ZA Savings Go, Easy Deposit, 5 seconds recall, facial authentication,Create together, be different together

As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Enjoy “tram”endous rides
on ZA!
  • It's time for a spontaneous tram ride! From now until October 20, use your ZA Card to take the tram and enjoy a 100% rebate¹.

    A quick reminder: You pay when you get off the tram! Remember to tap your ZA Card before alighting!
Enjoy “tram”endous rides
on ZA!
  • It's time for a spontaneous tram ride! From now until October 20, use your ZA Card to take the tram and enjoy a 100% rebate¹.

    A quick reminder: You pay when you get off the tram! Remember to tap your ZA Card before alighting!
Enjoy “tram”endous rides
on ZA!
  • It's time for a spontaneous tram ride! From now until October 20, use your ZA Card to take the tram and enjoy a 100% rebate¹.

    A quick reminder: You pay when you get off the tram! Remember to tap your ZA Card before alighting!
Enjoy “tram”endous rides
on ZA!
  • It's time for a spontaneous tram ride! From now until October 20, use your ZA Card to take the tram and enjoy a 100% rebate¹.

    A quick reminder: You pay when you get off the tram! Remember to tap your ZA Card before alighting!
Catch the special edition!
On top of the 100% tram rebates with your ZA Card, keep an eye out for our customized ZA Bank tram rolling through the city. Catch it on the streets? Snap a pic and tag us!
Catch the special edition!
On top of the 100% tram rebates with your ZA Card, keep an eye out for our customized ZA Bank tram rolling through the city. Catch it on the streets? Snap a pic and tag us!
Catch the special edition!
On top of the 100% tram rebates with your ZA Card, keep an eye out for our customized ZA Bank tram rolling through the city. Catch it on the streets? Snap a pic and tag us!
Catch the special edition!
On top of the 100% tram rebates with your ZA Card, keep an eye out for our customized ZA Bank tram rolling through the city. Catch it on the streets? Snap a pic and tag us!
Open an account in as fast as 2 mins
Enjoy a brand new banking experience at HK's No.1 digital bank. Open an account in just a few steps anytime, anywhere.
Open an account in as fast as 2 mins
Enjoy a brand new banking experience at HK's No.1 digital bank. Open an account in just a few steps anytime, anywhere.
Open an account in as fast as 2 mins
Enjoy a brand new banking experience at HK's No.1 digital bank. Open an account in just a few steps anytime, anywhere.
Open an account in as fast as 2 mins
Enjoy a brand new banking experience at HK's No.1 digital bank. Open an account in just a few steps anytime, anywhere.
Remarks
1 The Promotion Period commences from 26 September 2026 to 20 October 2026, both dates inclusive. Each Participant can earn a maximum of 990 ZA Coins. (a third-party reward scheme operated by ZA International Financial Services Limited (“ZAIF”)). Participants who pay for a single ride fare for all tram routes operated by Hong Kong Tramways with ZA Card (excluding payments made via e-wallets, except Apple Pay and Google Pay), can earn 100 ZA Coins (equal to HKD 1) for every HKD 1 of Eligible Transaction amount. The promotion is subject to its Terms and Conditions.
This promotion is applicable to users who use ZA Card with the savings account balance or ZA Credit to pay. To borrow or not to borrow? Borrow only if you can repay!




Remarks
1 The Promotion Period commences from 26 September 2026 to 20 October 2026, both dates inclusive. Each Participant can earn a maximum of 990 ZA Coins. (a third-party reward scheme operated by ZA International Financial Services Limited (“ZAIF”)). Participants who pay for a single ride fare for all tram routes operated by Hong Kong Tramways with ZA Card (excluding payments made via e-wallets, except Apple Pay and Google Pay), can earn 100 ZA Coins (equal to HKD 1) for every HKD 1 of Eligible Transaction amount. The promotion is subject to its Terms and Conditions.
This promotion is applicable to users who use ZA Card with the savings account balance or ZA Credit to pay. To borrow or not to borrow? Borrow only if you can repay!




Remarks
1 The Promotion Period commences from 26 September 2026 to 20 October 2026, both dates inclusive. Each Participant can earn a maximum of 990 ZA Coins. (a third-party reward scheme operated by ZA International Financial Services Limited (“ZAIF”)). Participants who pay for a single ride fare for all tram routes operated by Hong Kong Tramways with ZA Card (excluding payments made via e-wallets, except Apple Pay and Google Pay), can earn 100 ZA Coins (equal to HKD 1) for every HKD 1 of Eligible Transaction amount. The promotion is subject to its Terms and Conditions.
This promotion is applicable to users who use ZA Card with the savings account balance or ZA Credit to pay. To borrow or not to borrow? Borrow only if you can repay!




Remarks
1 The Promotion Period commences from 26 September 2026 to 20 October 2026, both dates inclusive. Each Participant can earn a maximum of 990 ZA Coins. (a third-party reward scheme operated by ZA International Financial Services Limited (“ZAIF”)). Participants who pay for a single ride fare for all tram routes operated by Hong Kong Tramways with ZA Card (excluding payments made via e-wallets, except Apple Pay and Google Pay), can earn 100 ZA Coins (equal to HKD 1) for every HKD 1 of Eligible Transaction amount. The promotion is subject to its Terms and Conditions.
This promotion is applicable to users who use ZA Card with the savings account balance or ZA Credit to pay. To borrow or not to borrow? Borrow only if you can repay!




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