Your spending, redefined
Introducing StockBack x ZA Card1, a first-of-its-kind rebate program that offers stocks as spending rewards in HK! Every time you spend with your ZA Card, you can receive real stocks as rewards, which will be automatically redeemed on a regular basis and credited to your investment account with no redemption fees or subsequent transaction fees. You can also choose 3 US stocks to create a personalised reward package, while having the chance to receive surprise rewards consisting of Hong Kong stocks!
Your spending, redefined
Introducing StockBack x ZA Card1, a first-of-its-kind rebate program that offers stocks as spending rewards in HK! Every time you spend with your ZA Card, you can receive real stocks as rewards, which will be automatically redeemed on a regular basis and credited to your investment account with no redemption fees or subsequent transaction fees. You can also choose 3 US stocks to create a personalised reward package, while having the chance to receive surprise rewards consisting of Hong Kong stocks!
Your spending, redefined
Introducing StockBack x ZA Card1, a first-of-its-kind rebate program that offers stocks as spending rewards in HK! Every time you spend with your ZA Card, you can receive real stocks as rewards, which will be automatically redeemed on a regular basis and credited to your investment account with no redemption fees or subsequent transaction fees. You can also choose 3 US stocks to create a personalised reward package, while having the chance to receive surprise rewards consisting of Hong Kong stocks!
Your spending, redefined
Introducing StockBack x ZA Card1, a first-of-its-kind rebate program that offers stocks as spending rewards in HK! Every time you spend with your ZA Card, you can receive real stocks as rewards, which will be automatically redeemed on a regular basis and credited to your investment account with no redemption fees or subsequent transaction fees. You can also choose 3 US stocks to create a personalised reward package, while having the chance to receive surprise rewards consisting of Hong Kong stocks!
Limited-time mega rebate
From 3 November 2025 to 31 January 2026, enjoy up to a 50% stock rebate2 on your purchases.
3 Nov to 30 Nov
Get 50% StockBack
on fast food!
Get 50% StockBack
on fast food!
- Designated merchants include McDonald’s, Sushiro, KFC, Sushi Express (Dine-in), TamJai Yunnan Mixian, TamJai SamGor Mixian, Café de Coral, Fairwood and more!
Preview of December offer:
Get 50% StockBack on coffee and designated convenience stores!
Preview of January offer:
Get 50% StockBack on local transport!
Enjoy an unlimited
2% StockBack3
for all other categories
2% StockBack3
for all other categories
- Enjoy an unlimited 1% stock rebate on all purchases, even after the promotion ends!
Limited-time mega rebate
From 3 November 2025 to 31 January 2026, enjoy up to a 50% stock rebate2 on your purchases.
3 Nov to 30 Nov
Get 50% StockBack
on fast food!
Get 50% StockBack
on fast food!
- Designated merchants include McDonald’s, Sushiro, KFC, Sushi Express (Dine-in), TamJai Yunnan Mixian, TamJai SamGor Mixian, Café de Coral, Fairwood and more!
Preview of December offer:
Get 50% StockBack on coffee and designated convenience stores!
Preview of January offer:
Get 50% StockBack on local transport!
Enjoy an unlimited
2% StockBack3
for all other categories
2% StockBack3
for all other categories
- Enjoy an unlimited 1% stock rebate on all purchases, even after the promotion ends!
Limited-time mega rebate
From 3 November 2025 to 31 January 2026, enjoy up to a 50% stock rebate2 on your purchases.
3 Nov to 30 Nov
Get 50% StockBack
on fast food!
Get 50% StockBack
on fast food!
- Designated merchants include McDonald’s, Sushiro, KFC, Sushi Express (Dine-in), TamJai Yunnan Mixian, TamJai SamGor Mixian, Café de Coral, Fairwood and more!
Preview of December offer:
Get 50% StockBack on coffee and designated convenience stores!
Preview of January offer:
Get 50% StockBack on local transport!
Enjoy an unlimited
2% StockBack3
for all other categories
2% StockBack3
for all other categories
- Enjoy an unlimited 1% stock rebate on all purchases, even after the promotion ends!
Limited-time mega rebate
From 3 November 2025 to 31 January 2026, enjoy up to a 50% stock rebate2 on your purchases.
3 Nov to 30 Nov
Get 50% StockBack
on fast food!
Get 50% StockBack
on fast food!
- Designated merchants include McDonald’s, Sushiro, KFC, Sushi Express (Dine-in), TamJai Yunnan Mixian, TamJai SamGor Mixian, Café de Coral, Fairwood and more!
Preview of December offer:
Get 50% StockBack on coffee and designated convenience stores!
Preview of January offer:
Get 50% StockBack on local transport!
Enjoy an unlimited
2% StockBack3
for all other categories
2% StockBack3
for all other categories
- Enjoy an unlimited 1% stock rebate on all purchases, even after the promotion ends!
How does it work?
01.
Spend as usual: Use your ZA Card for your daily purchases.
02.
