Comprehensive HK stock categories
- We cover stocks, ETFs, VA ETFs, CBBCs and warrants to fulfil your investment needs.
Comprehensive HK stock categories
- We cover stocks, ETFs, VA ETFs, CBBCs and warrants to fulfil your investment needs.
Comprehensive HK stock categories
- We cover stocks, ETFs, VA ETFs, CBBCs and warrants to fulfil your investment needs.
Comprehensive HK stock categories
- We cover stocks, ETFs, VA ETFs, CBBCs and warrants to fulfil your investment needs.
Unlimited and real-time quotes and market data
- Enjoy Lv1 quotes and 24 x 7 real-time market updates, keeping you ahead of stock market movements.
Unlimited and real-time quotes and market data
- Enjoy Lv1 quotes and 24 x 7 real-time market updates, keeping you ahead of stock market movements.
Unlimited and real-time quotes and market data
- Enjoy Lv1 quotes and 24 x 7 real-time market updates, keeping you ahead of stock market movements.
Unlimited and real-time quotes and market data
- Enjoy Lv1 quotes and 24 x 7 real-time market updates, keeping you ahead of stock market movements.
Save up to HKD 1,400 in trading fees per month!
Trade HK stocks and save big! With 0 brokerage fees1 and no custody and platform fees, you could save up to HKD 1,400 in trading fees per month4!
What are the top 5% most profitable investors buying？
Diversified real-time stock lists help simplify your screening process and capture investment trends.
Save up to HKD 1,400 in trading fees per month!
Trade HK stocks and save big! With 0 brokerage fees1 and no custody and platform fees, you could save up to HKD 1,400 in trading fees per month4!
What are the top 5% most profitable investors buying？
Diversified real-time stock lists help simplify your screening process and capture investment trends.
Save up to HKD 1,400 in trading fees per month!
Trade HK stocks and save big! With 0 brokerage fees1 and no custody and platform fees, you could save up to HKD 1,400 in trading fees per month4!
What are the top 5% most profitable investors buying？
Diversified real-time stock lists help simplify your screening process and capture investment trends.
Save up to HKD 1,400 in trading fees per month!
Trade HK stocks and save big! With 0 brokerage fees1 and no custody and platform fees, you could save up to HKD 1,400 in trading fees per month4!
What are the top 5% most profitable investors buying？
Diversified real-time stock lists help simplify your screening process and capture investment trends.
All-in-one investment platform
Trade stocks, funds and crypto with just one account!
Transaction amounts are automatically deducted from / deposited to your bank savings account.
Enjoy a seamless investing experience!5
All-in-one investment platform
Trade stocks, funds and crypto with just one account!
Transaction amounts are automatically deducted from / deposited to your bank savings account.
Enjoy a seamless investing experience!5
All-in-one investment platform
Trade stocks, funds and crypto with just one account!
Transaction amounts are automatically deducted from / deposited to your bank savings account.
Enjoy a seamless investing experience!5
All-in-one investment platform
Trade stocks, funds and crypto with just one account!
Transaction amounts are automatically deducted from / deposited to your bank savings account.
Enjoy a seamless investing experience!5
FAQ
FAQ
FAQ
FAQ
1. From 20 October 2025 until 4 January 2026 (both dates inclusive), customers who newly activated stock trading services with ZA Bank can enjoy unlimited 0 brokerage fees for trading HK and US stocks for the first 30 days, subject to its Terms and conditions . Existing customers with US stock trading services activated, can enjoy unlimited 0 brokerage fees for trading HK stock for the first 30 days upon HK stock trading services activation, subject to its Terms and conditions .
2. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". For details of the quests, please refer to the ZA Quest page after account opening. ZA Quest is subject to its Terms and conditions .
3. After successfully opening a ZA Bank account, users need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions .
2. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". For details of the quests, please refer to the ZA Quest page after account opening. ZA Quest is subject to its Terms and conditions .
3. After successfully opening a ZA Bank account, users need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions .
4. Based on comparing the median brokerage, platform, and custody fees charged by 14 traditional banks & securities firms for online HK stock trading services. Assumes 20 trades per month, i.e. 1 trade per trading day. Data as of 18 July 2025.
5. Crypto trading services is only applicable to users who have opened a ZA Bank account with a Hong Kong Identity Card and whose residential address is Hong Kong.
6. The ZA Bank App was awarded with the German iF Design Award in 2025.
7. ZA Bank was named the best mobile banking app in Asia and ranked sixth among the best mobile banking apps in the world, according to Sia Partners' 2023 International Mobile Banking Benchmark. The benchmark is a study of the current state of mobile banking in Europe, the Middle East and Africa, North America, Asia and Australia, as well as an outlook of the future. For more details, please see: https://www.sia-partners.com/en/insights/publications/sia-partners-2023-international-mobile-banking-benchmark.
