Salary FastPass allows you to get your salary up to 7 days early every month with 7-day interest-free period. Salary FastPass is with below features:

■ Auto-drawdown to your ZA Bank account every month on your selected payday ( i.e. ZA Payday )

■ 7-day interest-free period after every ZA Payday

■ Auto-repay from your ZA Bank account on the 7th day after every ZA Payday ( i.e. last day of interest-free period )

For example, if your monthly salary is HKD 30,000 and your current payday is on the 28th, you can choose your ZA Payday from 21st to 27th. Say you select the 21st as your ZA Payday. On the 21st, we will auto-credit HKD 30,000 to your ZA Bank account ( i.e. monthly drawdown ) so you get paid 7 days early. On the 28th, We will auto-debit HKD 30,000 ( i.e. auto-repayment ) from your ZA Bank account and you don't have to pay any interest.

Salary FastPass is a revolving credit facility in nature. If you don't have enough balance in your ZA Bank for the auto-repayment on the 7th day after every ZA Payday, interest will be incurred. You may also choose to repay manually anytime to reduce the interest expense.