmentMonthly Repayment Amount(HKD)Interest (HKD)Principal Amount(HKD)
--------
Complete the loan application in 4 steps
1
Fill in information
2
Receive preliminary approval result
3
Provide more information and upload documents
4
Confirm the application and fund disbursement to your credit card accounts
Complete the loan application in 4 steps
1
Fill in information
2
Receive preliminary approval result
3
Provide more information and upload documents
4
Confirm the application and fund disbursement to your credit card accounts
Complete the loan application in 4 steps
1
Fill in information
2
Receive preliminary approval result
3
Provide more information and upload documents
4
Confirm the application and fund disbursement to your credit card accounts
Complete the loan application in 4 steps
1
Fill in information
2
Receive preliminary approval result
3
Provide more information and upload documents
4
Confirm the application and fund disbursement to your credit card accounts
Eligibility and required documents
Eligibility
HKID holder
Age 18 or above
Monthly salary HKD 8,000 or above
Required documents
Income proof
Address proof
Other documents, e.g. working visa (if required)
Eligibility and required documents
Eligibility
HKID holder
Age 18 or above
Monthly salary HKD 8,000 or above
Required documents
Income proof
Address proof
Other documents, e.g. working visa (if required)
Eligibility and required documents
Eligibility
HKID holder
Age 18 or above
Monthly salary HKD 8,000 or above
Required documents
Income proof
Address proof
Other documents, e.g. working visa (if required)
Eligibility and required documents
Eligibility
HKID holder
Age 18 or above
Monthly salary HKD 8,000 or above
Required documents
Income proof
Address proof
Other documents, e.g. working visa (if required)
How can ZA Bank help?
Connie (Retail)
“As I can always reserve the latest fashion handbags in advance, thanks to my job. My credit card bills have been accumulated and there were 4 card bills in total. Luckily I have applied for Bill master to settle all card bills in one go. I can now repay with ease.”
Derek (Medical)
As Derek is planning to get married with his girlfriend, he has been paying for different items for their wedding, including photography, venue, make up etc. Although they just have to pay for the deposit at the moment, the amount has already piled up to HKD 100,000. To lower his financial stress, he has applied for Bill Master to settle the bills so he can do the repayment with less stress.
Miss Yuen (Advertising)
“I have been busy with moving out to my new home and spent heavily on new furniture and electronic appliances, which costed around HKD 60,000 to HKD 70,000. Then I came across with ZA Bank’s Bill Master and with its fast approval process, my bills are settled quickly!”
Louise (Self-employed)
Louise is the business owner of a SME but the business was in downhill. What’s more, her daughter is going to study overseas for a year so she has to prepare her with different stuff, including air tickets and accommodation, despite being financially stressed. After applying for ZA Bill Master, her multiple credit card bills were finally settled. The extra-long 72-month instalment has also relieved her stress.
How can ZA Bank help?
Connie (Retail)
“As I can always reserve the latest fashion handbags in advance, thanks to my job. My credit card bills have been accumulated and there were 4 card bills in total. Luckily I have applied for Bill master to settle all card bills in one go. I can now repay with ease.”
Derek (Medical)
As Derek is planning to get married with his girlfriend, he has been paying for different items for their wedding, including photography, venue, make up etc. Although they just have to pay for the deposit at the moment, the amount has already piled up to HKD 100,000. To lower his financial stress, he has applied for Bill Master to settle the bills so he can do the repayment with less stress.
Miss Yuen (Advertising)
“I have been busy with moving out to my new home and spent heavily on new furniture and electronic appliances, which costed around HKD 60,000 to HKD 70,000. Then I came across with ZA Bank’s Bill Master and with its fast approval process, my bills are settled quickly!”
Louise (Self-employed)
Louise is the business owner of a SME but the business was in downhill. What’s more, her daughter is going to study overseas for a year so she has to prepare her with different stuff, including air tickets and accommodation, despite being financially stressed. After applying for ZA Bill Master, her multiple credit card bills were finally settled. The extra-long 72-month instalment has also relieved her stress.
How can ZA Bank help?
Connie (Retail)
“As I can always reserve the latest fashion handbags in advance, thanks to my job. My credit card bills have been accumulated and there were 4 card bills in total. Luckily I have applied for Bill master to settle all card bills in one go. I can now repay with ease.”
Derek (Medical)
As Derek is planning to get married with his girlfriend, he has been paying for different items for their wedding, including photography, venue, make up etc. Although they just have to pay for the deposit at the moment, the amount has already piled up to HKD 100,000. To lower his financial stress, he has applied for Bill Master to settle the bills so he can do the repayment with less stress.
Miss Yuen (Advertising)
“I have been busy with moving out to my new home and spent heavily on new furniture and electronic appliances, which costed around HKD 60,000 to HKD 70,000. Then I came across with ZA Bank’s Bill Master and with its fast approval process, my bills are settled quickly!”