Build your reward package: Select your preferred stock reward from a list of top US companies4 (like AAPL, TSLA and NVDA).
03.
Automatic redemption: We’ve got this - Stock rebates accumulated weekly will be automatically redeemed and credited to your investment account5 in the following week. There are no redemption fees or subsequent transaction fees6.
How does it work?
01.
Spend as usual: Use your ZA Card for your daily purchases.
02.
Build your reward package: Select your preferred stock reward from a list of top US companies4 (like AAPL, TSLA and NVDA).
03.
Automatic redemption: We’ve got this - Stock rebates accumulated weekly will be automatically redeemed and credited to your investment account5 in the following week. There are no redemption fees or subsequent transaction fees6.
How does it work?
01.
Spend as usual: Use your ZA Card for your daily purchases.
02.
Build your reward package: Select your preferred stock reward from a list of top US companies4 (like AAPL, TSLA and NVDA).
03.
Automatic redemption: We’ve got this - Stock rebates accumulated weekly will be automatically redeemed and credited to your investment account5 in the following week. There are no redemption fees or subsequent transaction fees6.
01.
Spend as usual: Use your ZA Card for your daily purchases.
02.
Build your reward package: Select your preferred stock reward from a list of top US companies4 (like AAPL, TSLA and NVDA).
03.
Automatic redemption: We’ve got this - Stock rebates accumulated weekly will be automatically redeemed and credited to your investment account5 in the following week. There are no redemption fees or subsequent transaction fees6.
01.
Spend as usual: Use your ZA Card for your daily purchases.
02.
Build your reward package: Select your preferred stock reward from a list of top US companies4 (like AAPL, TSLA and NVDA).
03.
Automatic redemption: We’ve got this - Stock rebates accumulated weekly will be automatically redeemed and credited to your investment account5 in the following week. There are no redemption fees or subsequent transaction fees6.
How does it work?
01.
Spend as usual: Use your ZA Card for your daily purchases.
02.
Build your reward package: Select your preferred stock reward from a list of top US companies4 (like AAPL, TSLA and NVDA).
03.
Automatic redemption: We’ve got this - Stock rebates accumulated weekly will be automatically redeemed and credited to your investment account5 in the following week. There are no redemption fees or subsequent transaction fees6.
01.
Spend as usual: Use your ZA Card for your daily purchases.
02.
Build your reward package: Select your preferred stock reward from a list of top US companies4 (like AAPL, TSLA and NVDA).
03.
Automatic redemption: We’ve got this - Stock rebates accumulated weekly will be automatically redeemed and credited to your investment account5 in the following week. There are no redemption fees or subsequent transaction fees6.
01.
Spend as usual: Use your ZA Card for your daily purchases.
02.
Build your reward package: Select your preferred stock reward from a list of top US companies4 (like AAPL, TSLA and NVDA).
03.
Automatic redemption: We’ve got this - Stock rebates accumulated weekly will be automatically redeemed and credited to your investment account5 in the following week. There are no redemption fees or subsequent transaction fees6.
Open an account in as fast as 2 mins
Enjoy a brand new banking experience at HK's No.1 digital bank. Open an account in just a few steps anytime, anywhere.
Open an account in as fast as 2 mins
Enjoy a brand new banking experience at HK's No.1 digital bank. Open an account in just a few steps anytime, anywhere.
Open an account in as fast as 2 mins
Enjoy a brand new banking experience at HK's No.1 digital bank. Open an account in just a few steps anytime, anywhere.
Open an account in as fast as 2 mins
Enjoy a brand new banking experience at HK's No.1 digital bank. Open an account in just a few steps anytime, anywhere.
1. “StockBack x ZA Card” Promotion: The promotion period is from 3 November 2025 to 31 March 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its terms and conditions.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 50,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card” Limited-time Promotion is subject to its terms and conditions.
4. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
5. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
6. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 50,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card” Limited-time Promotion is subject to its terms and conditions.
4. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
5. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
6. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
Important risk statement:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
All company names, logos, and brands are trademarks or registered trademarks of their respective owners. Use of these names, logos, and brands does not imply endorsement or affiliation. Logos are displayed for informational purposes only to identify publicly traded companies.
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
All company names, logos, and brands are trademarks or registered trademarks of their respective owners. Use of these names, logos, and brands does not imply endorsement or affiliation. Logos are displayed for informational purposes only to identify publicly traded companies.
1. “StockBack x ZA Card” Promotion: The promotion period is from 3 November 2025 to 31 March 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its terms and conditions.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 50,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card” Limited-time Promotion is subject to its terms and conditions.
4. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
5. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
6. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 50,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card” Limited-time Promotion is subject to its terms and conditions.
4. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
5. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
6. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
Important risk statement:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
All company names, logos, and brands are trademarks or registered trademarks of their respective owners. Use of these names, logos, and brands does not imply endorsement or affiliation. Logos are displayed for informational purposes only to identify publicly traded companies.
