1 The Promotion Period commences from 26 September 2026 to 20 October 2026, both dates inclusive. Each Participant can earn a maximum of 990 ZA Coins. (a third-party reward scheme operated by ZA International Financial Services Limited (“ZAIF”)). Participants who pay for a single ride fare for all tram routes operated by Hong Kong Tramways with ZA Card (excluding payments made via e-wallets, except Apple Pay and Google Pay), can earn 100 ZA Coins (equal to HKD 1) for every HKD 1 of Eligible Transaction amount. The promotion is subject to its
Terms and Conditions.