8. Data as of 31 December 2023.
9. Data as of 31 December 2023.
6. The ZA Bank App was awarded with the German iF Design Award in 2025.
7. ZA Bank was named the best mobile banking app in Asia and ranked sixth among the best mobile banking apps in the world, according to Sia Partners' 2023 International Mobile Banking Benchmark. The benchmark is a study of the current state of mobile banking in Europe, the Middle East and Africa, North America, Asia and Australia, as well as an outlook of the future. For more details, please see: https://www.sia-partners.com/en/insights/publications/sia-partners-2023-international-mobile-banking-benchmark.
8. Data as of 31 December 2023.
9. Data as of 31 December 2023.
Disclaimer:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Disclaimer for crypto
Investment involves risks. Virtual asset is a new asset class and developed on the basis of new technology, involving unanticipated risks associated with acquisition, storage, transfer and use. Prices of virtual assets could be highly volatile and investors are reminded to pay extra caution when deciding to invest in virtual assets. The price of virtual assets may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
1. From 20 October 2025 until 4 January 2026 (both dates inclusive), customers who newly activated stock trading services with ZA Bank can enjoy unlimited 0 brokerage fees for trading HK and US stocks for the first 30 days, subject to its Terms and conditions . Existing customers with US stock trading services activated, can enjoy unlimited 0 brokerage fees for trading HK stock for the first 30 days upon HK stock trading services activation, subject to its Terms and conditions .
2. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". For details of the quests, please refer to the ZA Quest page after account opening. ZA Quest is subject to its Terms and conditions .
3. After successfully opening a ZA Bank account, users need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions .
2. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". For details of the quests, please refer to the ZA Quest page after account opening. ZA Quest is subject to its Terms and conditions .
3. After successfully opening a ZA Bank account, users need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions .
4. Based on comparing the median brokerage, platform, and custody fees charged by 14 traditional banks & securities firms for online HK stock trading services. Assumes 20 trades per month, i.e. 1 trade per trading day. Data as of 18 July 2025.
5. Crypto trading services is only applicable to users who have opened a ZA Bank account with a Hong Kong Identity Card and whose residential address is Hong Kong.
6. The ZA Bank App was awarded with the German iF Design Award in 2025.
7. ZA Bank was named the best mobile banking app in Asia and ranked sixth among the best mobile banking apps in the world, according to Sia Partners' 2023 International Mobile Banking Benchmark. The benchmark is a study of the current state of mobile banking in Europe, the Middle East and Africa, North America, Asia and Australia, as well as an outlook of the future. For more details, please see: https://www.sia-partners.com/en/insights/publications/sia-partners-2023-international-mobile-banking-benchmark.
8. Data as of 31 December 2023.
9. Data as of 31 December 2023.
6. The ZA Bank App was awarded with the German iF Design Award in 2025.
7. ZA Bank was named the best mobile banking app in Asia and ranked sixth among the best mobile banking apps in the world, according to Sia Partners' 2023 International Mobile Banking Benchmark. The benchmark is a study of the current state of mobile banking in Europe, the Middle East and Africa, North America, Asia and Australia, as well as an outlook of the future. For more details, please see: https://www.sia-partners.com/en/insights/publications/sia-partners-2023-international-mobile-banking-benchmark.
8. Data as of 31 December 2023.
9. Data as of 31 December 2023.
Disclaimer:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Disclaimer for crypto
Investment involves risks. Virtual asset is a new asset class and developed on the basis of new technology, involving unanticipated risks associated with acquisition, storage, transfer and use. Prices of virtual assets could be highly volatile and investors are reminded to pay extra caution when deciding to invest in virtual assets. The price of virtual assets may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
1. From 20 October 2025 until 4 January 2026 (both dates inclusive), customers who newly activated stock trading services with ZA Bank can enjoy unlimited 0 brokerage fees for trading HK and US stocks for the first 30 days, subject to its Terms and conditions . Existing customers with US stock trading services activated, can enjoy unlimited 0 brokerage fees for trading HK stock for the first 30 days upon HK stock trading services activation, subject to its Terms and conditions .
2. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". For details of the quests, please refer to the ZA Quest page after account opening. ZA Quest is subject to its Terms and conditions .
3. After successfully opening a ZA Bank account, users need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions .
2. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". For details of the quests, please refer to the ZA Quest page after account opening. ZA Quest is subject to its Terms and conditions .
3. After successfully opening a ZA Bank account, users need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions .
4. Based on comparing the median brokerage, platform, and custody fees charged by 14 traditional banks & securities firms for online HK stock trading services. Assumes 20 trades per month, i.e. 1 trade per trading day. Data as of 18 July 2025.