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
All company names, logos, and brands are trademarks or registered trademarks of their respective owners. Use of these names, logos, and brands does not imply endorsement or affiliation. Logos are displayed for informational purposes only to identify publicly traded companies.
1. “StockBack x ZA Card” Promotion: The promotion period is from 3 November 2025 to 31 March 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its terms and conditions.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 50,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card” Limited-time Promotion is subject to its terms and conditions.
4. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
5. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
6. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 50,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card” Limited-time Promotion is subject to its terms and conditions.
4. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
5. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
6. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
Important risk statement:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
All company names, logos, and brands are trademarks or registered trademarks of their respective owners. Use of these names, logos, and brands does not imply endorsement or affiliation. Logos are displayed for informational purposes only to identify publicly traded companies.
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
All company names, logos, and brands are trademarks or registered trademarks of their respective owners. Use of these names, logos, and brands does not imply endorsement or affiliation. Logos are displayed for informational purposes only to identify publicly traded companies.
1. “StockBack x ZA Card” Promotion: The promotion period is from 3 November 2025 to 31 March 2026, both dates inclusive. Each eligible transaction with the transaction amount of not less than HKD 10 by participants who use ZA Card with the savings account balance to spend during the promotion period will be entitled to one (1) StockBack Chance, and will not be entitled to any rewards of other ZA Card promotions that involve ZA Coin. All StockBack Chances will be valid for 48 hours. For each StockBack Chance, participants can select one of the six (6) stocks on the StockBack machine on the campaign page as their stock rebate (“StockBack Rewards”), and the amount of reward will be 1% of the transaction amount or a higher rebate amount under limited-time promotions launched by ZA Bank from time to time. Participants must hold a valid investment account and have activated the corresponding investment trading services within 90 calendar days after selecting the StockBack Rewards in order to obtain ownership of and receive the rewards. Otherwise, the rewards will be forfeited and deemed as waived, and ZA Bank will not reissue the rewards. “StockBack x ZA Card”Promotion is subject to its terms and conditions.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 50,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card” Limited-time Promotion is subject to its terms and conditions.
4. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
5. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
6. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
2. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, the first 50,000 participants, who switch to the “StockBack x ZA Card” rebate program, make eligible transactions (excluding transactions made through Alipay and WeChat Pay) at the designated merchant categories within the specified period will receive a StockBack Rewards equivalent to 50% of the transaction amount (“Special Rebate”). During the promotion period, each eligible participant may receive a maximum amount of Special Rebate of HKD 200. In the event that the eligible participant concurrently meets the eligibility criteria for two or more promotions related to StockBack Rewards, the rebate the eligible participant receives will be the higher one. “StockBack x ZA Card”Limited-time Promotion is subject to its terms and conditions.
3. “StockBack x ZA Card” Limited-time Promotion: The promotion is from 3 November 2025 to 31 January 2026, both dates inclusive. During the promotion period, for each StockBack Chance, the amount of the stock rebate selected by the participants from the StockBack machine will be equivalent to 2% of the transaction amount. “StockBack x ZA Card” Limited-time Promotion is subject to its terms and conditions.
4. Participants can select one of the six (6) stocks on the StockBack machine (3 on the top row and 3 on the bottom row) as their StockBack Rewards in the promotion, and participants may select or change the 3 stocks displayed on the machine as the designated stocks. The stocks that participants can choose are US stocks ranked among the top 500 by market capitalization and supporting fractional share trading and are subject to the display on the campaign page.
5. Subject to the participant holding a valid investment account and having activated the corresponding investment trading services, ZA Bank shall redeem the StockBack Rewards for the Participant every Monday. If the day falls on a non-trading day, the redemption shall be deferred to the next trading day.
6. Participants shall be exempt from any fees incurred during the redemption of stocks obtained through the promotion, including redemption-related commissions, other applicable charges, and safe custody fees. When participants sell stocks, the fractional share portion shall be exempt from commission and transaction-related fees. For the whole share portion (applicable to US Stock) / whole lot portion (applicable to HK Stock), any commission and transaction-related fees incurred shall be refunded in cash to the participants’ USD / HKD savings accounts within 40 calendar days after the transaction is completed. The refund amount shall be calculated based on the proportion of shares obtained through the promotion in that particular transaction.
Important risk statement:
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
All company names, logos, and brands are trademarks or registered trademarks of their respective owners. Use of these names, logos, and brands does not imply endorsement or affiliation. Logos are displayed for informational purposes only to identify publicly traded companies.
Investment involves risks. The price of stocks may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. The information in this platform is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with risk disclosure statements before making any investment decisions. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. The platform is not intended for distribution or use by any person in any jurisdiction, country or region where the distribution or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer.
All company names, logos, and brands are trademarks or registered trademarks of their respective owners. Use of these names, logos, and brands does not imply endorsement or affiliation. Logos are displayed for informational purposes only to identify publicly traded companies.
- Apple is a trademark of Apple Inc., registered in the U.S.and other countries. App Store is a service mark of Apple Inc.
- Google Play™ is a Trademark of Google LLC.