The referral rewards will be deposited into the referrer's and referee's ZA Bank accounts within 30 working days after meeting the referral reward requirements. If the referrer's and referee's accounts are under internal review, the referral rewards will be delayed until after the account review is completed. The Referrer’s and Referee’s accounts maintained with ZA Bank must remain valid and active. If his/her account is closed during the Programme Period or upon the issuance of the Referral Rewards, ZA Bank has the right to forfeit the Referral Rewards without prior notice, and no Referral Rewards will be credited to any other account or through any other means.