Louise (Self-employed)
Louise is the business owner of a SME but the business was in downhill. What’s more, her daughter is going to study overseas for a year so she has to prepare her with different stuff, including air tickets and accommodation, despite being financially stressed. After applying for ZA Bill Master, her multiple credit card bills were finally settled. The extra-long 72-month instalment has also relieved her stress.
How can ZA Bank help?
Connie (Retail)
“As I can always reserve the latest fashion handbags in advance, thanks to my job. My credit card bills have been accumulated and there were 4 card bills in total. Luckily I have applied for Bill master to settle all card bills in one go. I can now repay with ease.”
Derek (Medical)
As Derek is planning to get married with his girlfriend, he has been paying for different items for their wedding, including photography, venue, make up etc. Although they just have to pay for the deposit at the moment, the amount has already piled up to HKD 100,000. To lower his financial stress, he has applied for Bill Master to settle the bills so he can do the repayment with less stress.
Miss Yuen (Advertising)
“I have been busy with moving out to my new home and spent heavily on new furniture and electronic appliances, which costed around HKD 60,000 to HKD 70,000. Then I came across with ZA Bank’s Bill Master and with its fast approval process, my bills are settled quickly!”
Louise (Self-employed)
Louise is the business owner of a SME but the business was in downhill. What’s more, her daughter is going to study overseas for a year so she has to prepare her with different stuff, including air tickets and accommodation, despite being financially stressed. After applying for ZA Bill Master, her multiple credit card bills were finally settled. The extra-long 72-month instalment has also relieved her stress.
Frequently asked questions
Which type of credit card does Card Statement Instalment Program support?
When will Card Statement Instalment Program credit to my credit card account upon the approval?
Do I need to open a bank account before applying for Card Statement Instalment Program?
Frequently asked questions
Which type of credit card does Card Statement Instalment Program support?
When will Card Statement Instalment Program credit to my credit card account upon the approval?
Do I need to open a bank account before applying for Card Statement Instalment Program?
Frequently asked questions
Which type of credit card does Card Statement Instalment Program support?
When will Card Statement Instalment Program credit to my credit card account upon the approval?
Do I need to open a bank account before applying for Card Statement Instalment Program?
Frequently asked questions
Which type of credit card does Card Statement Instalment Program support?
When will Card Statement Instalment Program credit to my credit card account upon the approval?
Do I need to open a bank account before applying for Card Statement Instalment Program?
Contact Us
Call us at (852) 3665 3665.
Online CS Support
Contact Us
Call us at (852) 3665 3665.
Online CS Support
Contact Us
Call us at (852) 3665 3665.
Online CS Support
Contact Us
Call us at (852) 3665 3665.
Online CS Support
[1] Upon passing the preliminary approval of Instalment Loan, Card Statement Instalment Program or Debt Consolidation Program between 20 April 2023 and 6 June 2023, users will get a capsule from ZA Quest on or before 14 June 2023 and get 5 MillionTix of June. Each user can get 1 reward only. Terms and conditions apply.
[2] The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
[3] The drawdown day for Card Statement Instalment Program and monthly repayment day is the same, e.g. successfully drawing down the loan on 1 August 2021, the first repayment day will be 1 September 2021. Customers will start repayment on average 30 days later.
[4] The lowest and highest tenor are 6 months and 72 months respectively.
[1] Upon passing the preliminary approval of Instalment Loan, Card Statement Instalment Program or Debt Consolidation Program between 20 April 2023 and 6 June 2023, users will get a capsule from ZA Quest on or before 14 June 2023 and get 5 MillionTix of June. Each user can get 1 reward only. Terms and conditions apply.
[2] The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
[3] The drawdown day for Card Statement Instalment Program and monthly repayment day is the same, e.g. successfully drawing down the loan on 1 August 2021, the first repayment day will be 1 September 2021. Customers will start repayment on average 30 days later.
[4] The lowest and highest tenor are 6 months and 72 months respectively.
[1] Upon passing the preliminary approval of Instalment Loan, Card Statement Instalment Program or Debt Consolidation Program between 20 April 2023 and 6 June 2023, users will get a capsule from ZA Quest on or before 14 June 2023 and get 5 MillionTix of June. Each user can get 1 reward only. Terms and conditions apply.
[2] The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
[3] The drawdown day for Card Statement Instalment Program and monthly repayment day is the same, e.g. successfully drawing down the loan on 1 August 2021, the first repayment day will be 1 September 2021. Customers will start repayment on average 30 days later.
[4] The lowest and highest tenor are 6 months and 72 months respectively.
[1] Upon passing the preliminary approval of Instalment Loan, Card Statement Instalment Program or Debt Consolidation Program between 20 April 2023 and 6 June 2023, users will get a capsule from ZA Quest on or before 14 June 2023 and get 5 MillionTix of June. Each user can get 1 reward only. Terms and conditions apply.
[2] The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
[3] The drawdown day for Card Statement Instalment Program and monthly repayment day is the same, e.g. successfully drawing down the loan on 1 August 2021, the first repayment day will be 1 September 2021. Customers will start repayment on average 30 days later.
[4] The lowest and highest tenor are 6 months and 72 months respectively.
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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.
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