5. Crypto trading services is only applicable to users who have opened a ZA Bank account with a Hong Kong Identity Card and whose residential address is Hong Kong.
6. The ZA Bank App was awarded with the German iF Design Award in 2025.
7. ZA Bank was named the best mobile banking app in Asia and ranked sixth among the best mobile banking apps in the world, according to Sia Partners' 2023 International Mobile Banking Benchmark. The benchmark is a study of the current state of mobile banking in Europe, the Middle East and Africa, North America, Asia and Australia, as well as an outlook of the future. For more details, please see: https://www.sia-partners.com/en/insights/publications/sia-partners-2023-international-mobile-banking-benchmark.
8. Data as of 31 December 2023.
9. Data as of 31 December 2023.
6. The ZA Bank App was awarded with the German iF Design Award in 2025.
7. ZA Bank was named the best mobile banking app in Asia and ranked sixth among the best mobile banking apps in the world, according to Sia Partners' 2023 International Mobile Banking Benchmark. The benchmark is a study of the current state of mobile banking in Europe, the Middle East and Africa, North America, Asia and Australia, as well as an outlook of the future. For more details, please see: https://www.sia-partners.com/en/insights/publications/sia-partners-2023-international-mobile-banking-benchmark.
8. Data as of 31 December 2023.
9. Data as of 31 December 2023.
Disclaimer:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Disclaimer for crypto
Investment involves risks. Virtual asset is a new asset class and developed on the basis of new technology, involving unanticipated risks associated with acquisition, storage, transfer and use. Prices of virtual assets could be highly volatile and investors are reminded to pay extra caution when deciding to invest in virtual assets. The price of virtual assets may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
1. From 20 October 2025 until 4 January 2026 (both dates inclusive), customers who newly activated stock trading services with ZA Bank can enjoy unlimited 0 brokerage fees for trading HK and US stocks for the first 30 days, subject to its Terms and conditions . Existing customers with US stock trading services activated, can enjoy unlimited 0 brokerage fees for trading HK stock for the first 30 days upon HK stock trading services activation, subject to its Terms and conditions .
2. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". For details of the quests, please refer to the ZA Quest page after account opening. ZA Quest is subject to its Terms and conditions .
3. After successfully opening a ZA Bank account, users need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions .
2. After successfully opening a ZA Bank account, users need to complete the relevant quests via ZA Quest to receive the corresponding rewards. The offer is applicable to selected customers only and is not applicable to users who opened ZA Bank account under "Member-Get-Member Programme"or enjoyed "New Account Holder Welcome Offer". For details of the quests, please refer to the ZA Quest page after account opening. ZA Quest is subject to its Terms and conditions .
3. After successfully opening a ZA Bank account, users need to claim the Stock Cash Rebate Coupons in ZA Quest. Only one Stock Cash Rebate Coupon can be used per transaction. For details of the Stock Cash Rebate Coupons, please refer to the contents shown on the coupons. ZA Quest is subject to its Terms and conditions .
4. Based on comparing the median brokerage, platform, and custody fees charged by 14 traditional banks & securities firms for online HK stock trading services. Assumes 20 trades per month, i.e. 1 trade per trading day. Data as of 18 July 2025.
5. Crypto trading services is only applicable to users who have opened a ZA Bank account with a Hong Kong Identity Card and whose residential address is Hong Kong.
6. The ZA Bank App was awarded with the German iF Design Award in 2025.
7. ZA Bank was named the best mobile banking app in Asia and ranked sixth among the best mobile banking apps in the world, according to Sia Partners' 2023 International Mobile Banking Benchmark. The benchmark is a study of the current state of mobile banking in Europe, the Middle East and Africa, North America, Asia and Australia, as well as an outlook of the future. For more details, please see: https://www.sia-partners.com/en/insights/publications/sia-partners-2023-international-mobile-banking-benchmark.
8. Data as of 31 December 2023.
9. Data as of 31 December 2023.
6. The ZA Bank App was awarded with the German iF Design Award in 2025.
7. ZA Bank was named the best mobile banking app in Asia and ranked sixth among the best mobile banking apps in the world, according to Sia Partners' 2023 International Mobile Banking Benchmark. The benchmark is a study of the current state of mobile banking in Europe, the Middle East and Africa, North America, Asia and Australia, as well as an outlook of the future. For more details, please see: https://www.sia-partners.com/en/insights/publications/sia-partners-2023-international-mobile-banking-benchmark.
8. Data as of 31 December 2023.
9. Data as of 31 December 2023.
Disclaimer:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.
Disclaimer for crypto
Investment involves risks. Virtual asset is a new asset class and developed on the basis of new technology, involving unanticipated risks associated with acquisition, storage, transfer and use. Prices of virtual assets could be highly volatile and investors are reminded to pay extra caution when deciding to invest in virtual assets. The price of virtual assets may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.