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As a licensed bank and “Your Future Bank for Now”, ZA Bank use technology to conquer the limitations of traditional banks, bringing our users a more convenient banking experience without sacrificing security. And you can also enjoy 24x7 customer service!

Can I increase or decrease my ZA Credit limit?

You can lower your ZA Credit limit by logging in to the ZA Bank App > Account > ZA Credit > Manage ZA Credit > "My credit limit of ZA Credit" and using the modify button to lower your credit limit. Currently, you cannot increase the credit limit of ZA Credit.

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Questions related to "ZA Credit" Questions related to

Can the ZA Credit annual fee be waived? Do I need to apply every year?How can I check my ZA Credit monthly statement?Are there any fees for early repayment on ZA Credit?Can I withdraw cash from ATMs using ZA Credit?How do I pause or terminate ZA Credit?

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*As the first digital bank to launch in Hong Kong, ZA Bank had the highest number of users and customer deposits among the city’s eight digital banks as of 30 June 2024. Source: Interim reports of 8 digital banks.